时任杭州银行股份有限公司上海分行公司金融发展一部总经理王海萍，因经营性物业贷款管理严重违反 审慎经营规则，受到警告，处罚款5万元。 时任杭州银行股份有限公司上海长宁区域业务发展部总经理张竺华，因流动资金贷款贷前调查严重违反 审慎经营规则，受到警告，处罚款5万元。 时任杭州银行股份有限公司上海虹口支行行长沈旭初，因信用证业务严重违反审慎经营规则，受到警 告，处罚款5万元。 时任杭州银行股份有限公司上海分行交易银行部总经理卢轶琛因票据贴现业务严重违反审慎经营规则， 受到警告，处罚款5万元。 【大河财立方消息】7月4日，国家金融监督管理总局上海监管局披露的行政处罚信息公开表显示，杭州 银行股份有限公司上海分行因流动资金贷款贷前调查严重违反审慎经营规则、未按规定监督检查流动资 金贷款使用情况、经营性物业贷款管理严重违反审慎经营规则、个人贷款管理严重违反审慎经营规则、 票据贴现业务严重违反审慎经营规则、信用证业务严重违反审慎经营规则、未经任职资格核准实际履行 高级管理人员职责，被罚款380万元。 时任杭州银行股份有限公司上海分行小微金融发展三部总经理助理杨凯、时任杭州银行股份有限公司上 海分行小微金融发展四部总经理助理 ...

证券研究报告 宏观经济点评 2025 年 07 月 04 日 6 月高频数据跟踪 [Table_Author] 魏争 分析师 沈夏宜 分析师 Email:weizheng@lczq.com Email:shenxiayi@lczq.com 证书:S1320524100001 证书:S1320523020004 摘要： 生产端看，开工率涨跌互现：钢铁、化工品开工延续改善，玻璃开工仍处 低位，水泥磨机运转回落，汽车全、半钢胎开工率边际修复；库存有增有 减：水泥、玻璃、主要化工品累库，钢材、铁矿石延续去库；产能利用率 回落：电炉、水泥熟料、焦化企业产能利用率回落，玻璃低位震荡。开工 率方面，截至 6 月第四周，全国 247 家高炉开工率、主要钢企电炉开工 率、螺纹钢开工率总体企稳，分别为 83.84%、77.60%、43.62%，环比 均正增；水泥磨机运转率、浮法玻璃开工率小幅回落，录得 38.14%、 74.99%；化工品开工率出现分化：PVC、PTA、纯碱开工率月内环比负 增，第四周分别录得 78.09%、78.61%、82.21%；石油沥青开工率 6 月 边际改善，录得 31.50%；汽车全钢胎、半钢胎开工率 ...

订单方面，2025年第1季受访厂商手头订单的月平均数为3.0个月，较2024年第4季减少0.4个月，其中"成 衣制造业"手头订单数为4.9个月排首位，"药品"和"电子业/电器"本季订单数分别为4.4个月和3.4个 月，"其他非纺织品"为1.0个月。 智通财经APP获悉，澳门统计暨普查局公布的第1季"工业出口状况调查"结果显示，受访厂商对澳门未 来六个月出口前景态度越趋审慎；今年第1季主要出口货品包括药品、电子产品/电器、烟酒、成衣及其 他食品；出口前景相对表现较佳的市场是亚洲及太平洋区(不包括中国内地、中国香港和日本的数据)。 对未来六个月的出口展望，有26.9%的受访厂商看好出口前景，较上一季的23.0%上升3.9个百分点； 52.3%的受访厂商看淡出口前景，较上一季的23.1%上升29.2个百分点；另有20.8%的受访厂商预期出口 前景无显著变动，占比较上一季的53.9%下降33.1个百分点。 影响出口活动的问题中，68.2%的受访厂商表示"订单不足"是主要问题，38.2%表示"原材料价格上升"以 及36.4%认为"外地市场价格竞争剧烈"是主要问题。对未来三个月的展望方面，43.2%及15.8%的厂商分 ...

Core Viewpoint - The controlling shareholder, Tenail, plans to transfer 7.759 million shares, representing 5.00% of the total share capital of the company, to Shiyun Circuit for a total price of 153 million yuan [1] Group 1 - Before the transfer, Tenail held a 51.55% stake in the company, which will decrease to 46.55% after the transfer [1] - Shiyun Circuit did not hold any shares prior to the transfer and will hold 5.00% after the transaction [1] - This equity change does not involve a change in the company's control and will not significantly impact the company's governance structure or ongoing operations [1]

7月4日，"运河上的通州——暑期专场"新闻发布会在北京城市副中心举办。记者从发布会上获悉，易县 大北城窖藏金银器展即将亮相北京大运河博物馆，更有顶级Hifi、专业录音室将免费开放，国际顶尖佳 作将在运河畔上演。 易县大北城窖藏金银器展将亮相 "今年暑期，北京大运河博物馆将融合历史底蕴与创新体验，为公众开启一场穿越时空的文化盛宴。"首 都博物馆副馆长容晶介绍。 当前正在展出的"中华文明起源系列展之看·见殷商"，全景呈现殷商文化面貌、揭秘殷商文明密码，带 领观众沉浸式感受中华文化生生不息的传承力量。博物馆还将推出"宋韵辽风——易县大北城窖藏金银 器展"，以辽风豪迈的酒器造型与宋韵精巧的首饰工艺，生动展现"器以载道"的历史深意。 暑假期间，博物馆将推出8场面向全年龄段的公益讲座，这些讲座不仅是对馆内基本陈列"京华通惠 运 河永济"的学术延伸，更以宏阔的视角探索殷商文明等中华优秀传统文化的传承与活化路径；将精心策 划两个系列共8场面向青少年的社会教育活动，以殷商文明与运河文化为脉络构建沉浸式实践课堂。同 时，将联合推出系列研学活动，突出大运河、北京中轴线、殷商文明等中华优秀传统文化主题，切实增 强青少年的历史认知和文 ...

National Scholarship 国奖风采录 陈翔，南京理工大学计算机科学与工程学院计算机科学与技术专业2022级博士研究生，汉族，中共党员。致力于恶劣环境下计算机视觉增强技术研究，以 第一/通讯作者身份发表论文18篇，研究成果在谷歌学术中被引用900余次。获评华为终端Camera学术之星（全球仅14人），直通华为天才少年面试计划。 斩获PBDL低光SRGB图像增强算法大赛全球冠军等学科竞赛奖项10余项，入选中国宇航学会高水平学位论文激励计划。获国家奖学金、中国航天科技集 团CASC公益奖学金、南京理工大学研究生校长奖章等。 心怀科技报国，在深耕科学研究中砥砺奋进 2022年，陈翔怀揣"科技报国梦"，考取了南京理工大学计算机专业博士研究生。入学后，连续两年综合排名专业第一，获国家奖学金、中国航天科技集团 CASC奖学金、南京理工大学研究生校长奖章等荣誉，入选南京理工大学"优秀博士培养对象"。 在潜心科研的同时，他还积极响应国家"把论文写在祖国大地上"的时代号召。面向国家重大需求，他致力于构建"空天地海"全方位应用体系。当前国际局 势动荡，战争频发，利用先进的科学技术来增强国防军工成为了他在科研路上前进 ...

Company Performance & Growth - Restaurant Brands International (RBI) system-wide sales reached approximately $44 billion as of December 31, 2024[10, 11, 15] - RBI's adjusted operating income was $2.4 billion as of December 31, 2024[11, 15] - Adjusted diluted EPS was $3.34 as of December 31, 2024, a 4.8x increase since 2012[11] - Total shareholder return has been over 500% since June 2012[11, 12] Segment Performance - Tim Hortons (TH) system-wide sales were $7.5 billion with 4,539 restaurants[16] - Burger King (BK) system-wide sales were $11.5 billion with 7,082 restaurants[16] - Popeyes (PLK) system-wide sales were $6.1 billion with 3,520 restaurants[16] - Firehouse Subs (FHS) system-wide sales were $1.2 billion with 1,345 restaurants[16] - International segment system-wide sales were $18.2 billion with 15,639 restaurants[16] International Expansion - International markets have shown strong system-wide sales growth, contributing significantly to RBI's overall growth[37, 38] - RBI's international markets have experienced approximately 8% average net restaurant growth (NRG) per year and over 10% average same-store sales (SSS) growth per year from 2021 to 2024[35] Financial Strategy - RBI is committed to growing adjusted operating income at least as fast as system-wide sales, targeting over 8% growth[54] - The company targets a long-term dividend payout ratio of 50% to 60%[46] - RBI aims for at least low double-digit total shareholder returns through its growth algorithm and effective capital allocation[55]

Core Insights - Consolidated Lithium Metals Inc. (CLM) has initiated its summer 2025 exploration campaign at the Preissac Project, focusing on lithium exploration [1][9] - The company has successfully excavated a trench revealing an 18-meter-wide pegmatite body, confirming the presence of mineralized structures [2][9] - A total of 25 channel samples have been collected for analysis, alongside a comprehensive bio/soil sampling program that included 279 bio and 252 soil samples [5][9] Exploration Program Details - The trench excavated measures 100 meters in length and 30 meters in width, targeting a previously identified lithium soil anomaly [2] - The bio/soil sampling program utilized a 15m-by-15m grid to cover lithium and copper anomalies detected in 2022 [5] - Soil samples were collected from the B-horizon and analyzed using various geochemical methods at IGS Canada [7][8] Financial Update - CLM has closed a non-brokered private placement financing of units at a price of $0.01 per unit, raising gross proceeds of up to $300,000 [9] - A previous tranche of this offering raised $210,000 by issuing 21,000,000 units [9] Company Overview - Consolidated Lithium Metals Inc. is a Canadian junior mining exploration company focused on lithium and copper properties, primarily in Quebec [13]

Group 1 - The article promotes iREIT on Alpha as a source for in-depth research on various income alternatives including REITs, mREITs, Preferreds, BDCs, MLPs, and ETFs [1] - It highlights the positive feedback from users, with 438 testimonials, most rated 5 stars, indicating high satisfaction with the service [1] Group 2 - The article includes a disclosure stating that the author has no stock or derivative positions in any mentioned companies and has no plans to initiate such positions in the near future [2] - It clarifies that the opinions expressed are solely those of the author and not influenced by any business relationships with the companies mentioned [2] Group 3 - Seeking Alpha emphasizes that past performance does not guarantee future results and that no specific investment recommendations are provided [3] - The article notes that the views expressed may not reflect those of Seeking Alpha as a whole, highlighting the diversity of opinions among its analysts [3]

Summary of Key Points Core Viewpoint - The auction for RIKS 29 0917 was successful, with a total amount allocated of 7.65 billion and a strong bid-to-cover ratio of 1.92, indicating robust demand for the bonds [1]. Auction Details - **Settlement Date**: The bonds will settle on July 9, 2025 [1]. - **Total Amount Allocated**: 7.65 billion [1]. - **Total Number of Bids Received**: 53 bids were submitted, totaling 14.685 billion [1]. - **Total Number of Successful Bids**: 24 bids were awarded [1]. - **Bid to Cover Ratio**: The ratio stands at 1.92, suggesting that demand exceeded supply [1]. Pricing and Yield Information - **All Bids Awarded At**: The price was 100.376 with a yield of 3.400% [1]. - **Weighted Average of Successful Bids**: The average price was 100.604 with a yield of 3.341% [1]. - **Best Bid**: The highest bid was at a price of 101.190 with a yield of 3.190% [1]. - **Worst Bid**: The lowest bid was at a price of 99.227 with a yield of 3.700% [1]. - **Weighted Average of All Bids Received**: The average price was 100.219 with a yield of 3.441% [1]. Allocation Insights - **Percentage Partial Allocation**: Approximately 100% of bids were allocated in full [1]. - **Lowest Price / Highest Yield Allocated**: The lowest price was 100.376 with a yield of 3.400% [1]. - **Highest Price / Lowest Yield Allocated**: The highest price was 101.190 with a yield of 3.190% [1].