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FS KKR Capital (FSK) - 2025 Q1 - Earnings Call Transcript
2025-05-08 14:00
FS KKR Capital (FSK) Q1 2025 Earnings Call May 08, 2025 09:00 AM ET Speaker0 Good morning, ladies and gentlemen. Welcome to FS KKR Capital Corp. First Quarter twenty twenty five Earnings Conference Call. Your lines will be in a listen only mode during the remarks by FSK's management. At the conclusion of the company's remarks, we will begin the question and answer session, at which time I will give you instructions on entering the queue. Please note that this conference is being recorded. At this time, Anna ...
CoreCard Corporation Reports First Quarter 2025 Results
Globenewswire· 2025-05-08 11:30
NORCROSS, Ga., May 08, 2025 (GLOBE NEWSWIRE) -- CoreCard Corporation (NYSE: CCRD) (“CoreCard” or the “Company”), the leading provider of innovative credit technology solutions and processing services to the financial technology and services market, announced today its financial results for the quarter ended March 31, 2025. "Overall revenue of $16.7 million in the first quarter exceeded our expectations, reflecting year-over-year total revenue growth of 28%, primarily driven by higher professional services r ...
TransUnion Declares First Quarter 2025 Dividend of $0.115 per Share
Globenewswire· 2025-05-08 10:30
CHICAGO, May 08, 2025 (GLOBE NEWSWIRE) -- TransUnion (NYSE: TRU) today announced that its Board of Directors declared a cash dividend of $0.115 per share for the first quarter 2025. The dividend will be payable on June 6, 2025, to shareholders of record on May 22, 2025. About TransUnion (NYSE: TRU) TransUnion is a global information and insights company with over 13,000 associates operating in more than 30 countries. We make trust possible by ensuring each person is reliably represented in the marketplace. ...
3 Warren Buffett Stocks You Can Buy on the Dip
The Motley Fool· 2025-05-08 08:10
If you're looking for possible blue chip stocks to buy, a great place to start is by looking in Berkshire Hathaway's portfolio. Warren Buffett's company includes many safe investments that you can hang on to for not only years, but potentially forever. But despite the long-term safety they may offer, some of his top stocks are struggling this year.Apple (AAPL -1.14%), American Express (AXP 0.32%), and Occidental Petroleum (OXY -0.66%) are all among Berkshire's top holdings, and these stocks are down at leas ...
Trinity Capital (TRIN) - 2025 Q1 - Earnings Call Transcript
2025-05-07 17:02
Trinity Capital (TRIN) Q1 2025 Earnings Call May 07, 2025 12:00 PM ET Company Participants Ben Malcolmson - Head of Investor RelationsKyle Brown - CEO, President, Chief Investment Officer & DirectorMichael Testa - CFO & TreasurerGerry Harder - COORon Kundich - Chief Credit OfficerChristopher Nolan - Senior VP - Equity ResearchPaul Johnson - Vice President Conference Call Participants Casey Alexander - Senior Vice President & Research AnalystCory Johnson - Associate AnalystSean-Paul Adams - Equity Research A ...
TPG(TPG) - 2025 Q1 - Earnings Call Transcript
2025-05-07 16:00
TPG (TPG) Q1 2025 Earnings Call May 07, 2025 11:00 AM ET Speaker0 Please be advised that today's call is being recorded. Please go to TPG's IR website to obtain the earnings materials. I will now turn the call over to Gary Stein, Head of Investor Relations at TPG. Thank you. You may begin. Speaker1 Great. Thanks, operator, and welcome, everyone. Joining me this morning are John Winklereed, Chief Executive Officer and Jack Weingart, Chief Financial Officer. In addition, our Executive Chairman and Co Founder, ...
Capital One vs. AmEx: Which Credit Card Stock is the Better Pick Now?
ZACKS· 2025-05-07 13:45
Core Viewpoint - Capital One and American Express are significant players in the U.S. financial services sector, focusing on credit card issuance and consumer lending, with their revenues primarily derived from interest income, transaction fees, and customer spending [1][3]. Group 1: Company Strategies and Market Position - Capital One targets consumer and small business segments with a traditional banking approach, while American Express focuses on affluent, premium cardholders with a closed-loop payments network [2]. - Capital One's strategic acquisition of Discover Financial Services for $35 billion aims to enhance its market position and expand its payment network capabilities, making it the largest U.S. credit card issuer by balances [5][6]. - American Express leverages its dual role as a credit card issuer and network operator, allowing it to capture a larger share of transaction economics, contributing to a more profitable business model [14]. Group 2: Financial Performance and Projections - Both companies are affected by macroeconomic factors such as interest rates, consumer spending, and inflation, with recent stock declines reflecting cautious investor sentiment—Capital One down 6.6% and American Express down 11.2% over the past three months [3]. - Capital One's revenues have a five-year CAGR of 6.5%, while net loans held for investment recorded a CAGR of 4.3%, indicating encouraging revenue prospects [8]. - American Express anticipates revenue growth of 8-10% for 2025, with a three-year CAGR of 15.9% for revenues net of interest expenses [19]. Group 3: Financial Health and Valuation - As of March 31, 2025, American Express had $52.5 billion in cash and cash equivalents, indicating strong financial health, while Capital One's net interest income has been rising with a CAGR of 6% over the past five years [10][20]. - Capital One's current P/E ratio is 11.32X, higher than its five-year median, while American Express trades at a trailing P/TB of 17.24X, lower than its five-year median, reflecting differing growth trajectories [25][26]. - American Express has a return on equity (ROE) of 32.48%, significantly higher than Capital One's 9.63%, showcasing its efficient use of shareholder funds [26]. Group 4: Investment Outlook - Capital One's acquisition of Discover Financial may create synergies but poses integration challenges in the near term, making it less favorable for immediate investment [32]. - American Express appears better positioned to navigate current economic challenges, supported by its premium client base and strategic investments, making it a more attractive investment choice despite its higher valuation [33].
Households with Children Emerge as Power Users of the Gig Economy
GlobeNewswire News Room· 2025-05-07 12:00
CHICAGO, May 07, 2025 (GLOBE NEWSWIRE) -- While gig economy services are popular with American consumers overall, households with children have emerged as power users. This cohort reports using gig services on a weekly basis at an overall rate nearly 50% higher than households without children. More telling, 23% of households with children spend $500 or more per month on ridesharing, food delivery and other gig services, a rate almost five times higher than households without children—just 5% of which spend ...
Qifu Technology to Announce First Quarter 2025 Unaudited Financial Results on May 19, 2025
Globenewswire· 2025-05-07 10:34
Core Viewpoint - Qifu Technology, a leading AI-empowered Credit-Tech platform in China, is set to report its unaudited financial results for Q1 2025 on May 19, 2025, after U.S. markets close [1]. Financial Results Announcement - The unaudited financial results for the first quarter ended March 31, 2025, will be reported after U.S. markets close on May 19, 2025 [1]. - An earnings conference call will be hosted by the management team at 8:30 PM U.S. Eastern Time on May 19, 2025 [2]. Conference Call Details - Participants must pre-register online to join the conference call, with a registration link provided [3]. - A live and archived webcast of the conference call will be available on the Investor Relations section of the Company's website [4]. Company Overview - Qifu Technology is recognized as a leading AI-empowered Credit-Tech platform in China, utilizing machine learning models and data analytics to offer a comprehensive suite of technology services [5]. - The Company aims to enhance accessibility and personalization of credit services for consumers and SMEs through its Credit-Tech services [5].
As Federal Collections Activity Resumes, More Than One in Five Federal Student Loan Borrowers With a Payment Due are Seriously Delinquent
Globenewswire· 2025-05-05 11:00
New TransUnion analysis explores the percentage of student loan borrowers at risk of default and the credit score impactsCHICAGO, May 05, 2025 (GLOBE NEWSWIRE) -- As the U.S. Department of Education begins resuming collections activities among defaulted borrowers, new research reveals that the number of consumers at risk for default has soared past pre-pandemic levels. These findings come from a new analysis conducted by TransUnion (NYSE: TRU) and featured at the company’s 2025 Financial Services Summit, at ...