1月19日金融一线消息，近日，2025年"金企工程——Visa促进文旅消费·小微企业金融赋能计划"项目总 结座谈会在北京召开。会上，Visa联合中国金融教育发展基金会以及其他合作伙伴，系统梳理了该项目 为文旅小微企业提供金融支持所取得的阶段性成果，并围绕"十五五"期间如何利用金融创新推动文旅产 业发展和国际消费环境建设展开了深入讨论。会议期间，项目方介绍，他们通过开展金融教育，在全国 近20个城市服务了超过3万家企业和商户。Visa还分享了"北京中轴线无障碍支付服务旅游示范区"取得 的进展，目前已帮助超过5000家小微企业提升外卡支付能力，并通过"相机扫码支付"等创新解决方案， 为入境游客提供更便捷的支付服务，进一步激发入境消费活力，助力北京打造入境旅游首选地和国际消 费中心城市。 随着免签政策、签证优化等利好措施落地，中国入境旅游市场加速回暖。数据显示，截至2025年9月， 全国口岸累计出入境外国人数量已超过2024年全年水平。入境游客支付的意愿和频率不断增强，随之提 升的入境消费亦为城市经济注入新动能：2025年前三季度，北京市入境旅游总收入达50.2亿美元，已超 2024全年；上海市入境游人数超630万 ...

Visa Inc. (NYSE:V) is one of the best stocks to buy in 2026 for beginners. On January 13, Citi reaffirmed a Buy rating on Visa Inc. (NYSE:V) and set a price target of $450.00. The same day, Bank of America Securities reaffirmed a Buy rating on the stock and set a price target of $382. Is Visa Inc. (V) the Best Blue Chip Stock to Buy for 2025? The rating updates came the same day Visa Inc. (NYSE:V) released its Global Economic Outlook for 2026, stating that although headline growth remains steady at 2.7%, ...

Income investors also have a steadily improving story. Visa yields about 0.74% on an annualized basis, with an annual dividend yield of 2.44% on financial averages, backed by a forward payout ratio near 19% and an 18-year streak of dividend increases. That includes a recent hike to a quarterly dividend of $0.67 per share.Visa trades at about 26.8x forward earnings, more than double the sector’s roughly 11.5x forward multiple, a gap that reflects Visa’s market position, steady cash generation, and long-term ...

Core Viewpoint - The financial sector, particularly credit card issuers, is currently experiencing stock price declines despite potential long-term profitability due to proposed regulatory changes on interest rates [2][8]. Group 1: Impact of Proposed Interest Rate Cap - President Trump proposed a one-year, 10% cap on credit card interest rates, effective January 20, which has led to significant declines in stock prices of major credit card issuers [2][3]. - Major credit card issuers such as Bank of America, JPMorgan Chase, American Express, Capital One Financial, and Citigroup saw stock declines ranging from 4.5% to 9.9% following the announcement [9]. - Payment networks Visa and Mastercard also experienced stock drops of 8% and 6.9%, respectively, indicating a broader impact on the financial sector [4]. Group 2: Historical Context and Legislative Challenges - Previous attempts to cap credit card interest rates have failed, with a similar proposal by Senator Bernie Sanders stalling in Congress last year [5][6]. - The financial industry is expected to strongly oppose the current proposal, suggesting that it is unlikely to be enacted [6][7]. - Analysts predict that the banking industry will effectively counter this proposal before it gains traction [7].

We recently published 9 Stocks Jim Cramer Talked About.  Visa Inc. (NYSE:V) is one of the stocks on Jim Cramer talked about. Visa Inc. (NYSE:V) is one of the largest payment card processors in the world. Its shares are up by 4% over the past year, but they have lost 5% year-to-date. The stock, like that of American Express, has struggled after President Trump suggested a 10% cap on credit card APR rates in order to improve affordability for consumers. On January 13th, UBS reiterated a Buy rating for Visa ...

Visa cards are seen in this illustration photo taken in Krakow, Poland on March 29, 2024. (Photo by Jakub Porzycki/NurPhoto via Getty Images)NurPhoto via Getty ImagesVisa (V) stock might be an excellent purchase at this time. Why? Because it offers high margins – indicative of pricing power and the ability to generate cash – at a discounted price. Companies of this nature produce consistent, predictable profits and cash flows, which mitigates risk and facilitates capital reinvestment. The market typically f ...

智通财经APP获悉，美国总统特朗普上周五出人意料地要求信用卡公司在未来一年内将利率上限设定为 10%——这仅为目前未偿余额平均利率的一半，且设定了1月20日的最后期限。此举可能抹去该行业最 重要业务之一的数十亿美元利润，导致本周金融股应声下挫，华尔街各大银行掌门人在季度业绩电话会 上遭遇连番质询。 距多家大型银行发布财报仅数日之际，投资者迅速作出反应。全美最大信用卡发卡行第一资本金融公司 (COF.US)股价周一创九个月来最大单日跌幅;排名第二的摩根大通(JPM.US)、美国运通(AXP.US)及 Synchrony Financial(SYF.US)等公司股价同步下挫。 考虑到银行业在国会的游说能力及有限的立法动能，尽管部分分析师质疑该提议能否落地，但其已然为 金融板块前景蒙上阴云。此前市场对大规模监管放松的预期一度助推银行股走强，此次事件再度警示： 几乎没有任何市场角落能对白宫政策突袭免疫。 KBW分析师桑杰·萨克兰尼与克里斯·麦格拉蒂指出："若该政策实施，将显著削弱发卡行盈利能力，并 可能引发经济连锁反应。" 摩根大通首席财务官杰里米·巴纳姆周二坦言："所有可能性都在讨论中。若利率上限生效，将对消费者 ...

The crypto payments landscape has undergone a dramatic transformation, with crypto card volumes surging from roughly $100 million monthly in early 2023 to over $1.5 billion by late 2025, representing a 106% compound annual growth rate that now rivals peer-to-peer stablecoin transfers, according to a comprehensive report from Artemis Analytics. Source: Artemis The explosive growth positions crypto cards as the primary bridge between digital assets and everyday commerce, with annualized volumes exceeding ...

SINGAPORE, Jan. 15, 2026 /PRNewswire/ -- Today, Visa, a world leader in digital payments, announced its support for Chinese Visa cardholders to pay with Apple Pay. Together with Apple, Visa will enable Chinese cardholders to add Visa cards[1] from participating banks to Apple Pay and make payments at overseas Visa-accepting merchants, in-store, in-app and online. Today, 79 percent[2] of in-person transactions globally are made contactlessly with NFC.Yin Xiaolong, General Manager at Visa Mainland China, said ...

除了便捷与优惠，支付安全也是此次合作的核心理念。Visa中国区总裁尹小龙指出，合作本质在于支付 标记化服务在跨境场景的应用。通过移除银行卡卡号等敏感信息，并设置交易次数、金额等约束规则， 该技术从源头上降低了欺诈风险。当Visa卡绑定至Apple Pay时，系统会分配一个唯一的设备账号并加密 存储在设备的安全元件中，而非存储实际卡号，从而确保持卡人在境外地铁公交、餐饮、留学消费等各 类场景下的支付安全。 分析人士指出，Visa与Apple Pay的打通是中国支付市场开放的重要一步，也是银行与卡组织抢滩出境金 融消费市场的关键落子。随着出境游的持续复苏，用户对便捷、安全的移动支付需求日益增长。此次合 作不仅优化了持卡人的境外支付体验，更打破了此前银联在移动支付通道上的独占局面，引入了良性竞 争。各大银行纷纷推出高额返现和特色服务，反映出金融机构正急于通过数字化手段锁定优质客户，提 升用户粘性，未来跨境移动支付市场的竞争将更加聚焦于生态构建与服务体验的差异化。（文馨） 【环球网财经综合报道】信用卡行业迎来重大变革，Visa正式宣布支持中国发行的Visa卡绑定至Apple Pay，首批接入包括工商银行、中国银行、农 ...