The sustainability of the stock's immediate price movement based on the recently-released numbers and future earnings expectations will mostly depend on management's commentary on the earnings call. OppFi shares have added about 30.4% since the beginning of the year versus the S&P 500's gain of 7.1%. What's Next for OppFi? OppFi Inc. (OPFI) came out with quarterly earnings of $0.45 per share, beating the Zacks Consensus Estimate of $0.3 per share. This compares to earnings of $0.29 per share a year ago. The ...

Shift4 Payments (FOUR) came out with quarterly earnings of $1.1 per share, missing the Zacks Consensus Estimate of $1.2 per share. This compares to earnings of $0.96 per share a year ago. These figures are adjusted for non-recurring items. The sustainability of the stock's immediate price movement based on the recently-released numbers and future earnings expectations will mostly depend on management's commentary on the earnings call. Shift4 Payments shares have lost about 1.5% since the beginning of the ye ...

Fidelity National Information Services (FIS) came out with quarterly earnings of $1.36 per share, in line with the Zacks Consensus Estimate . This compares to earnings of $1.36 per share a year ago. These figures are adjusted for non-recurring items. Fidelity National, which belongs to the Zacks Financial Transaction Services industry, posted revenues of $2.62 billion for the quarter ended June 2025, surpassing the Zacks Consensus Estimate by 1.55%. This compares to year-ago revenues of $2.49 billion. The c ...

Paymentus (PAY) came out with quarterly earnings of $0.15 per share, beating the Zacks Consensus Estimate of $0.14 per share. This compares to earnings of $0.12 per share a year ago. These figures are adjusted for non-recurring items.This quarterly report represents an earnings surprise of +7.14%. A quarter ago, it was expected that this electronic bill payment services would post earnings of $0.13 per share when it actually produced earnings of $0.14, delivering a surprise of +7.69%.Over the last four quar ...

Core Insights - PayPal Holdings (PYPL) experienced a surprising over 10% drop in stock price following its Q2 2025 earnings report, despite beating earnings expectations and raising full-year guidance, indicating a disconnect between improving fundamentals and high market expectations [1][4]. Financial Performance - PayPal reported Q2 revenues of $8.3 billion, a 5.1% year-over-year increase, surpassing consensus estimates by 2.3% [3] - Total Payment Volume (TPV) increased by 6% to $443.5 billion, while non-GAAP EPS rose 17.6% year-over-year to $1.40, exceeding the Zacks Consensus Estimate of $1.30 [3] - Non-GAAP operating income grew by 13%, and operating margins expanded by 132 basis points to 19.8% [3] - The company raised its full-year non-GAAP EPS guidance to $5.15-$5.30, up from $4.95-$5.10, and reaffirmed free cash flow guidance at $6-$7 billion [4] Market Reaction - The stock's decline was attributed to concerns over the sustainability of earnings drivers, particularly a one-time boost from a key payment partner's renewal [5] - Management noted a slowdown in branded checkout TPV growth, which increased only 5% year-over-year, raising doubts about future performance [6] Business Segments - Venmo showed strong growth, with revenues increasing over 20% and TPV rising 12%, marking the highest growth rate in three years [7] - Debit card TPV across PayPal and Venmo surged by 60%, and "Pay with Venmo" TPV increased by 45% [7][8] - Branded checkout remains a critical growth driver, with over 60% of U.S. branded volume now on PayPal's upgraded experience [8] Strategic Initiatives - PayPal is investing in future-proofing its business through the "PayPal World" initiative, which aims to unify various payment platforms under a cloud-native framework [10] - The company is exploring AI-powered commerce experiences and integrating its stablecoin PYUSD across platforms, positioning itself as a broader commerce platform [11] Valuation and Outlook - PayPal shares are currently trading at a forward P/E of 12.82X, significantly lower than the industry average of 21.83X and competitors like Visa and Mastercard [14] - Positive estimate revisions for 2025 and 2026 suggest an expected earnings growth of 11.4% and 11.0%, respectively [16] - The stock's recent decline presents a potential buying opportunity, as the fundamentals indicate a multi-year recovery trajectory [18]

MasterCard (MA) came out with quarterly earnings of $4.15 per share, beating the Zacks Consensus Estimate of $4.05 per share. This compares to earnings of $3.59 per share a year ago. These figures are adjusted for non-recurring items.This quarterly report represents an earnings surprise of +2.47%. A quarter ago, it was expected that this processor of debit and credit card payments would post earnings of $3.57 per share when it actually produced earnings of $3.73, delivering a surprise of +4.48%.Over the las ...

Company Overview - RB Global (RBA) is expected to report a year-over-year increase in earnings, with a projected EPS of $0.95, reflecting a +1.1% change, and revenues of $1.12 billion, up 2.3% from the previous year [3][12]. Earnings Expectations - The consensus outlook indicates that the stock price may rise if the actual earnings exceed expectations in the upcoming report, scheduled for August 6 [2][12]. - The company has an Earnings ESP of +2.80%, suggesting analysts have recently become more optimistic about its earnings prospects [12]. Historical Performance - In the last reported quarter, RB Global exceeded the expected EPS of $0.86 by delivering $0.89, resulting in a surprise of +3.49% [13]. - Over the past four quarters, the company has consistently beaten consensus EPS estimates [14]. Analyst Sentiment - The consensus EPS estimate has remained unchanged over the last 30 days, indicating stability in analyst expectations [4]. - Despite the positive Earnings ESP, the company currently holds a Zacks Rank of 4, which complicates the prediction of an earnings beat [12][17]. Industry Comparison - Fidelity National Information Services (FIS), a peer in the Financial Transaction Services industry, is expected to report an EPS of $1.36, with revenues projected at $2.58 billion, reflecting a 3.5% increase from the previous year [18][19]. - FIS has an Earnings ESP of +0.67% and a Zacks Rank of 2, indicating a higher likelihood of beating consensus EPS estimates [20].

The sustainability of the stock's immediate price movement based on the recently-released numbers and future earnings expectations will mostly depend on management's commentary on the earnings call. Visa (V) came out with quarterly earnings of $2.98 per share, beating the Zacks Consensus Estimate of $2.86 per share. This compares to earnings of $2.42 per share a year ago. These figures are adjusted for non-recurring items. This quarterly report represents an earnings surprise of +4.20%. A quarter ago, it wa ...

Core Insights - PayPal Holdings reported second-quarter 2025 non-GAAP earnings of $1.40 per share, exceeding the Zacks Consensus Estimate by 7.7% and reflecting a year-over-year increase of 17.6, driven by better-than-expected revenue growth [1][9] - The company raised its full-year guidance for transaction margin dollars and EPS while maintaining its outlook for free cash flow [2][11] Financial Performance - Net revenues reached $8.3 billion, marking a 5.1% year-over-year increase on a reported basis and 5% on a forex-neutral basis, surpassing the consensus estimate by 2.3% [2][9] - Total payment volume (TPV) was $443.5 billion, up 6% year-over-year on a reported basis and 5% on a forex-neutral basis [4][9] - Transaction revenues accounted for $7.4 billion (89.8% of net revenues), increasing by 4% year-over-year, while Value Added Services revenues rose 15.7% to $847 million (10.2% of net revenues) [5] Operational Metrics - Total active accounts grew by 2% year-over-year to 438 million, but total payment transactions declined by 5% to 6.2 billion [6] - Operating expenses were $6.78 billion, up 3.4% year-over-year, while the operating margin expanded by 134 basis points to 18.1% [7] Guidance and Future Outlook - For 2025, PayPal anticipates non-GAAP earnings between $5.15 and $5.30 per share, indicating 11-14% growth year-over-year, an increase from the previous range of $4.95-$5.10 [11] - The expected transaction margin dollars for 2025 are between $15.35 billion and $15.5 billion, suggesting growth in the 5-6% range [11] - For Q3 2025, non-GAAP earnings are projected to be between $1.18 and $1.22 per share, with transaction margin dollars expected between $3.76 billion and $3.82 billion [12] Shareholder Returns - PayPal generated $0.9 billion in cash from operations and returned $1.5 billion to shareholders through share repurchases in the second quarter [10]

What's Next for Paypal? While Paypal has underperformed the market so far this year, the question that comes to investors' minds is: what's next for the stock? Paypal (PYPL) came out with quarterly earnings of $1.4 per share, beating the Zacks Consensus Estimate of $1.3 per share. This compares to earnings of $1.19 per share a year ago. These figures are adjusted for non- recurring items. This quarterly report represents an earnings surprise of +7.69%. A quarter ago, it was expected that this technology pla ...