Core Insights - Home Depot Inc. (HD) stock has increased by 8.8% over the past three months, reflecting a combination of challenges and resilience in the face of elevated interest rates and tighter financing [1][2] - The company has strategically invested in technology, digital tools, and supply-chain enhancements to maintain its dominance in the home improvement market [1][12] Performance Comparison - HD's 8.8% growth slightly outperformed the Retail - Home Furnishings industry's 8.7% but lagged behind the Retail-Wholesale sector and S&P 500, which grew by 17.7% and 23%, respectively [2] - Compared to its main competitor, Lowe's Companies Inc. (LOW), which rose 5.3%, HD performed better, but it fell short of peers like Williams-Sonoma (WSM) and Haverty Furniture Companies (HVT), which saw increases of 19.4% and 22.6% [3] Stock Price and Technical Indicators - As of the current price of $371.68, HD trades 15.4% below its 52-week high of $439.37 and 13.9% above its 52-week low of $326.31 [7] - The stock is above its 50-day moving average, indicating strong upward momentum, but below its 200-day simple moving average (SMA), suggesting long-term weakness [7][8] Financial Performance - In Q1 fiscal 2025, HD reported sales of $39.9 billion, a 9.4% year-over-year increase, primarily due to the SRS acquisition, although comparable sales fell by 0.3% due to soft demand for large remodeling projects [9][13] - Pro sales outperformed DIY sales, with strength noted in categories such as siding, decking, and gypsum [9][13] Strategic Initiatives - HD is focusing on enhancing its Pro ecosystem, digital capabilities, and supply chain, with the SRS integration improving service for professional customers [14] - The company is positioned to benefit from long-term housing trends, including an aging housing stock and rising home equity, with an estimated $50 billion in deferred remodeling demand [15] Earnings Estimates - The Zacks Consensus Estimate for HD's fiscal 2025 earnings per share remains unchanged, while the estimate for fiscal 2026 has decreased by 0.1% [17] - For fiscal 2025, sales are expected to grow by 3.1%, but earnings per share are projected to decline by 1.3% [19] Valuation Metrics - HD is currently trading at a forward 12-month P/E ratio of 23.81, higher than the industry average of 21.07 and the S&P 500's average of 22.45, indicating a premium valuation [20][21] - This premium suggests high investor expectations for HD's performance, but it may not be justified if the company fails to meet long-term growth targets [23] Investment Outlook - Home Depot's fundamentals remain strong, supported by growth initiatives and robust Pro customer sales [24] - The stock's near-term upside may be limited by macroeconomic headwinds and modest earnings growth expectations, with much of the long-term optimism already reflected in the current price [25] - For existing shareholders, HD is considered a high-quality hold, while prospective investors may seek a more attractive entry point during market pullbacks [26]

继兴业银行、中信银行之后，又一家股份行AIC（金融资产投资公司）获批筹建。 招商银行近日发布公告称，已收到国家金融监督管理总局的批复，获准筹建招银金融资产投资有限公司（下称"招银AIC"）。筹建工作完成后，招商银 行将按照有关规定和程序向金融监管总局提出开业申请。 依据招商银行公告，招银AIC注册资本为150亿元，为该行全资子公司。设立招银金AIC系该行积极响应国家号召，主动融入国家发展大局的重要举措。 此举有助于该行专业化开展市场化债转股及股权投资试点业务，为企业提供全方位、多层次的融资支持，进一步提升该行综合化经营能力，全面推动高质量 发展。 记者了解到，已有两家股份制银行获准筹建AIC。5月7日，国家金融监督管理总局批复，同意兴业银行筹建兴银金融资产投资有限公司（名称暂定）。 据兴业银行披露，该公司注册资本100亿元，为该行全资子公司。 6月3日，中信银行发布公告称，该行收到国家金融监督管理总局批复，同意中信银行筹建信银金融资产投资有限公司。该公司注册资本金拟为100亿 元，中信银行以自有资金出资，持股比例为100%。 此前，我国有5家AIC：工银投资、农银投资、中银资产、建信投资和交银投资，分别是工行 ...

TORONTO, July 04, 2025 (GLOBE NEWSWIRE) -- Rocky Shore Gold Ltd. (the "Company") (CSE:RSG) is pleased to announce that it has closed the previously announced transaction (see press release dated June 2, 2025) with a subsidiary of Barrick Mining Corporation ("Barrick") for cash consideration of CAD$975,000 (the "Transaction"). This news release contains "forward-looking information" within the meaning of applicable Canadian and United States securities laws. Generally, forward-looking information can be iden ...

中国飞鹤：拟启动10亿元回购计划，并维持稳定分红政策 金十数据7月4日讯，中国飞鹤(06186.HK)发布2025年中期业绩预告，预计上半年实现收入约91亿元至93 亿元，净利润约10亿元至12亿元。面对行业阶段性挑战，飞鹤宣布拟动用不少于10亿元用于回购股份， 并维持稳定分红政策，预期2025年分派股息总额不少于20亿元。 ...

漳州"量贩零食第一股"又将遭遇减持。 7月4日晚间，万辰集团（300972）(300972.SZ)发布公告称，控股股东的一致行动人漳州金万辰因自身经营计划需要，拟以集中 竞价或大宗交易方式减持不超过180万股，占总股本比例的0.9594%。 至于减持的价格区间，公告披露为依据市场价格确定。此外，万辰集团还称，本次减持计划的实施具有不确定性。漳州金万辰 将根据自身情况、市场情况和公司股价情况等因素决定是否实施或部分实施本次减持计划。 此次减持前，漳州金万辰持有万辰集团2466.34万股，占总股本比例的13.15%。 正如开头所讲，这并非万辰集团首次遭减持。就在上月初，该公司才发布了一份高管的减持计划。 万辰集团于6月5日披露，董事兼总经理王丽卿计划减持不超过4.5万股，董事兼副总经理李博计划减持不超过7500股，副总经理 王松计划减持不超过7500股。 据悉，减持原因均为股东自身资金需求，股份则来源于股权激励授予的限制性股票。减持期间为公告发布之日起15个交易日后 的3个月内。 7月1日，万辰集团公告称，高管减持计划已实施完成，三人的减持均价分别为171.67元/股、170.49元/股、171.29元/股。 值 ...

Group 1 - The company, China Feihe, forecasts a revenue of approximately 9.1 billion to 9.3 billion RMB and a net profit of about 1 billion to 1.2 billion RMB for the first half of 2025 [1] - Feihe plans to utilize no less than 1 billion RMB for share repurchase and maintains a stable dividend policy, expecting to distribute a total dividend of no less than 2 billion RMB in 2025 [1] - The company's share repurchase and continuous dividends reflect its strong performance and cash flow, showcasing confidence in its intrinsic value and industry potential despite challenges [1] Group 2 - Feihe has initiated a 1.2 billion RMB maternity subsidy plan to support eligible families, demonstrating its commitment to social responsibility [1] - The company emphasizes "technological innovation" as a key driver for development, having launched a "milk protein fresh extraction technology" and established a comprehensive database for HMOs, achieving international leading standards [1] - Feihe is expanding its product offerings under the "full lifecycle nutrition" strategy, including new products like the Aiben protein nutrition powder, and is accelerating its internationalization efforts with the launch of its infant formula in Canada [2]

7月4日上午9点半，第五届长三角体育节轮滑比赛于金山轮滑球馆正式拉开帷幕。这场由苏浙皖沪三省 一市体育部门联合主办的区域性轮滑赛事，不仅受到长三角地区队伍的积极响应，也吸引到包括陕西、 广东省份代表队的踊跃报名。 单排单人滑是今天比赛的第一个小项。来自上海星光之梦队的龚启明是一名冰转轮的选手。他带着短节 目《哪吒》第一个亮相。认真的态度、投入的表演和扎实的功底，一开场就抓住了裁判与观众的心。最 终，他毫无争议地获得该组别冠军。 双排单人滑男子少年甲组的比拼成为焦点。来自上海轮滑学校的戴梓超摘得该项目桂冠。他在转型轮滑 之前练习过体操项目。看得出长年的体育训练与比赛经历培养了他超越年龄的沉稳。7月下旬他将赴韩 国釜山参加花样轮滑亚锦赛，交谈中他谦虚而略带期待地说："我争取拿到好成绩，起码前四名吧。" 当天的比赛还进行了单人舞蹈、双人滑、队列滑、小团秀、四人秀等小项。这场长三角赛事也是明天中 国轮滑（花样轮滑）公开赛（上海金山站）的预演。 本次长三角体育节花样轮滑比赛不仅是一场竞技盛宴，也是区域轮滑协同发展的关键里程碑。赛后，一 项具有深远意义的签约仪式隆重举行。江苏省、浙江省、安徽省、上海市轮滑运动协会正式签署 ...

（一）更好适应CIPS参与者拓展和管理要求。近年来，随着CIPS业务发展和参与者规模扩 大，《业务规则》相关内容无法有效满足参与者拓展和管理要求。有必要根据CIPS业务发展 实际，对《业务规则》进行修改完善，进一步健全参与者管理机制，有效满足CIPS参与者拓 展需要，提高CIPS参与者管理水平。 （二）更好满足CIPS业务发展的需要。《业务规则》明确了CIPS参与者的账户管理、注资、 资金结算等详细流程。随着CIPS功能和服务的持续优化，有必要调整《业务规则》相关内 容，仅对参与者业务行为提出原则性要求，确保规范性文件的前瞻性和科学性，有效适应 CIPS业务发展和功能升级的需要。 中国人民银行发布关于《人民币跨境支付系统业务规则（征求意见稿）》公开征求意见的通知。 《业务规则》明确了CIPS参与者的账户管理、注资、资金结算等详细流程。随着CIPS功能和服务的 持续优化，有必要调整《业务规则》相关内容，仅对参与者业务行为提出原则性要求，确保规范性 文件的前瞻性和科学性，有效适应CIPS业务发展和功能升级的需要。 《人民币跨境支付系统业务规则（征求意见稿）》起草说明 为适应人民币跨境支付系统（CIPS）业务发展需 ...

Company Overview - Synovus has a 135-year history of commercial and retail banking in the Southeast U S [6] - The company has $59 billion in assets, $44 billion in loans, and $50 billion in deposits [6] - Synovus completed the transition to a singularly branded Synovus name and platform in 2018 [6] Growth and Market Position - Growth markets account for 55% of loans outstanding and 42% of core deposits [16] - The company is expanding its presence in growing Southeast markets [17] - Since 2019, the company has increased RM count in Corporate & Investment Banking by 24% [45] Financial Performance and Strategy - The company is focused on long-term shareholder value creation [19] - Recent strategies are PPNR accretive and supportive to growth [27] - Wholesale Funding/Assets decreased by 14% from 2Q23 to 3Q23 [28] - Office CRE Loans/Total Loans decreased by 36% from 2Q23 to 3Q23 [28] - The company anticipates relatively flat adjusted expenses in 2024, with a 2022 baseline of $116 billion and a 2023 estimate of $122 billion [38]

Financial Performance & Strategy - Synovus is focused on long-term shareholder value creation[9] - Synovus completed the transition from multiple legacy banking platforms to a singularly branded Synovus name and platform[6] - Synovus launched Synovus Forward to further optimize revenue and reduce expenses[6] - Synovus is implementing a 4-pillar execution strategy[6] Loan Portfolio & Credit Quality - Synovus has a highly diverse loan mix as of 9/30/23, with Middle Market and Commercial loans comprising 29% of the portfolio[33, 34] - The company's total C&I portfolio was $228 billion as of 3Q23[62] - The CRE portfolio totaled $124 billion in 3Q23[70] - The consumer loan portfolio totaled $85 billion in 3Q23[80] 2024 Outlook & Guidance - Synovus anticipates NIM expansion of approximately +20 bps from 4Q23 to 4Q24[38] - The company expects adjusted non-interest expense to be relatively flat in 2024, excluding the impact of the 4Q23 FDIC special assessment[38, 41] - Synovus projects core deposit growth of 2%-6% for 2024[40]