Building a business empire typically means leveraging other people’s money to scale faster. But financial personality Dave Ramsey took the opposite approach—and his unwavering commitment to zero debt helped him build massive wealth while creating what he calls “freaky resilience” that allowed his company to weather crises that destroyed leveraged competitors. In a recent interview on the "School of Hard Knocks" channel with host James Dumoulin, Ramsey laid out his contrarian philosophy on debt, growth, an ...