Regulatory Landscape - GOP Bill aims to add crypto to 401(k) retirement plans [1]

🇺🇸 NEW US CRYPTO BILL IS OUT:The Retirement Investment Choice Act is a law that would make Trump’s rule official. It allows people to include cryptocurrency and private equity in their 401(k) retirement plans. https://t.co/vdR19Jlq33 ...

Market Trends & Regulatory Landscape - The executive order signed last week aims to make it easier for 401(k)s to include alternative investments like private equity and crypto [1][15] - Regulatory clarity and direction from the SEC and DOL are crucial in the coming weeks and months [15][16] Investment Opportunities & Strategies - Defined benefit plans, pension funds, endowments, and foundations have been investing in private assets for 30 years with positive returns [4][5] - Empower has formed partnerships with several alternative managers to provide access to these strategies [6] - The approach is to allocate no more than 15% of assets to private assets, using a collective investment trust or target date type construct with a liquidity sleeve [10] - Defined contribution market could see an allocation to privates between 10% and 20% over the next 10 years, potentially becoming a $4-5 trillion market [14][15] Potential Risks & Considerations - There is a convergence happening between the public and private markets regarding valuations, potentially impacting performance [8] - Illiquidity of private investments raises concerns about accessibility for retirees needing immediate access to funds [8][9] - Fee structures for private alternatives are meaningfully higher than in the public space, and the true returns post-fees need consideration [13][14] Company Performance & Strategy - Empower has 19 million customers and $2 trillion on its platform [12] - Empower aims to provide access to private assets, with the fiduciary (plan sponsor, advisor, and investment consultant) determining timing and strategies [12][13]

Adding crypto to retirement plans could boost performance but also comes with risks https://t.co/dLL2rSz4uE ...

congrats, you're in before the 401ks 📈Watcher.Guru (@WatcherGuru):JUST IN: 🇺🇸 President Trump to sign executive order allowing cryptocurrencies in 401(k) retirement plans today. ...

Regulatory & Policy - The U S government is expected to sign an executive order allowing cryptocurrencies in 401(k) retirement plans [1] Cryptocurrency Market - The executive order potentially impacts the cryptocurrency market by integrating it with retirement savings [1]

RT Watcher.Guru (@WatcherGuru)JUST IN: 🇺🇸 President Trump to sign executive order allowing cryptocurrencies in 401(k) retirement plans today. ...