Core Insights - A 68-year-old Texas woman lost her entire retirement savings of $487,000 to an online investment scam, which also affected her brother who lost $110,000 [1][2] - Cathy is now living on $2,000 a month from Social Security and has around $33,000 in debt, struggling to make ends meet despite her house being valued at approximately $400,000 [2][3] Financial Situation - Cathy took out her 401(k) and pension upon retirement, but the online investment group subsequently froze their accounts, resulting in total loss [2] - She has applied for jobs but has not found success, feeling easily replaceable after 36 years in sales [3] Advice from Financial Experts - The hosts of "The Ramsey Show" advised against reverse mortgages, labeling them as predatory financial products that could lead to loss of home equity [4] - They emphasized the importance of returning to work and being open about her situation to find new income opportunities, suggesting jobs at places like Starbucks, Walmart, and Target [4]