Nov 18, 2025 12:22 AM Eastern Standard Time Beyond by RS2 Becomes a Principal Issuing Member of Visa Share FRANKFURT, Germany--(BUSINESS WIRE)--Beyond by RS2, the innovation brand of RS2 Financial Services GmbH, has become a Principal Issuing Member of Visa in Europe – allowing the company to directly issue Visa cards and to launch and manage payment card programs. With this milestone, Beyond by RS2 strengthens its position as an end-to-end payment partner, combining issuing, acquiring, and processing servi ...

Core Insights - Robinhood has significantly transformed the discount brokerage industry by introducing free trading, compelling competitors to follow suit [2] - Visa has established itself as a leading payment processor, benefiting from the ongoing shift from cash to card payments, particularly driven by e-commerce growth [4] Company Overview: Robinhood - Robinhood is a relatively young discount brokerage, having gone public in mid-2021, and has only operated in a bull market, which may affect its resilience during market downturns [3] - The company has expanded its offerings beyond stock trading to include cryptocurrency trading and sports betting, aiming to attract more active investors [2] Company Overview: Visa - Visa has a long-standing presence in the market, having gone public in early 2008 during the Great Recession, and it processes card payments for consumers, earning fees for each transaction [4] - Over the past decade, Visa's revenue has grown at an annualized rate of 11%, with earnings increasing by 14% annually, making it attractive to growth investors [5] Valuation Comparison - Visa's current price-to-sales ratio is approximately 18.5, price-to-earnings ratio is 33, and price-to-book ratio is 17.5, with P/S and P/E ratios below their five-year averages [6] - Robinhood's price-to-sales ratio stands at 26.5, price-to-earnings ratio at 50.5, and price-to-book ratio nearly at 13, indicating that it is expensive relative to its own historical metrics [8] Investment Implications - Robinhood's high valuation suggests that investors are pricing in significant future growth, despite the company's lack of experience in bear markets [9] - Visa, while appearing expensive on an absolute basis, is reasonably priced relative to its historical valuation, making it a more stable investment choice compared to Robinhood [12]

Group 1 - The 2026 World Cup is expected to be unprecedented in success, with record ticket sales indicating strong global interest, reaching about 80% of the world [2] - A new fee for prioritized appointment scheduling system is being introduced for World Cup ticket holders to reduce wait times for interviews [1] - Appointment wait times have significantly decreased, with the ability to secure an appointment within 60 days, compared to previous wait times of over a year in some countries [3] Group 2 - Ticket holders are advised to apply for necessary appointments as soon as possible to avoid last-minute issues [4]

In the current market session, Visa Inc. (NYSE:V) share price is at $331.43, after a 0.43% spike. Moreover, over the past month, the stock fell by 5.07%, but in the past year, spiked by 5.69%. Shareholders might be interested in knowing whether the stock is overvalued, even if the company is performing up to par in the current session. Evaluating Visa P/E in Comparison to Its PeersThe P/E ratio is used by long-term shareholders to assess the company's market performance against aggregate market data, histor ...

Market Overview - In Q3 2025, the US equity market saw a rally, with the S&P 500 Index increasing by 8.12% and the Bloomberg U.S. Aggregate Bond Index rising by 2.03% [1] - Aristotle Atlantic's Large Cap Growth strategy returned 9.76% gross of fees (9.61% net of fees), underperforming the Russell 1000 Growth Index, which returned 10.51% [1] Company Performance: Visa Inc. (NYSE:V) - Visa Inc. shares returned -4.18% over the past month and appreciated by 5.72% over the last 12 months, closing at $330.02 per share with a market capitalization of $648.6 billion on November 14, 2025 [2] - Visa Inc. detracted from performance in Q3 2025 due to concerns about slowing growth, despite reporting revenue and EPS that exceeded consensus expectations [3] - In the fiscal fourth quarter of 2025, Visa Inc. reported $10.7 billion in net revenue, reflecting a 12% year-over-year increase [4]

Last week at Singapore Fintech Festival’s 10th anniversary, I sat down with senior leaders across payments companies, fintechs, and banks. What they told me – and what I witnessed on the show floor- revealed five forces reshaping the industry: agentic payments are moving from experiment to competitive weapon; payments-specific foundation models are emerging to challenge general-purpose AI; fraud management is now table stakes; transaction banking is delivering outsized AI returns; and stablecoins are fragme ...

Core Insights - Warren Buffett will retire as CEO of Berkshire Hathaway at the end of the year, with the company achieving a remarkable 5,502,284% increase in shares from 1965 to 2024, significantly outperforming the S&P 500's 39,054% return [1][2]. Company Summaries Apple - Apple is the largest position in Berkshire's portfolio, accounting for 23.9% of it, with investments starting in 2016 [3][4]. - The company has integrated AI technology into its products, including real-time text analysis and battery management optimization, although it has not developed its own AI models [3][4]. - Apple is reportedly paying Alphabet $1 billion annually to utilize a custom AI model for its Siri assistant, indicating a strategic partnership approach [4][6]. Chubb - Chubb represents 2.5% of Berkshire's portfolio and is known for its innovative use of AI in automating underwriting, claims processing, and fraud detection [7][8]. - The company recently launched an AI-powered optimization engine for personalized insurance recommendations, showcasing its commitment to leveraging technology [8][10]. - Chubb's combined ratio for property and casualty insurance in 2024 was 86.6%, outperforming the industry average of 96.6%, indicating strong profitability [10][11]. Visa - Visa, which constitutes nearly 1% of Berkshire's portfolio, was an early adopter of AI, implementing it in risk and fraud management as early as 1993 [12][13]. - The company's AI platform, Visa Advanced Authorization, prevents approximately $28 billion in fraud annually, highlighting its effectiveness [13][14]. - Visa is also developing AI tools to enhance the online shopping experience, positioning itself as a leader in payment processing alongside Mastercard, which together handle 90% of payment processing outside China [14][15].

Note: This list is not exhaustive.Warren Buffett, arguably the greatest investor of all time, is on record saying that his favorite holding period is forever. These aren't just words from the Oracle of Omaha: Many of the stocks in his conglomerate's portfolio have been there for quite some time. A great example of that is Visa (V 1.80%), a stock Berkshire Hathaway first bought in 2011. The financial services giant has performed extremely well since, and it could continue doing so for a long time. Here are f ...

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Core Insights - Visa Inc. has launched a pilot program allowing businesses to send payouts directly to recipients' stablecoin wallets, enhancing the efficiency and accessibility of payouts [1][2] - The initiative targets digital creators, freelancers, and marketplaces, providing them with a stable store of value and faster access to funds, especially in regions with currency volatility or limited banking infrastructure [2][3] Group 1: Visa Direct and Stablecoin Payouts - Visa Direct now enables businesses to fund payouts in fiat money while recipients can opt for USD-backed stablecoins like USDC [1] - The pilot program aims to provide universal access to money in minutes rather than days, benefiting creators, businesses, and freelancers [2] - Research indicates that 57% of digital content creators prefer digital payment methods for instant access to funds [2] Group 2: Features and Future Plans - The Visa Direct Stablecoin Payout offers near-instant access to payouts in stablecoins, enhancing convenience for consumers and freelancers [3] - Stablecoins provide borderless currency access, particularly for underbanked regions or where USD bank accounts are unavailable [3] - The pilot will initially launch with select partners, with plans for a broader rollout in the second half of 2026 as client demand and regulatory frameworks evolve [3]