Should we worry about stable coins in the following way which is that hopefully if the stable coins are backed by something meaningful like treasuries that effectively takes treasuries out of the game to be lent in a different way. Yeah, I actually worry quite significantly about stable coins from operators that are not banks. Where are the reserves sitting.Is there duration risk for those reserves. Is there credit risk for those reserves. Are those reserves bankruptcy remote.SoFi, the answer to that is zer ...