Visa Inc. ( V ) and Mastercard ( MA ) are two of the most renowned companies in the world. And yet, sometimes they are either ignored or misunderstood. This is particularly trueI’m a long-term investor focused on U.S. and European equities, with a dual emphasis on undervalued growth stocks and high-quality dividend growers. Through years of experience, I’ve learned that sustained profitability—evident in strong margins, stable and expanding free cash flow, and high returns on invested capital—is a more reli ...

The most talked about and market moving research calls around Wall Street are now in one place. Here are today's research calls that investors need to know, as compiled by The Fly.Top 5 Upgrades: DA Davidson upgraded Q2 Holdings (QTWO) to Buy from Neutral with an unchanged $82 price target. The firm is "not making a call" on the upcoming Q4 results per se, but it believes that the pullback in the shares over the last 6-8 months has created a more attractive entry point.Citi upgraded JetBlue (JBLU) to Neutr ...

Industry Overview - Financial technology (fintech) is transforming the global financial landscape by enhancing speed, accessibility, and customer focus in financial services through advanced technologies like AI, blockchain, Big Data, and cloud computing [1] - Fintech is significantly improving financial inclusion, allowing millions of unbanked and underbanked individuals to access financial services through digital wallets, mobile banking, and peer-to-peer lending [2] - Innovations in fintech have made cross-border payments faster and more affordable, disrupting traditional banking and investment models [2] Payment and Lending Transformation - Fintech has revolutionized payment and lending systems with contactless payments, buy-now-pay-later services, and app-based loans, increasing convenience for consumers and efficiency for businesses [3] - In capital markets, the emergence of robo-advisors and algorithm-based trading platforms is democratizing investments by lowering costs and reducing entry barriers [3] Transparency and Cybersecurity - Fintech enhances transparency and cybersecurity, with blockchain technology enabling secure transactions and AI tools improving fraud detection and risk management [4] - Traditional financial institutions are encouraged to innovate and collaborate due to the evolving fintech landscape, leading to a more agile and technology-driven financial ecosystem [4] Company Highlights: SoFi Technologies, Inc. (SOFI) - SoFi is reshaping traditional finance with its app-based digital banking platform, boasting a membership base of over 10 million and a comprehensive suite of services [6] - The company's B2B platform, Galileo, broadens revenue streams and strengthens its position in the embedded finance space, enhancing credibility and market reach [7] - SoFi's land-and-expand strategy fosters strong cross-selling opportunities, deepening customer engagement and retention [8] - The Zacks Consensus Estimate for SOFI's 2026 sales and EPS indicates year-over-year growth of 29.1% and 51.3%, respectively [9] Company Highlights: Visa Inc. (V) - Visa's market dominance is supported by consistent volume growth, strategic acquisitions, and innovations in digital payments [10] - The company is investing in digital security and technologies, such as contactless payments and tokenization, to adapt to the digital shift [11] - Visa's AI-driven security tools are in high demand, with the company embedding AI into over 100 products for fraud prevention [13] - The Zacks Consensus Estimate for V's fiscal 2026 sales and EPS suggests year-over-year growth of 11.2% and 11.8%, respectively [13] Company Highlights: Robinhood Markets, Inc. (HOOD) - Robinhood democratized finance with commission-free stock trading and is expanding its offerings beyond the core trading app through strategic acquisitions and new products [14] - The company operates in multiple financial sectors, including stock and ETF trading, options trading, and cryptocurrency transactions, aiming to diversify revenue streams [15] - Robinhood is pursuing growth through acquisitions and product innovation, including plans to acquire Indonesian entities and launch new tools for sophisticated investors [16][17] - The Zacks Consensus Estimate for HOOD's 2025 sales and EPS implies year-over-year growth of 53% and 85.3%, respectively [18]

As visas, eVisas, and ETAs evolve worldwide, iVisa reports maintaining a 99% approval rate across the applications it supports. MIAMI, Feb. 03, 2026 (GLOBE NEWSWIRE) -- International travel in 2026 is being reshaped not just by rising passenger demand, but by rapidly evolving visa and travel authorization requirements. From expanded screening rules in the United States to mandatory electronic travel authorizations in the United Kingdom and Europe, travelers face a landscape where paperwork matters as much a ...

Core Insights - Visa Inc. is recognized as a strong long-term investment option with low volatility, receiving a Buy rating from Macquarie with a price target of $410.00 following its fiscal Q1 2026 earnings report [1] Financial Performance - Visa reported net revenue of $10.9 billion for fiscal Q1 2026, marking a 15% increase, or 13% on a constant-dollar basis, driven by growth in payments volume, cross-border volume, and processed transactions [1] - The GAAP net income for fiscal Q1 2026 was $5.9 billion, or $3.03 per share, reflecting a growth of 14% and 17% respectively compared to the previous year [2] - Payment volume for the three months ending September 30, 2025, increased by 9% on a constant-dollar basis, while the payment volume for the three months ending December 31, 2025, showed an 8% growth compared to the prior year [2] - Fiscal first quarter service revenue rose 13% year-over-year to $4.8 billion, recognized based on payment volume from the prior quarter [2] Business Overview - Visa Inc. provides a range of digital payment services, including credit cards, debit cards, prepaid products, global automated teller machines, and commercial payment solutions [3]

设置Apple Pay很简单。只需打开iPhone上的钱包APP，轻点加号，然后按照提示步骤跳转至"浦发银行 信用卡-浦大喜奔APP"选择添加浦发Visa信用卡；或直接通过浦大喜奔APP将浦发银行Visa信用卡或借记 卡添加到Apple钱包。一旦在iPhone、Apple Watch和iPad上添加了卡片，就可以立即在该设备上使用 Apple Pay。 APP内或网页支付：消费者还可在iPhone和iPad上使用Apple Pay在APP内或网页上进行更快更便捷的支 付，无需创建账户或反复输入联系信息、银行卡号、收货和账单信息。 内置隐私和安全保护 安全和隐私是Apple Pay的核心所在。添加浦发银行Visa信用卡时，实际的卡号既不存储在设备上，也不 存储在Apple的服务器上。系统会分配一个由Visa支付标记化技术生成的唯一的设备账号（Device Account Number），对该账号进行加密，并以安全的方式将其存储在设备的安全元件（Secure Element）中。这是一款行业标准认证芯片，专为在设备上安全存储支付信息而设计。 设置快捷，轻松添加浦发银行Visa卡 转自：新华财经 2月3日，浦发银行 ...

Core Insights - Visa Inc. is a global leader in digital payments, known for its credit and debit card services, and is expanding its digital offerings to adapt to the evolving financial landscape [1] Financial Performance - Visa reported a 15% year-over-year increase in net revenue, reaching $10.9 billion for the quarter ending December 31 [3][6] - The company's adjusted net income rose by 12% to $6.1 billion, with adjusted earnings per share climbing 15% to $3.17, surpassing Wall Street's expectations of $3.14 [4][6] Market Position - Visa's stock has experienced a positive change of $12.01, reflecting a 3.73% increase, with a market capitalization of approximately $643.66 billion [5] - The total number of transactions processed on Visa's network surged by 9% to 69.4 billion [3] International Operations - International operations have shown significant strength, with cross-border volumes increasing by 12% [4] Analyst Outlook - Daiwa set a price target of $370 for Visa, indicating a potential increase of 10.83% from its current trading price of $333.84, supported by Visa's recent performance [2][6]

Core Insights - Visa Inc. has been upgraded to "Outperform" by Daiwa, reflecting confidence in its strong performance despite economic challenges [1][6] - The company's net revenue for the quarter ending December 31 reached $10.9 billion, a 15% year-over-year increase, driven by resilient consumer spending [2][6] - Visa's stock price is currently $333.84, with a market capitalization of approximately $643.66 billion, despite a 14.2% decrease from its all-time high [4] Financial Performance - Visa's adjusted net income grew by 12% to $6.1 billion, and adjusted earnings per share increased by 15% to $3.17, surpassing Wall Street expectations [4] - The total number of transactions processed on Visa's network surged by 9% to 69.4 billion, indicating expanding reach [2][4] Growth Drivers - International operations have been a significant growth driver, with cross-border volumes rising by 12% [3] - Visa is enhancing its technological and digital capabilities, launching initiatives like "Tap to Phone" technology and a pilot program for stablecoin wallet payouts [3] Stock Performance - Visa's stock has surged approximately 1,964% since its IPO, with about half of this growth occurring in the last five years [5] - The company is expected to achieve strong gains by the end of the decade if it maintains its current growth trajectory [5]

The fintech titan is set to profit from stablecoins and agentic AI.Shares of Visa (V +3.79%) rose on Monday after the digital commerce leader reported solid growth metrics late last week. As of 2:35 p.m. EST, Visa's stock price was up more than 3%. Visa benefits from the expansion of the global economyVisa's net revenue climbed 15% year over year to $10.9 billion in the quarter ended Dec. 31. CEO Ryan McInerney said the gains were fueled by "resilient consumer spending and a strong holiday season." The tota ...

In these times of high political uncertainty, it is particularly important to follow an investment approach that can help you to perform well across different macroeconomic and geopolitical scenarios.I specialize in constructing investment portfolios aimed at generating additional income through dividends. My focus lies on identifying companies with significant competitive advantages and strong financials that can provide you with an attractive Dividend Yield and Dividend Growth, thus enabling you to augmen ...