Core Insights - DLocal has returned to extraordinary growth after several weak quarters, showing improvements in transaction volume and take rate [1] Company Summary - DLocal is a payment processing company that specializes in emerging markets [1] - The recent quarterly report indicates a significant recovery in performance metrics, particularly in transaction volume and take rate [1]

Core Viewpoint - DLocal has returned to extraordinary growth in its recent quarterly report, showing improvements in transaction volume and take rate after several weak quarters [1] Company Summary - DLocal is a payment processing company that specializes in emerging markets [1] - The company has experienced a significant recovery in its performance metrics, indicating a positive trend in its business operations [1]

Core Viewpoint - Rosen Law Firm is reminding investors who purchased common stock of Fiserv, Inc. during the specified Class Period of the upcoming lead plaintiff deadline for a class action lawsuit [1][2]. Group 1: Class Action Details - The Class Period for the Fiserv common stock purchases is from July 24, 2024, to July 22, 2025 [1]. - Investors may be entitled to compensation without any out-of-pocket fees through a contingency fee arrangement [1]. - A class action lawsuit has already been filed, and interested parties must move the Court to serve as lead plaintiff by September 22, 2025 [2]. Group 2: Law Firm Credentials - Rosen Law Firm has a strong track record in securities class actions, having achieved the largest securities class action settlement against a Chinese company at the time [3]. - The firm was ranked No. 1 by ISS Securities Class Action Services for the number of securities class action settlements in 2017 and has consistently ranked in the top 4 since 2013 [3]. - In 2019, the firm secured over $438 million for investors, showcasing its capability in recovering significant amounts for clients [3]. Group 3: Case Allegations - The lawsuit alleges that Fiserv made false and misleading statements regarding its Clover platform, which was forced upon Payeezy merchants due to issues with the older Payeezy platform [4]. - It is claimed that Clover's revenue growth was artificially inflated by these forced conversions, masking a slowdown in new merchant business [4]. - The lawsuit further states that many former Payeezy merchants switched to competitors due to Clover's high pricing and compatibility issues, leading to a significant slowdown in Clover's growth [4].

Visa (NYSE: V ) (NEOE: VISA:CA ) is one of my all-time favorite dividend growth stocks, and I currently own them in my portfolio. In my opinion, I have a great cost basis on the stock withContributing analyst to the iREIT+Hoya Capital investment group. The Dividend Collectuh is not a registered investment professional nor financial advisor and these articles should not be taken as financial advice. This is for educational purposes only and I encourage everyone to do their own due diligence. I'm a Navy veter ...

Canadian commerce solutions provider Moneris Solutions has announced new features to its Moneris Go Retail solution to meet the evolving needs of retailers across Canada. The latest features of the user-friendly point-of-sale (POS) system aim to address modern retail challenges, showcasing Moneris' commitment to advancing retail technology in line with business demands. Moneris Go Retail now includes custom sales for flexible selling, enhanced customer management and advanced insights into buying habits, ...

Core Insights - Rainforest, an embedded payment provider, has raised $29 million in an oversubscribed Series B funding round, bringing total funding to $57.5 million [1][2][3] Funding and Financial Growth - The Series B round was led by Matrix Partners and Infinity Ventures, with participation from Accel and Tech Square Ventures, all of whom were also involved in the Series A round [1] - Following the previous funding round, Rainforest has experienced a more than tenfold increase in revenue, driven by substantial annual processing volume [3] Use of Funds - The new funds will be allocated towards hiring, expanding into the Canadian market, and developing new payment technologies, including tap-to-phone and alternative payment methods [2] Product Enhancements - Rainforest has introduced several product enhancements aimed at increasing payment adoption, volume, and revenue for software platforms, including an embeddable chargeback management system and real-time bank validation for ACH payments [4] - The company's objective is to assist vertical software companies in integrating payment systems into their platforms, thereby enhancing revenue and customer retention [4] Market Positioning - Rainforest aims to address challenges faced by software platforms in embedded payments, such as legitimate merchant rejections and onboarding visibility, differentiating itself from competitors like Stripe Connect and Ayden Platforms [5]

Core Viewpoint - Rosen Law Firm is reminding investors who purchased Fiserv, Inc. common stock during the specified Class Period of the upcoming lead plaintiff deadline for a class action lawsuit [1][2]. Group 1: Class Action Details - The Class Period for the Fiserv common stock purchases is from July 24, 2024, to July 22, 2025 [1]. - Investors may be entitled to compensation without any out-of-pocket fees through a contingency fee arrangement [1]. - A class action lawsuit has already been filed, and interested parties must move the Court by September 22, 2025, to serve as lead plaintiff [2]. Group 2: Rosen Law Firm's Credentials - Rosen Law Firm has a strong track record in securities class actions, having achieved the largest securities class action settlement against a Chinese company at the time [3]. - The firm was ranked No. 1 by ISS Securities Class Action Services for the number of securities class action settlements in 2017 and has consistently ranked in the top 4 since 2013 [3]. - In 2019, the firm secured over $438 million for investors, showcasing its capability in recovering significant amounts for clients [3]. Group 3: Case Allegations - The lawsuit alleges that Fiserv made false and misleading statements regarding its Clover platform, which was forced upon Payeezy merchants due to issues with the older Payeezy platform [4]. - It is claimed that Clover's revenue growth was artificially inflated by these forced migrations, masking a slowdown in new merchant business [4]. - The lawsuit further states that many former Payeezy merchants switched to competitors due to Clover's high pricing and compatibility issues, leading to a significant slowdown in Clover's growth [4].

Group 1: Consumer Expectations and Trends - Consumers are increasingly expecting rewards and personalized offers in both online and offline commerce [1] - The use of restaurant loyalty programs has risen to 51% from 45% year-over-year, with participation in quick-service at 49% and full-service at 34% [3] - Immediate and tangible loyalty mechanics are resonating well with restaurant customers [3] Group 2: Loyalty in Hospitality and Travel - Guests value rewards but prioritize immediacy and clear dollar-equivalent benefits when booking travel, with about half factoring rewards into their online travel bookings [6] - Loyalty is critical for guest retention and spending in the hotel industry, with opportunities to embed loyalty offers into guest interactions [9] Group 3: Fiserv's Acquisition of CardFree - Fiserv's acquisition of CardFree introduces a suite of loyalty and payment options tailored for restaurants, allowing seamless integration of reward programs into ordering flows [7] - CardFree's technology enables automatic rewards at checkout across various ordering methods, enhancing customer engagement [8] - The integration of CardFree can also extend loyalty capabilities to hotels, making guest interactions more rewarding [9][10] Group 4: Clover's Enhanced Capabilities - Fiserv's Clover platform gains enhanced loyalty capabilities through the CardFree acquisition, supporting mobile pay-and-earn flows and kiosk-based redemption [11] - The company is focused on expanding Clover's functionalities beyond a point of sale device, with plans to incorporate more AI [12]

Core Insights - The article discusses the author's long-term investment strategy, focusing on Visa as a significant holding in their portfolio, emphasizing the importance of intrinsic value in investment decisions [1]. Group 1: Investment Strategy - The company has a long-term investment approach, preferring to hold positions unless there is a compelling reason to sell [1]. - The author aims to maximize total return over time by purchasing assets when their price is low relative to intrinsic value [1]. Group 2: Personal Background - The author has 22 years of experience in the energy industry, with roles in engineering, planning, and financial analysis, and has managed their own portfolio since 1998 [1]. - The author has successfully matched the S&P 500 return over the long term with lower volatility and higher income [1].

Core Insights - Visa shares have been trading sideways since the June quarter report despite strong results and elevated growth, indicating a narrowing growth gap with Mastercard [1] Company Performance - Visa reported very strong results in the June quarter, showcasing elevated growth [1] - The growth gap between Visa and Mastercard is continuing to narrow, suggesting competitive improvements for Visa [1] Investment Strategy - The investment strategy focuses on companies with perfect qualitative attributes, aiming to buy at attractive prices based on fundamentals and hold long-term [1] - The portfolio management approach is concentrated on avoiding losers while maximizing exposure to significant winners, which may lead to rating great companies as 'Hold' if growth opportunities are below a certain threshold or if downside risks are too high [1]