My view is that services inflation is the most persistent and sticky part of inflation. A lot of my view about services inflation is driven by the housing sector as shelter costs are the largest cost for most families. My view about shelter inflation as I said is driven by two things as I said in the speech.One, the fact that average rents have finally caught up to market rents, meaning the catch-up period is done. You know, people don't reset their leases every day. They reset every year, every couple of y ...