"The mindset can spiral fast, especially when it turns into 'keeping up with the Joneses,’” says Joseph Camberato , CEO and founder of National Business Capital. “A lot of people start spending beyond their means just to look the part, and that works until life throws you a curveball. One job loss, one business hiccup, one unexpected expense, and suddenly you’re sitting on a pile of debt with nothing to show for it but a lifestyle you can’t sustain.”Ria Money Transfer conducted a survey of 2,000 Americans o ...