据悉，5月8日起，首套房5年期以下公积金贷款利率从2.35%降至2.1%，5年期以上公积金贷款利率从 2.85%降至2.6%。第二套房5年期以下公积金贷款利率从2.775%降至2.525%，5年期以上公积金贷款利率 从3.325%降至3.075%。 在利率调整对象及范围方面，5月8日前已经发放的个人住房公积金贷款，自2026年1月1日起，执行调整 后的利率。5月8日前申请且未发放的个人住房公积金贷款，执行调整后的利率。5月8日起申请的个人住 房公积金贷款，执行调整后的利率。 按新利率执行后，购房者能省多少利息？银川住房公积金管理中心相关负责人举例：首套房贷款60万 元、30年期，以等额本息方式还款，月供还款减少79元，总利息将减少约2.86万元；以等额本金方式还 款，月供还款减少125元，总利息将减少约2.23万元。二套房贷款60万元、30年期，以等额本息方式还 款，月供还款减少82元，总利息将减少近2.96万元；以等额本金方式还款，月供还款减少125元，总利 息将减少约2.23万元。 5月8日，宁夏银川住房公积金管理中心发布消息，根据《中国人民银行关于下调个人住房公积金贷款利 率的通知》要求，即日起，银川住 ...

新华财经郑州5月8日电（记者李文哲、李亭、高婷）对于新市民、新青年，刚到一个地方工作和生活， 住房是个要紧事，保障性租赁住房提供了新选择。记者日前来到位于河南省郑州市的鼎盛美寓人才公 寓，这是当地收购存量商品房建设的保障性租赁住房。 走进鼎盛美寓人才公寓，一楼咖啡厅香气四溢，二楼左侧健身房器械齐全、右侧阅览室温馨静谧，"95 后"小伙郑傲泽正在阅览室研读文献资料。 郑州城发安居有限公司总经理陈显刚介绍，统计入住人才数据表现出三大特点，一是对高层次学历人才 吸引效应明显，博士、硕士研究生占比达10%；二是吸引外地人才留郑安居乐业效果明显，非郑户籍租 户占比93%；三是青年群体占比显著，35岁以下约占95%。 不久前，郑州市2025年第三批人才公寓上线配租，涉及二七区、经开区、中原区、郑东新区4个项目共 计2052套房源。这批2.0版人才公寓践行"好房子"理念，融入无主灯设计、SPC蜂窝铝板等新技术，并参 照品牌酒店的装修风格与功能配置，为青年人才提供更高品质的居住环境。 "到明年年底，郑州人才公寓整体投运规模将超过10万套（间）。"陈显刚表示，按照应建尽建、功能齐 全的原则，人才公寓配备建设人才之家和共享空间， ...

Core Viewpoint - The Beijing Housing Provident Fund Management Center has announced a new policy to support the withdrawal of housing provident funds for individuals renting affordable housing in the Beijing-Tianjin-Hebei region, effective from May 1, 2025 [1] Group 1 - The policy allows employees who contribute to the housing provident fund to withdraw funds when renting affordable housing in the Beijing-Tianjin-Hebei area [1] - The withdrawal amount will be based on the actual monthly rent paid, subject to verification by the local housing provident fund management center [1] - The initiative aims to promote coordinated development of the housing provident fund system across the Beijing-Tianjin-Hebei region, including Xiong'an New Area [1]

成都住房公积金管理中心发布关于征求支持缴存人购买和租赁保障性住房有关政策意见建议的通知，意 见稿提及，降低首付款比例。购买保障性住房使用住房公积金贷款的，最低首付款比例为15%。提高贷 款额度。购买保障性住房使用住房公积金贷款的，单、双缴存人最高贷款额度对应上浮50%。支持又提 又贷。缴存人购买保障性住房，提取住房公积金支付购房款同时还可申请使用住房公积金贷款，提取与 贷款金额累计不超过所购住房总价。(人民财讯) ...

Core Viewpoint - The new housing provident fund business standards in Guangxi aim to enhance the coverage and service quality of the housing fund system, particularly benefiting flexible employment workers and improving overall accessibility for various groups [2][4][10]. Group 1: Coverage and Inclusivity - As of March 2023, the housing provident fund in Guangxi has covered 4.5983 million people with a cumulative deposit amount of 673.876 billion yuan [2]. - The new standards redefine "flexible employment workers" to include those engaged in non-full-time, temporary, and flexible work arrangements, allowing them to contribute to the housing fund [4][5]. - Approximately 101,300 flexible employment workers have participated in the housing fund, contributing a total of 2.803 billion yuan, and 12,200 households have received loans totaling 4.132 billion yuan [5]. Group 2: Service Optimization - The new standards significantly reduce the processing time for housing fund loans from 35 working days to 15 working days, achieving a reduction of over 57% [6]. - The number of required documents for loan applications has been cut down from 19 to 6, streamlining the process for applicants [6]. - New businesses can now register for housing fund contributions simultaneously during their registration process, enhancing efficiency [7]. Group 3: Risk Management and Security - The updated standards mandate the use of digital technology for risk management, transitioning from manual reviews to intelligent risk control to prevent fraudulent activities [8]. - Housing fund management centers will initiate investigations for suspicious applications to curb fraudulent withdrawals and loans [8]. Group 4: Expanded Benefits - The new standards allow for the withdrawal of housing funds for family members suffering from major illnesses, easing the financial burden on families [10]. - The standards also introduce provisions for withdrawing funds for the installation of elevators in existing residential buildings, addressing economic pressures related to home improvements [11]. - The housing provident fund system is evolving to support new employment forms and enhance convenience, thereby reinforcing its role as a comprehensive social security mechanism [11].

成都住房公积金管理中心发布通知，就支持缴存人购买和租赁保障性住房有关政策征求意见建议。其中 拟加大贷款支持。购买保障性住房使用住房公积金贷款的，最低首付款比例为15%，最高贷款额度上浮 50%，即由现行的单人60万元、双人100万元提高至单人90万元、双人150万元。 ...

Group 1 - The core focus of the news is on the initiatives taken by the Xiaoshan District to improve housing conditions for the youth, emphasizing the launch of the "Youth Quality Rental Season" event to provide better rental options and support for young people [1][2] - The event featured over 10 housing rental companies showcasing "settlement gift packages" aimed at young renters, including benefits like internet fees, property fees, and cleaning services [1] - The establishment of the "Xiaoshan District Safe Living Alliance" aims to standardize and enhance rental services, ensuring tenant rights and creating a secure rental environment for young talents [1] Group 2 - Xiaoshan District has prioritized housing security as a key strategy for attracting and retaining talent, implementing various measures to promote a healthy rental market [2] - The district has developed a dual-coordinated living ecosystem for youth, creating a "15-minute youth living circle" and a comprehensive housing security policy that includes public rental housing and special rental housing for talents [2] - Recent upgrades to the rental subsidy policy have expanded eligibility from undergraduate to associate degree holders, with a subsidy of 12,000 yuan over three years for associate degree holders and an increased subsidy of 36,000 yuan over three years for undergraduate holders [2]

Core Points - The article discusses the "Ten Measures for Accelerating the Gathering of Young Talent" in Taicang, which includes innovative support measures aimed at attracting and retaining young talent in the city [1][2][3] Group 1: Talent Attraction Initiatives - Taicang offers a "first-time visit subsidy" of 300 yuan for talent from the Yangtze River Delta and 500 yuan for those from other regions, with over 15,000 subsidies already distributed [3] - The city organizes recruitment events at major universities, attracting graduates from top institutions and facilitating long-term connections through QR codes for ongoing communication [2][3] - The "Talent Special Subsidy" program allows companies and universities to recognize talent without traditional academic constraints, offering up to 150,000 yuan in salary subsidies [5] Group 2: Infrastructure and Support Systems - Taicang has established a comprehensive support system for talent, including free accommodation for up to 15 days and various city experience benefits to reduce the cost of relocation [3][4] - The city has launched initiatives to support entrepreneurship, including three years of rent-free space and financial assistance for startups in designated innovation parks [5] - The establishment of the Taicang Foreigners Service Center integrates various services for foreign professionals, enhancing the living and working experience for expatriates [6] Group 3: Community and Cultural Integration - The Starry Sea Talent Apartment serves as a key facility for new talent, providing communal spaces and activities to foster community engagement [7] - Taicang is developing youth-friendly communities that integrate work, life, and social activities, aiming to create a vibrant ecosystem for young professionals [8] - The city is committed to enhancing its talent policy framework and support services to ensure a welcoming environment for innovation and growth [8]

智通财经5月6日电，据"长春公积金"5月6日消息，为贯彻落实有关文件要求，积极服务于构建高质量发 展的长春现代化都市圈，更好地满足广大缴存职工的住房消费需求，长春市住房公积金管理委员会对部 分贷款和提取政策优化调整。其中，长春市对多子女家庭贷款政策进行调整，第二次使用住房公积金贷 款且生育抚养二孩及以上的多子女家庭，单笔贷款最高额度可上浮40%。 长春优化调整部分住房公积金使用政策 ...

Core Viewpoint - The article highlights the effective emergency response and human-centered service philosophy of the company, demonstrating its commitment to safety and care for tenants in critical situations [1][2][3]. Emergency Response - The company activated its emergency plan within minutes when a young tenant fell from a second-floor drying platform, achieving a response time of 10 minutes, which is 33% faster than the national standard of 15 minutes [1]. - The store manager provided immediate assistance to the injured tenant, showcasing the human touch in emergency situations [2]. Safety Management System - The company employs a comprehensive safety management system that includes prevention, response, and assurance, ensuring tenant safety through various measures [3]. - The system includes health information registration to identify tenants with specific needs, such as a history of sleepwalking, and proactive suggestions for safer living arrangements [3]. - The company has implemented a three-dimensional safety framework combining smart hardware, standard operating procedures, and human care, enhancing tenant safety [3]. Community Safety Initiatives - The company collaborates with local police to establish educational programs on fraud prevention and drug awareness, reflecting a commitment to community safety [6]. - The company has achieved 100% coverage of its smart security systems across its properties, which are integrated with local law enforcement for real-time risk identification [8]. Performance Metrics - The company has conducted over 2,000 safety drills annually, ensuring that staff are equipped with necessary emergency skills, and has a 92% rate of maintaining records for tenants with special needs [9]. - As of Q1 2025, the company manages 260,000 rental units across 29 cities, serving over 800,000 clients, establishing itself as a leader in the housing rental industry [11].