研究报告 Research Report 5 Feb 2026 VISA VISA (V US) 1QFY26 经调整 EPS 超预期并维持全年指引，增值服务与稳定币业务加速 1Q FY26 Adjusted EPS Beat Expectations, Full-Year Guidance Maintained as Value-Added Services and Stablecoin Initiatives Accelerate [Table_yemei 观点聚焦 1] Investment Focus [Table_Info] 维持优于大市 Maintain OUTPERFORM 评级 优于大市 OUTPERFORM 现价 US$328.93 目标价 US$400.60 市值 US$626.99bn 日交易额 (3 个月均值) US$2,386mn 发行股票数目 1,681mn 自由流通股 (%) 100% 1 年股价最高最低值 US$373.31-US$308.27 注：现价 US$328.93 为 2026 年 02 月 03 日收盘价 资料来源： Factset 1mth 3mth 12mth ...

研究报告 Research Report 5 Feb 2026 VISA VISA (V US) 1QFY26 经调整 EPS 超预期并维持全年指引，增值服务与稳定币业务加速 1Q FY26 Adjusted EPS Beat Expectations, Full-Year Guidance Maintained as Value-Added Services and Stablecoin Initiatives Accelerate [Table_yemei 观点聚焦 1] Investment Focus [Table_Info] 维持优于大市 Maintain OUTPERFORM 评级 优于大市 OUTPERFORM 现价 US$328.93 目标价 US$400.60 市值 US$626.99bn 日交易额 (3 个月均值) US$2,386mn 发行股票数目 1,681mn 自由流通股 (%) 100% 1 年股价最高最低值 US$373.31-US$308.27 注：现价 US$328.93 为 2026 年 02 月 03 日收盘价 资料来源： Factset 1mth 3mth 12mth ...

Key Takeaways V partners with UnionPay International to link Visa Direct and MoneyExpress for China cross-border payouts.Visa gains access to 95% of UPI debit cardholders via a single integration, lowering friction.V embeds into domestic rails ahead of a first-half 2026 rollout, monetizing flows via real-time settlement.Visa Inc. (V) is ramping up its efforts in global money movement through a partnership with UnionPay International (“UPI”). This collaboration aimed at expanding the reach of Visa Direct in ...

斯里兰卡《每日金融时报》2月2日报道，Visa携手斯里兰卡国家发展银行(NDB Bank)推出Card Present Connect技术，支持线上线下（300959）交易。Visa首次在南亚地区发布此类应用，使企业能够使用 Android SmartPOS设备接受EMV芯片支付、非接触式支付和移动钱包支付。对于商户而言，这意味着 更低成本、更快速度、更高安全性，并在无现金交易中拓展业务。 ...

2月2日，银联国际与Visa在上海共同宣布，双方达成跨境汇款战略合作。此举将为构建开放包容、高效 安全的全球跨境支付生态树立新标杆。银联国际首席执行官王立新，Visa全球高级副总裁、资金流业务 产品负责人Luba Goldberg出席活动。 Luba Goldberg表示，双方合作将进一步拓展全球资金流网络，更好地支持中国市场的汇入汇款及B2C付 款服务。通过整合Visa的全球网络能力，以及银联的全球速汇平台和中国境内发卡基础，将为全球消费 者和企业提供更加顺畅、安全、透明的支付方式，助力资金汇入中国这一全球主要汇款目的地。此次合 作彰显了双方在支付创新、服务可靠性方面的共同承诺，也将为建设开放、互联互通的全球支付生态建 设奠定基础。 近年来，全球跨境汇款市场规模持续扩容，亚太地区成为核心增长极。银联跨境汇款业务已覆盖全球57 个国家和地区，与超过60家境外银行、国际主流汇款机构建立合作。未来，银联将秉持"互信互联，共 创价值"的发展愿景，持续携手Visa等境内外合作伙伴，在新"四方模式"下共建开放共赢、价值共享的 全球支付网络，助力国家高水平对外开放。 此次合作的核心是双方资源的优势互补。Visa拥有广泛的 ...

Visa Inc. ( V ) and Mastercard ( MA ) are two of the most renowned companies in the world. And yet, sometimes they are either ignored or misunderstood. This is particularly trueI’m a long-term investor focused on U.S. and European equities, with a dual emphasis on undervalued growth stocks and high-quality dividend growers. Through years of experience, I’ve learned that sustained profitability—evident in strong margins, stable and expanding free cash flow, and high returns on invested capital—is a more reli ...

The most talked about and market moving research calls around Wall Street are now in one place. Here are today's research calls that investors need to know, as compiled by The Fly.Top 5 Upgrades: DA Davidson upgraded Q2 Holdings (QTWO) to Buy from Neutral with an unchanged $82 price target. The firm is "not making a call" on the upcoming Q4 results per se, but it believes that the pullback in the shares over the last 6-8 months has created a more attractive entry point.Citi upgraded JetBlue (JBLU) to Neutr ...

Industry Overview - Financial technology (fintech) is transforming the global financial landscape by enhancing speed, accessibility, and customer focus in financial services through advanced technologies like AI, blockchain, Big Data, and cloud computing [1] - Fintech is significantly improving financial inclusion, allowing millions of unbanked and underbanked individuals to access financial services through digital wallets, mobile banking, and peer-to-peer lending [2] - Innovations in fintech have made cross-border payments faster and more affordable, disrupting traditional banking and investment models [2] Payment and Lending Transformation - Fintech has revolutionized payment and lending systems with contactless payments, buy-now-pay-later services, and app-based loans, increasing convenience for consumers and efficiency for businesses [3] - In capital markets, the emergence of robo-advisors and algorithm-based trading platforms is democratizing investments by lowering costs and reducing entry barriers [3] Transparency and Cybersecurity - Fintech enhances transparency and cybersecurity, with blockchain technology enabling secure transactions and AI tools improving fraud detection and risk management [4] - Traditional financial institutions are encouraged to innovate and collaborate due to the evolving fintech landscape, leading to a more agile and technology-driven financial ecosystem [4] Company Highlights: SoFi Technologies, Inc. (SOFI) - SoFi is reshaping traditional finance with its app-based digital banking platform, boasting a membership base of over 10 million and a comprehensive suite of services [6] - The company's B2B platform, Galileo, broadens revenue streams and strengthens its position in the embedded finance space, enhancing credibility and market reach [7] - SoFi's land-and-expand strategy fosters strong cross-selling opportunities, deepening customer engagement and retention [8] - The Zacks Consensus Estimate for SOFI's 2026 sales and EPS indicates year-over-year growth of 29.1% and 51.3%, respectively [9] Company Highlights: Visa Inc. (V) - Visa's market dominance is supported by consistent volume growth, strategic acquisitions, and innovations in digital payments [10] - The company is investing in digital security and technologies, such as contactless payments and tokenization, to adapt to the digital shift [11] - Visa's AI-driven security tools are in high demand, with the company embedding AI into over 100 products for fraud prevention [13] - The Zacks Consensus Estimate for V's fiscal 2026 sales and EPS suggests year-over-year growth of 11.2% and 11.8%, respectively [13] Company Highlights: Robinhood Markets, Inc. (HOOD) - Robinhood democratized finance with commission-free stock trading and is expanding its offerings beyond the core trading app through strategic acquisitions and new products [14] - The company operates in multiple financial sectors, including stock and ETF trading, options trading, and cryptocurrency transactions, aiming to diversify revenue streams [15] - Robinhood is pursuing growth through acquisitions and product innovation, including plans to acquire Indonesian entities and launch new tools for sophisticated investors [16][17] - The Zacks Consensus Estimate for HOOD's 2025 sales and EPS implies year-over-year growth of 53% and 85.3%, respectively [18]

As visas, eVisas, and ETAs evolve worldwide, iVisa reports maintaining a 99% approval rate across the applications it supports. MIAMI, Feb. 03, 2026 (GLOBE NEWSWIRE) -- International travel in 2026 is being reshaped not just by rising passenger demand, but by rapidly evolving visa and travel authorization requirements. From expanded screening rules in the United States to mandatory electronic travel authorizations in the United Kingdom and Europe, travelers face a landscape where paperwork matters as much a ...

This story was originally published on Payments Dive. To receive daily news and insights, subscribe to our free daily Payments Dive newsletter. Dive Brief: Visa is extending its reach into mainland China through an agreement with UnionPay International, which is based in the country, to make Visa Direct cross-border remittances and other real-time payments to UPI debit cardholders. The effort, announced at the Web Summit Qatar conference in Doha, will join Visa Direct with UPI’s MoneyExpress platform t ...