Cryptocurrency Payment Adoption - PayPal enables U_S_ merchants to accept cryptocurrency payments via "Pay with Crypto" service [1] - The service supports over 100 cryptocurrencies and connects with wallets like Coinbase and MetaMask [1] - "Pay with Crypto" is set to cover 90% of the $3+ trillion crypto market cap [3] Transaction Efficiency & Cost Reduction - Aims to simplify cross-border commerce by reducing transaction fees by up to 90% [2] - Provides near-instant settlement for transactions [2] Revenue & Market Expansion - Expands merchant revenue opportunities by tapping into a global market of over 650 million crypto users [2] - Enables seamless international transactions for businesses of all sizes [3] Stablecoin & Reward Program - Converts crypto payments instantly into stablecoins or fiat to avoid volatility [2] - PayPal USD (PYUSD) offers a 4% reward rate when held on the platform [2] Platform & Partnership Expansion - Supports wallets such as OKX, Binance, Kraken, Phantom, and Exodus [4] - PayPal launched PayPal World, uniting five major digital wallets on a single platform [5]