The most talked about and market moving research calls around Wall Street are now in one place. Here are today's research calls that investors need to know, as compiled by The Fly.Top 5 Upgrades: HSBC upgraded UPS (UPS) to Buy from Hold with a price target of $125, up from $100. Q4 results beat expectations and while in-line 2026 guidance implies a weak Q1, it also points to strong margins by the end of 2026 when the Amazon (AMZN) glide down and tariff disruptions fade, the firm tells investors in a post ...

Scott Kaufman, aka Treading Softly, learned about investing firsthand from over a decade of financial sector experience. He is the lead analyst for Dividend Kings providing actionable insight into high quality dividend growing and undervalued opportunities. His focus is to see a bountiful harvest of cash dividends and strong capital gains, providing a robust total return.Analyst’s Disclosure: I/we have a beneficial long position in the shares of V either through stock ownership, options, or other derivative ...

Management]### Amenify Corporation---Release Versions[English]---### ContactsDhara Vyas [press@amenify.com]Social Media Profiles[Facebook][Instagram][LinkedIn][YouTube][Back to Newsroom]## Wish your news had this kind of reach?[Sign Up][Learn About Business Wire] Amenify Teams Up with Visa to Launch Intelligent Resident CommerceJan 28, 2026 8:00 AM Eastern Standard Time# Amenify Teams Up with Visa to Launch Intelligent Resident CommerceShare---SAN FRANCISCO-- ([BUSINESS WIRE])--Amenify Corporation ("Amenify ...

Visa Inc. (NYSE:V) is expected to report a 14.2% increase in EPS and a 12.4% rise in revenue for the quarter ended December 2025.The company's P/E ratio stands at 31.20, indicating a premium valuation by the market based on its growth prospects.Visa's debt-to-equity ratio of 0.66 and current ratio of 1.08 highlight its financial stability and ability to meet short-term liabilities.Visa Inc. (NYSE:V), a global leader in digital payments, facilitates transactions between consumers, merchants, financial instit ...

Whales with a lot of money to spend have taken a noticeably bearish stance on Visa.Looking at options history for Visa (NYSE:V) we detected 17 trades.If we consider the specifics of each trade, it is accurate to state that 23% of the investors opened trades with bullish expectations and 52% with bearish.From the overall spotted trades, 4 are puts, for a total amount of $630,156 and 13, calls, for a total amount of $694,047.Predicted Price RangeAnalyzing the Volume and Open Interest in these contracts, it se ...

Financial Data and Key Metrics Changes - Visa reported $40 billion in net revenue for fiscal year 2025, an increase of 11% from the previous year [48] - GAAP earnings per share was $10.20, up 5%, while non-GAAP earnings per share was $11.47, up 14% [48] - The company returned $22.8 billion to shareholders through share repurchases and dividends [48] Business Line Data and Key Metrics Changes - Total volume grew 7% on a constant dollar basis to $16.7 trillion, with total transactions increasing by 8% to 329 billion [48] - Payments volume rose 8% on a constant dollar basis to $14.2 trillion, with payments transactions reaching 313 billion [48] - Cross-border volume grew 13% year-over-year on a constant dollar basis, excluding intra-Europe [49] Market Data and Key Metrics Changes - Visa operates with nearly 14,500 financial institutions and many influential technology and consumer companies [49] - The addressable consumer spend is estimated at over $40 trillion, with Visa pursuing more than $20 trillion in annual opportunities [50] - In commercial and money movement solutions, Visa sees a $200 trillion annual volume opportunity, with $145 trillion in B2B [50] Company Strategy and Development Direction - Visa is focused on three growth levers: consumer payments, commercial and money movement solutions, and value-added services [49] - The company aims to tokenize 100% of e-commerce transactions, achieving over 50% tokenization in 2025 [51] - Visa's strategy includes expanding its portfolio of commercial payment solutions and enhancing its capabilities in accounts receivable and payable [55] Management's Comments on Operating Environment and Future Outlook - The management highlighted the dynamic year in payments driven by technology convergence, including AI and tokenization [47] - Visa is positioned to lead in the transformation of payments, emphasizing the importance of innovation and partnerships [66] - The company remains committed to maximizing shareholder value through disciplined capital allocation and investment in growth opportunities [73] Other Important Information - Visa's Value-Added Services generated nearly $11 billion in revenue, growing at a compound annual growth rate of over 20% since 2021 [57] - The company processed 12.6 billion transactions through Visa Direct, up 27% year-over-year [56] Q&A Session Summary Question: How might stablecoins and CBDCs impact Visa's role in the payment ecosystem? - Visa views stablecoins and CBDCs as significant opportunities, particularly in under-penetrated markets where there is strong demand for U.S. dollars [68] - The company is actively engaging with central banks and has launched a Stablecoin Advisory Practice to guide strategy and implementation [71] Question: Can you describe Visa's capital allocation strategy, including share buybacks? - Visa's capital allocation strategy prioritizes investing in the business, returning 20% to 25% of earnings per share to shareholders through dividends, and returning excess capital through buybacks [73] - In 2025, Visa repurchased $18.2 billion in stock and has a remaining buyback authorization of $24.9 billion [74]

Financial Data and Key Metrics Changes - Visa reported $40 billion in net revenue for fiscal year 2025, an increase of 11% from the previous year [44] - GAAP earnings per share was $10.20, up 5%, while non-GAAP earnings per share was $11.47, up 14% [45] - The company returned $22.8 billion to shareholders through share repurchases and dividends [45] Business Line Data and Key Metrics Changes - Total volume grew 7% on a constant dollar basis to $16.7 trillion, with total transactions increasing by 8% to 329 billion [45] - Payments volume rose 8% on a constant dollar basis to $14.2 trillion, with payments transactions reaching 313 billion [45] - Cross-border volume grew 13% year-over-year on a constant dollar basis, excluding intra-Europe [46] Market Data and Key Metrics Changes - Visa operates with nearly 14,500 financial institutions and many influential technology and consumer companies [46] - The addressable consumer spend is estimated at over $40 trillion, with Visa pursuing more than $20 trillion in annual opportunities [47] - In commercial and money movement solutions, Visa sees a $200 trillion annual volume opportunity, with $145 trillion in B2B [47] Company Strategy and Development Direction - Visa is focused on three growth levers: consumer payments, commercial and money movement solutions, and value-added services [46] - The company aims to tokenize 100% of e-commerce transactions, achieving over 50% tokenization in 2025 [48] - Visa's strategy includes expanding its portfolio of commercial payment solutions and enhancing its capabilities in accounts receivable and accounts payable [52] Management's Comments on Operating Environment and Future Outlook - The CEO highlighted the dynamic year in payments driven by technology convergence, including AI and tokenization [43] - Visa is well-positioned to lead in the evolving payment landscape, focusing on product innovation and partnerships [60] - The company remains committed to maximizing shareholder value through disciplined capital allocation [67] Other Important Information - Visa's Value-Added Services generated nearly $11 billion in revenue, growing at a compound annual growth rate of over 20% since 2021 [54] - The company processed 12.6 billion transactions through Visa Direct, up 27% year-over-year [53] Q&A Session Summary Question: Why does executive compensation include grants of Visa stock? - Equity awards align executives' interests with shareholders by linking compensation to stock performance and long-term corporate goals [35] Question: How might stablecoins and CBDCs impact Visa's role in the payment ecosystem? - Visa views stablecoins and CBDCs as significant opportunities, particularly in under-penetrated markets where there is strong demand for U.S. dollars [62] Question: Can you describe Visa's capital allocation strategy, including share buybacks? - Visa prioritizes investing in the business, returning 20%-25% of earnings per share to shareholders through dividends, and returning excess capital through buybacks [67]

Financial Data and Key Metrics Changes - Visa reported $40 billion in net revenue for fiscal year 2025, an increase of 11% from the previous year [43] - GAAP earnings per share was $10.20, up 5%, while non-GAAP earnings per share was $11.47, up 14% [44] - The company returned $22.8 billion to shareholders through share repurchases and dividends [44] Business Line Data and Key Metrics Changes - Total volume grew 7% on a constant dollar basis to $16.7 trillion, with total transactions increasing by 8% to 329 billion [44] - Payments volume rose 8% on a constant dollar basis to $14.2 trillion, with payments transactions reaching 313 billion [44] - Cross-border volume grew 13% year-over-year on a constant dollar basis, excluding intra-Europe [45] Market Data and Key Metrics Changes - Visa operates with nearly 14,500 financial institutions and many influential technology and consumer companies [45] - The company sees over $40 trillion in addressable consumer spend, with an estimated $20 trillion annual opportunity in less effective forms of digital payments [46] - In commercial and money movement solutions, Visa identifies a $200 trillion annual volume opportunity, with $145 trillion in B2B [46] Company Strategy and Development Direction - Visa is focused on three growth levers: consumer payments, commercial and money movement solutions, and value-added services [45] - The company aims to tokenize 100% of e-commerce transactions, achieving over 50% tokenization in 2025 [48] - Visa's strategy includes expanding its portfolio of commercial payment solutions and enhancing its capabilities in accounts receivable and payable [52] Management's Comments on Operating Environment and Future Outlook - The management expressed confidence in Visa's ability to expand its share in various markets and emphasized the importance of innovation in driving future growth [47][60] - Visa is actively engaging with central banks regarding CBDCs and sees stablecoins as an opportunity to enhance its payment ecosystem [62][64] Other Important Information - Visa's Value-Added Services generated nearly $11 billion in revenue, growing at a compound annual growth rate of over 20% since 2021 [55] - The company has returned over $165 billion to shareholders since its IPO, demonstrating a strong commitment to capital return [69] Q&A Session Summary Question: Why does executive compensation include grants of Visa stock? - Equity awards align executives' interests with shareholders by linking compensation to stock performance and long-term corporate performance [36] Question: How might stablecoins and CBDCs impact Visa's role in the payment ecosystem? - Visa views stablecoins and CBDCs as significant opportunities, particularly in under-penetrated markets, and aims to build a secure interoperable layer between stablecoins and traditional payments [62][63] Question: Can you describe Visa's capital allocation strategy, including share buybacks? - Visa's capital allocation strategy prioritizes business investment, returning 20%-25% of earnings to shareholders through dividends, and returning excess capital through buybacks [66][68]

The fourth quarter earnings season kicks into high gear this week, with Big Tech results from Microsoft (MSFT), Meta (META), Tesla (TSLA), and Apple (AAPL) headlining the earnings calendar. An optimistic consensus is forming: As of Jan. 23, 13% of S&P 500 (^GSPC) companies have reported fourth quarter results, according to FactSet data, and Wall Street analysts estimate an 8.2% increase in earnings per share for the fourth quarter. If that rate holds, it would represent the 10th consecutive quarter of ann ...

Core Insights - Visa Inc. is enhancing its digital payments ecosystem through a partnership with Mercuryo, enabling near real-time crypto-to-fiat conversions globally, reflecting its commitment to efficient money transfers as digital assets gain popularity [2][5][6] Group 1: Visa's Partnership with Mercuryo - The collaboration allows users to convert digital tokens into local fiat currencies and receive funds directly on Visa debit or credit cards, minimizing settlement delays and transaction hassles for crypto users [3] - The integration supports Mercuryo's goal of wider Web3 adoption by leveraging Visa Direct's global network, facilitating smoother cross-border payouts and improving access to local currency funds [4] - This partnership aligns with Visa's strategy to embed its infrastructure in digital value movements, positioning the company as a key connector between emerging digital asset platforms and established financial systems [5][6] Group 2: Competitive Landscape - Competitors like Mastercard Inc. are also advancing in digital payments by utilizing blockchain and stablecoin solutions to enhance efficiency for cross-border and everyday payments [7] - PayPal is focusing on increasing crypto payment acceptance among merchants and enhancing its wallet ecosystem with features like in-app crypto checkout and cross-border stablecoin transfers [8]