I am a 60-year-old male and I want to retire when I turn 63 and move to Colombia. My house will be paid off in one year and I plan on transferring the deed to my son. When I retire, I will have a $400-per-month pension, an estimated Social Security benefit of $2,700 per month, and as of now, my 401(k) balance is a little over $1 million. I am averaging a 7% return on my 401(k), but next year, I have plans on moving all of that money into more conservative choices, so my return will no longer be 7%. I also h ...