齐鲁晚报·齐鲁壹点 张雪 一、活动时间 2025年6月1日—2025年6月30日24时（以参与企业开具的机动车销售统一发票为准），开展"要买车到槐荫——2025年槐荫区汽车消费券"活动。本次活动申 领额度共计500万元，按照申请人提交资料的先后顺序先到先得，申领额度用完即止，活动提前结束。 2025年槐荫区汽车消费券各流程时间进程表： | 消费券活动时间 | 2025年6月1日—2025年6月30日 | | --- | --- | | 申请消费券资料 | 2025 年 6 月 5 日 9 时—2025 年 7 月 | | 上传时间 | 日 24 时 | | 审核时间 | 2025 年 6 月 5 日 9 时—2025 年 8 月 | | | 日 24 时 | | 消费券活动名单 | 2025 年 8 月 25 日—2025 年 8 月 29 日 | | 公示时间 | | 二、活动范围 （一）参与企业： 消费者的购车发票信息需为注册地在济南市槐荫区的，具有独立法人资格的限额以上且在槐荫区纳税的汽车销售企业，商户收款终端能支持银行卡刷卡(名 单以"活动页面-参与企业"展示为准)。 2025年6月5日9时申报开始， ...

以下文章来源于南风窗 ，作者莫奈 南风窗 . 冷静地思考，热情地生活。 钢琴毕业生越来越多，琴行也越来越多， 导致行业内的竞争变得激烈。 文 ｜ 莫奈 编辑 ｜ 张来 来源｜ 南风窗（ID ：SouthReviews） 封面来源 ｜ Pexels 在最高峰时期，多家机构曾出具报告显示，中国学琴儿童总数达3000万。 上世纪80年代起，钢琴热席卷中国时，家庭里有一架木制的钢琴，有一个学钢琴的孩子，是一件时髦又体面的事情。市面上数之不尽的钢琴教培机构和宣传 标语，暗示着家长们只要把金钱和精力投入到这架大机器上，就会获得理想的未来。 然而，从两年前开始，钢琴销售突然急剧下滑，进入颓势，至今仍未消解。今年，珠江钢琴发布财报，其2024年归母净利为-2.36亿元，同比下降4108.2%， 堪称暴跌。随后，其2025年一季报又显示，归母净利-5168.47万元，同比下降162.52%。 要知道，去年上半年，珠江钢琴还是上市12年来半年报首次亏损。没成想，今年数据还要更差。 | | 2024 年末 | 2023 年末 | 本年末比上年末增减 | 2022 年末 | | --- | --- | --- | --- | --- ...

随着一系列提振消费政策落地显效，今年前4月我国汽车产销量历史上首次双双突破1000万辆。 看车时，商家告诉王先生，这辆车发生过小剐蹭，有几个地方做过钣金喷漆，机油机滤也已到更换周 期，前后减震部位有些漏油，但可以保证车辆非火烧、非水淹、非大事故，还提供了第三方检测报告。 虽然4.3万元的价格比其他公司报价贵些，但商家的细致坦诚打动了王先生，最终顺利成交。"车况透明 才能买得放心。"王先生说。 新车市场热度高，二手车市场也备受关注。但一段时间以来，有些二手车被消费者称为"柠檬车"：只能 看到车的外表，却看不到"内心"，就像柠檬一样，好看，吃起来却很酸。 中国汽车流通协会副会长罗磊表示，为了营造公平、公正的二手车消费环境，2013年国家发布《二手车 鉴定评估技术规范》。之后市场上陆续出现了查博士、维真验车等独立第三方鉴定评估机构，以及可以 获得车辆历史报告、查询车辆的出险及维修保养记录的二手车信息服务平台柠檬查等。如今，提供检测 报告的车商越来越多。 二手车车况如何判断？只听车商介绍，会不会上当？新能源二手车越来越多，车主权益能不能延续，保 险好上吗？万一买到问题车，谁来提供售后保障？围绕消费者的疑虑，近日，记者 ...

一、适用基金范围 ■ 根据上银基金管理有限公司（以下简称"本公司"）与上海国信嘉利基金销售有限公司（以下简称"国信 嘉利基金"）签署的销售协议和相关业务准备情况，自2025年6月4日起，国信嘉利基金将开始销售本公 司旗下部分基金。 注：在遵守基金合同、招募说明书及相关业务公告的前提下，销售机构办理各项基金销售业务的具体日 期、时间、流程、业务类型及费率优惠活动（如有）以销售机构的安排和规定为准。 二、投资者可通过以下途径咨询有关详情 1、上海国信嘉利基金销售有限公司 网站：www.gxjlcn.com 客户服务电话：021-68809999 2、上银基金管理有限公司 网站：www.boscam.com.cn 客户服务电话：021-60231999 风险提示：本基金管理人承诺以诚实信用、勤勉尽责的原则管理和运用基金资产，但不保证基金一定盈 利，也不保证最低收益。基金投资有风险，投资者在做出投资决策之前，请认真阅读基金合同、招募说 明书（更新）和基金产品资料概要（更新）等法律文件，充分认识基金的风险收益特征和产品特性，认 真考虑基金存在的各项风险因素，并根据自身的投资目的、投资期限、投资经验、资产状况等因素充分 ...

Core Viewpoint - The opening of the first fully self-operated Dicos restaurant by China Petroleum in Hunan marks a significant step in the company's non-oil business expansion, aiming to create a new "gas station + dining" model to enhance consumer engagement and diversify revenue streams [1][3][5] Group 1: Business Expansion - The Dicos restaurant at the Guqu Road gas station is the first fully self-operated outlet by China Petroleum and the fifth restaurant overall [3] - Prior to this, the company had opened four KFC restaurants at service areas, indicating a strategic focus on diversifying non-oil revenue sources [3] Group 2: Consumer Engagement - The restaurant's opening attracted over 300 visitors on its first day, with families participating in fun activities, showcasing the appeal of the new dining option [3][5] - Local residents expressed excitement about the convenience of having dining options alongside fuel services, enhancing the overall consumer experience [3] Group 3: Strategic Goals - China Petroleum aims to enrich gas station offerings through cross-industry integration, enhancing customer loyalty and satisfaction [5] - The company is exploring further innovations in its non-oil business model, including the introduction of convenience stores and automotive services, to create a more efficient and high-quality lifestyle experience for consumers [5]

Core Viewpoint - The automotive finance industry is undergoing a significant transformation as regulatory bodies have halted the "high interest, high rebate" practices, prompting a shift towards compliance and product innovation in a competitive market [1][4][7]. Group 1: Impact of Regulatory Changes - The cessation of "high interest, high rebate" policies has disrupted the sales strategies of automotive dealers, leading to a decline in customer incentives for financing options [4][5]. - Previously, dealers could offer substantial discounts through bank rebates, but the new regulations have diminished these financial advantages, causing potential buyers to reconsider their purchasing decisions [4][5]. - The regulatory changes aim to address unhealthy competition and ensure sustainable practices within the automotive finance sector [7][8]. Group 2: Financial Institutions' Challenges - Banks are facing increased operational pressures as the early repayment of loans reduces their income while maintaining fixed commission costs [8][9]. - The average loan duration for car financing is shorter than anticipated, leading to lower profitability for banks that relied on high commission models [8][9]. - The shift away from "high interest, high rebate" practices is expected to lead banks to focus more on the quality of services and products rather than solely on commission-based incentives [10][11]. Group 3: Future Directions for Automotive Finance - Financial institutions are encouraged to innovate their products and enhance service quality to attract customers in a more regulated environment [10][12]. - Building a healthy automotive finance ecosystem is crucial for banks to maintain competitiveness and customer acquisition in light of reduced rebates [10][11]. - The emphasis will be on creating value through improved approval processes and customer service rather than relying on commission structures [10][11].

Group 1 - Company responded to the Shanghai Stock Exchange's inquiry regarding long-term equity investments, other receivables, and low gross margin in its healthcare business [1] - Company listed five investment targets in various sectors including property rights, new materials, and real estate development, asserting no need for impairment provisions [1] - Other receivables for the years 2022 to 2024 were reported as 0.6 billion, 0.09 billion, and 1.11 billion respectively, with a significant portion related to loans to Zhejiang Junxu Real Estate Development Company [1][2] Group 2 - The company reported a significant decline in profitability in 2024, with healthcare business revenue of 2.838 billion, a year-on-year increase of 8.16%, and a gross margin of 7.55% [2] - The gross margin for the healthcare segment has been affected by various factors, including the introduction of new disciplines and changes in medical insurance policies [3] - The average gross margin for the company's hospitals has decreased over the past three years, primarily due to the impact of medical insurance reforms and drug procurement policies [3] Group 3 - The company noted that the gross margin for its pediatric growth and development services has gradually increased but remains low, primarily due to high costs associated with growth hormone treatments [3] - The market for long-acting growth hormones is expected to expand as public awareness of children's height management increases [4] - Currently, only 5% of patients express a willingness to undergo treatment, indicating significant growth potential in the market [4]

策略早餐 主要品种策略早餐 （2025.06.03） 养殖、畜牧及软商品板块 品种：生猪 核心逻辑： 1、供应方面，截至 2025 年 4 月，据农业农村部数据，全国能繁母猪存栏量为 4038 万头，环比持平，同比增长 1.3%。这一数据反映出自 2024 年 4 月以来，产能 累计上升 1.3%，处于较为平稳的格局，暂未出现产能下滑的情况。而根据第三方机 构钢联数据及涌益咨询的数据显示，2025 年 4 月能繁母猪存栏量环比小幅上升，尽 管第三方机构与官方数据在统计口径上存在一定的差异，但环比上涨在一定程度上 体现了市场上暂无去产能的驱动，甚至部分企业开始缓慢恢复产能。5 月份看来， 生猪市场情绪支撑因素仍存，叠加仔猪价格暂未明显下跌，预计上有能繁母猪存栏 量或仍然稳中有增。根据产能数据推算的生猪供应量仍然充足，暂未看到供应量下 降的格局。 2、需求方面，从投机性需求来看，据钢联数据统计，5 月 23 日当周国内重点 屠宰企业的冻品库容率为 17.28%，与上一周持平，处于历史低位。当前由于需求表 现疲软，冻品市场需求暂未改善，出库维持缓慢节奏。而部分屠宰企业现品销售困 难，存在被动分割入库的情况，综合导致 ...

Core Viewpoint - The article highlights a significant breakthrough in the preservation technology for lychee, extending its shelf life up to 45 days while reducing preservation costs by 66% [10][26][29]. Group 1: Industry Context - Lychee, known as the "King of Fruits" in Lingnan, plays a crucial role in rural revitalization and economic development [2][6]. - The preservation technology aims to address the short harvesting window of lychee, extend its market availability, and reduce losses during long-distance transportation [5][51]. Group 2: Technological Advancements - The China Vegetable Circulation Association's Fresh Preservation Professional Committee held a seminar in Foshan, Guangdong, focusing on upgrading preservation technologies for lychee [6][7]. - A comprehensive solution was announced to eliminate the use of ice, ice bags, and foam boxes in logistics, reducing packaging preservation costs from 4.5 yuan to 1.5 yuan [10][39]. Group 3: Challenges and Solutions - The seminar identified three major preservation technology bottlenecks for lychee: high complaint rates regarding quality, lack of personalized preservation solutions for high-value varieties, and inefficiencies in traditional logistics methods [38][40][49]. - Proposed solutions include the use of carbon quantum dot intelligent packaging to extend the product lifecycle and the establishment of a technical system for cold chain management and retail optimization [52][54]. Group 4: Future Directions - The industry is encouraged to deepen technological innovation and model transformation, fostering a collaborative ecosystem among stakeholders to overcome traditional limitations and enhance the value of lychee products [58][59].

Core Viewpoint - The construction of high-quality "common prosperity markets" is a key initiative for rural revitalization, aimed at enhancing agricultural product sales and directly increasing farmers' income while narrowing the urban-rural gap [1][3]. Group 1: Market Construction and Economic Impact - The strategy integrates market construction with social welfare, achieving a balance between economic efficiency and social equity [1]. - The "short-chain system" reduces the circulation links of agricultural products from 6-8 to 2-3, resulting in a 35% income increase for farmers and an 18% decrease in urban fresh food prices [3]. - The establishment of a digital infrastructure, such as a "digital ID" for agricultural products, is projected to enhance sales conversion rates by over 20% [16][17]. Group 2: Social Relationships and Community Engagement - The integration of blockchain traceability and community trust mechanisms has increased consumer repurchase rates to 73%, compared to 41% through traditional channels [4]. - Initiatives like the "Silver-Youth Mutual Assistance Post" facilitate knowledge transfer between older and younger farmers, improving sales conversion rates by 2.4 times [5]. - The establishment of community markets enhances social trust and reduces poverty incidence, fostering entrepreneurial spirit among rural populations [17]. Group 3: Governance and Operational Models - A multi-stakeholder collaborative platform has been created, combining government oversight, enterprise operation, cooperative participation, and community evaluation, achieving a 91% success rate in resolving price disputes [6]. - The "common prosperity market" serves as a resilient urban model, with a standardized market network handling 37% of community supply tasks during emergencies [6]. Group 4: Cultural and Value Creation - The development of cultural products and experiences, such as the "24 Solar Terms Brewing Experience," has attracted 28% of young consumers, revitalizing traditional crafts [7]. - The integration of local cultural elements into market design has made certain markets cultural landmarks, with visitor spending accounting for 45% of total sales [7]. Group 5: Future Strategies and Projections - The implementation of the proposed strategies is expected to double the number of rural community organizations by 2027 and increase local cultural product SKUs by 150% [11][12]. - The establishment of a "market community" trust mechanism and the development of a three-tier brand system are critical for enhancing social capital and cultural value [10][14].