“I have four retirement accounts that I could take the money from to pay for it.” (Photo subject is a model.) - Getty Images/iStockphoto Dear Quentin, I need to buy a new roof. The estimated cost for fixing it is $15,000. I have four retirement accounts that I could take the money from to pay for it: Most Read from MarketWatch 1. A Roth IRA with $16,000. 2. A money-market account with $16,000. 3. A traditional IRA with $460,000. 4. A 401(k) with $43,000. I’m 61 years old, single and still have a ...