Visa Inc. (NYSE:V) is one of the stocks Jim Cramer Recently Discussed. A caller mentioned that they initiated a significant position in the stock when it was at $68 and asked for Cramer’s opinion. In response, he said: Okay, right now, there are people who are actually, there was a piece that came out on Monday talking about how Visa’s going to be in huge trouble, Visa! Alright, here’s the way I feel. I like both Visa. I like MasterCard a little bit more. These are terrific growth companies. Periodically, ...

Core Insights - Visa has completed its acquisition of Argentina-based companies Prisma and Newpay, enhancing its capabilities in the region [1][2] - The acquisition is expected to transform Argentina's payments ecosystem by integrating Prisma and Newpay's services with Visa's global network [6][7] Group 1: Acquisition Details - Visa announced on February 19 that it entered into a definitive agreement to acquire Prisma and Newpay, with the transaction closing shortly thereafter [2] - The acquisition is subject to review by the Argentine competition authority, despite being completed [2] Group 2: Company Operations - Prisma provides credit, debit, and prepaid card issuer processing, while Newpay offers real-time payment services, an ATM network, and a bill payment platform [6] - Together, Prisma and Newpay serve millions of consumers and businesses across Argentina [6] Group 3: Technological Advancements - The combination of Prisma and Newpay's technology platforms with Visa's global network will accelerate the deployment of advanced technologies such as tokenization and biometric authentication [7] - These capabilities aim to improve services from issuers and enhance speed and security for consumers [8] Group 4: Ownership and Strategic Transformation - Visa acquired Prisma and Newpay from private equity firm Advent International, which led a strategic transformation of their parent company, Group Prisma [9] - Group Prisma was separated into three independent platforms, with the merchant acquiring business Payway remaining under Advent's ownership [9] Group 5: Market Trends - A report by PYMNTS Intelligence and Galileo Financial Technologies indicates a shift among consumers in Latin America from cash to mobile wallets and digital payment tools [10]

Core Viewpoint - PayPay, a Japanese digital payments provider, is preparing for an IPO in the U.S. with a target valuation of up to $14 billion, potentially marking the largest listing for a Japanese company on a U.S. stock exchange [2][7]. Group 1: IPO Details - A consortium of global investors, including Qatar Holdings, Visa, and Abu Dhabi Investment Authority, is set to invest over $200 million as cornerstone investors in PayPay's IPO [1]. - The IPO is planned for the Nasdaq next month, having been delayed from its initial December timeline due to a prolonged U.S. government shutdown affecting regulatory processes [3]. - PayPay aims to attract cornerstone investors to enhance the IPO's appeal [3]. Group 2: Financial Context - The IPO is crucial for SoftBank Group, which is heavily investing in artificial intelligence, having committed $30 billion to OpenAI and sold significant assets, including a $5.8 billion stake in Nvidia and $4.8 billion in T-Mobile U.S. shares [4]. - The PayPay listing could provide a timely cash boost for SoftBank, marking its first U.S. listing for a SoftBank-majority business since Arm Holdings [4]. Group 3: Company Background - PayPay was established in 2018 through a joint venture between SoftBank and Yahoo Japan, significantly contributing to Japan's digital transformation by promoting cashless payments [6]. - As of December 31, PayPay has approximately 72 million registered users, making it one of Japan's most widely used payment platforms [6][7]. - Recently, PayPay announced a partnership with Visa to facilitate its expansion into the U.S. market [5].

Core Viewpoint - Visa Inc. shares have become more attractive for investment consideration since June 2025, when they were deemed overvalued [1]. Group 1: Investment Strategy - The focus is on individual investors who prefer a limited number of diversified stocks, seeking those that are priced below fair value estimates [1]. - The investment philosophy emphasizes fundamental analysis, supported by technical charts, and employs options strategies primarily for income generation or risk hedging [1]. Group 2: Analyst Position - The analyst holds a beneficial long position in Visa shares through various means such as stock ownership or options [1].

Company Overview - LawFairy has announced a strategic focus on immigration, enhancing its technology-delivered legal services based on deterministic, explainable legal logic [1] - The company aims to address the complexities and risks associated with immigration law through its innovative platform [2] Immigration Law Challenges - Immigration law is characterized as one of the most complex and high-risk regulatory domains, often relying on fragmented guidance and outdated tools [2] - LawFairy's platform is designed to overcome these challenges by providing Trusted Legal Intelligence rather than probabilistic AI [2] Technology and Approach - The platform utilizes a deterministic, rule-based system that applies verified immigration rules, ensuring transparent and defensible decision pathways [3] - LawFairy emphasizes the importance of accountability in immigration decisions, stating that outcomes must be provable [3] Adaptability to Legal Changes - The announcement comes amid significant changes in UK immigration law, highlighting the limitations of generic AI systems in rule-dense areas [4] - LawFairy's platform is built to be updated deterministically as laws change, maintaining compliance and explainability [4] Integrated Immigration Infrastructure - LawFairy's immigration offering is an integrated platform that covers various stages of the immigration process [5] - The platform is powered by FairyLogic™, a proprietary legal intelligence engine that applies codified legal rules [5] Company Mission - LawFairy aims to support complex legal and compliance decision-making through structured, explainable systems [6] - The technology is designed to embed legal expertise into clear workflows, enhancing access to justice and delivering defensible outcomes at scale [6] Recent Changes in Immigration Law - Significant changes include the doubling of baseline settlement periods from 5 to 10 years, a 32% increase in salary thresholds, and structural changes to SOC codes affecting Skilled Worker eligibility [7]

When Jeff Bezos said that one breakthrough technology would shape Amazon’s destiny, even Wall Street’s biggest analysts were caught off guard. Fast forward a year and Amazon’s new CEO Andy Jassy described generative AI as a “once-in-a-lifetime” technology that is already being used across Amazon to reinvent customer experiences. At the 8th Future Investment Initiative conference, Elon Musk predicted that by 2040 there would be at least 10 billion humanoid robots, with each priced between $20,000 and $25,000 ...

Visa Inc. (NYSE:V) is consolidating or trading sideways on Wednesday. But it may soon go into a new uptrend.As you can see on the chart, Visa is at a very well-defined support level. Some stocks head higher after they stop falling at support levels. This is why it is our Stock of the Day.Support is a price, or price range, in a market where there is a large amount of buy interest. It could be from institutional traders and investors or retail traders and investors. It is impossible to know, but the good thi ...

就在这两天，由 CitriniResearch 执笔的文章《2028年全球智能危机》在美国投资者间引发病毒式传播，阅读一夜间已迅速达到千万级！ 这篇文章通过推演，构想了两年后Agent大规模普及，对人类社会与经济结构的剧烈冲击： 在2028年，尽管人工智能带来的生产力提升超出预期，但由于其彻底颠覆了传统白领就业市场，最终引发了「经济瘟疫」。 企业利润与算力霸权大幅扩张，但普通家庭收入急剧收缩，导致核心消费动力衰竭，形成了仅有数字繁荣而缺乏广泛收益的「幽灵GDP」。 同时，随着SaaS服务、中介行业及传统金融支付模式因「交易摩擦消失」而面临结构性崩塌，风险经由私募信贷市场蔓延至人寿保险与住房按揭领域，最 终可能将全球经济拖入系统性重定价的深渊。 文章的核心逻辑链条是： 第一轮负反馈发生在实体经济：AI能力提升 → 裁员增加、工资降级 → 消费疲弱 → 企业利润被挤压 → 企业购买更多AI能力 → AI能力继续提升。 随后它进入金融层面：收入降低开始侵蚀房贷 → 银行损失、收紧信贷 → 财富效应破裂 → 反馈回路加速。 而这两条回路又被迟缓的政策响应进一步放大。 市场对此推演迅速作出反应。 截至昨日收盘，文中点名 ...

Key Takeaways Visa runs a massive global network, with cross-border volume up 11% in Q1 FY26.Affirm posted 36.6% GMV growth and 30% revenue rise in Q2 FY26, boosting engagement.AFRM's price target implies 67.8% upside, topping V's 25.4% upside.Digital payments are on the rise around the world as both consumers and businesses are embracing card-based, real-time and embedded finance solutions. In this changing landscape, factors like scale, network reach, credit exposure and monetization models play a bigger ...

Group 1: Global Payments Landscape - The Trump administration's support for digital assets has led to increased regulatory clarity and institutional engagement in the US crypto market, resulting in stablecoins facilitating over $30 trillion in transaction volume by 2025, primarily reflecting trading and treasury flows rather than consumer payments [1] - US foreign policy and the use of financial sanctions have prompted discussions in the Global South regarding trade settlement diversification and partial dedollarisation [1] Group 2: European Payment Sovereignty - As of 2026, European and UK banks are increasingly concerned about geopolitical and operational risks due to reliance on US-based card networks, with 42% of total European card payments processed by Visa and Mastercard in 2025 [2] - In the UK, Visa and Mastercard dominate the market, accounting for 98% of total card payment value, prompting major banks to discuss alternative solutions following warnings from the Bank of England regarding resilience and concentration risks [3] Group 3: Market Fragmentation in Europe - In the eurozone, Visa and Mastercard processed 47% of card payment value in 2025, with 13 out of 19 countries relying on these providers for at least 96% of their card transaction values, indicating a significant dependency on foreign providers [5] - The combined market share of Visa and Mastercard in the eurozone has doubled since 2010, raising concerns about long-term dependency despite improvements in cross-border acceptance and operational standardization [5] - The UK banks are likely to continue collaborating with Visa and Mastercard for supplementary infrastructure and interoperability measures rather than creating a new national scheme, reflecting the absence of a widely adopted national mobile wallet solution [4]