7月作为下半年车市开局之月，众多车企将推出重磅新车抢占市场。以下是本月值得关注的上市新车盘点，涵盖燃油、混动及纯电车型，为消费者提供 多样化选择。 比亚迪海狮06：主打科技感与实用性 比亚迪海狮06是比亚迪海洋网即将推出的中型SUV，包括插电混动（DM-i）和纯电（EV）版本，采用第五代DM技术和e平台3.0 Evo打造，价格为16万 元-20万元。 造型依旧采用海洋美学的设计风格，车头为封闭式格栅，两侧配备双层前大灯，该车也是海洋网首款采用分体式大灯的车型。车身侧面，车顶线条向后 下沉，搭配悬浮式车顶设计，提升时尚感。环形贯穿式尾灯采用"水滴"造型，内部经过熏黑处理，点亮后具有不错的辨识度。 内部采用简约科技风格，嵌入式全液晶仪表盘与大尺寸悬浮式中控屏形成双屏布局。中央扶手区域，车辆将配备无线充电以及启动按钮等常用的物理按 键。 动力方面，海狮06 DM-i/EV分别采用第五代DM技术和e平台3.0 Evo打造。其中，插混版搭载的1.5L发动机最大功率74kW，电机最大功率160kW，配备 18.3kWh和26.6kWh电池组，WLTC工况下纯电续航里程分别为93km和130km；纯电车型提供两驱和四驱车型 ...

（原标题：科技量化风险 精准"破题"中小微融资难局） 6月27日是联合国确立的"中小微企业日"，如何高效提升中小微企业融资效率、降低融资门槛，成为金 融服务机构的核心命题。小雨点信贷首席风控官隋立波表示，现代风控的本质是技术与战略的结合，其 核心在于"风险可量化"。借助大数据与计量技术，使得风险水位、客群分层等指标变得清晰可测，可以 为小微金融服务注入更高效、更稳健的基因。 此外，小雨点已与多家支付、生活服务、移动通信等行业头部企业和数据服务商建立数据合作，上述行 业相关数据能够从不同方面反映企业经营情况以及企业主画像。例如，小雨点近年来与快递物流数据商 合作，分析发现收发快递频次长期保持稳定或持续增长的客户风险较低，收发快递相关画像特征已应用 到风控模型中。 目前，小雨点的数据源主要包括第三方数据源、自授权数据和远程尽调数据。同时，公司也在探索远程 非现场尽调模式，如远程访谈、线上资产核验，在提升效率的同时降低操作成本。 作为普惠金融的践行者，小雨点一直致力于通过创新科技手段解决小微企业、"三农"群体的融资难、融 资贵、融资慢问题。公司的数据贷作为专门服务小微企业的信贷产品，深度挖掘小微客户的实际需求， 突 ...

Group 1 - The premiere of the world's first AI microfilm collection "New World Loading" took place in Beijing, showcasing the deep integration of AI and the film industry, with AIGC expected to become a vital tool for future film creation [1][3] - The collection consists of 7 short films covering diverse genres such as science fiction, fantasy, absurd comedy, and history, with a total runtime of 180 minutes, produced using a "human + AI" collaborative approach [1] - The director highlighted that AI technology has advanced to the point where it can accurately match character lip movements with dialogue and create complex scenes smoothly, indicating a significant release of creativity and efficiency in film production [1][3] Group 2 - The AI model used in the creation of "New World Loading" is the newly launched 2.1 series from Kuaishou's Keling AI, which can be applied in various professional scenarios including film production, marketing, and game development [3] - Kuaishou's Starry Short Drama business is committed to increasing investment and support for AIGC micro-short dramas, offering flexible commercial cooperation models and incentives for creators [3] - Major internet companies and professional film production teams are exploring collaborations in AI film projects, with examples including Netflix's AIGC animated short "Dog and Boy" and FizzDragon's AI film "Queen Zheng Yisao" [3]

从传统治疗迈向生物靶向治疗 鼻塞、流脓涕、嗅觉/味觉减退、面部疼痛，你是否正在被这些症状持续困扰？既往流行病学调查显 示，我国慢性鼻窦炎的患病率约有8%，据此估算我国约有1亿患者。其中约2000万-3000万的患者会伴 有鼻息肉，这类患者往往还会伴有哮喘、过敏性鼻炎等共病，严重影响生活质量。 北京同仁医院鼻过敏科副主任张媛在近日接受新京报记者专访时指出，慢性鼻窦炎伴鼻息肉极易复发， 疾病控制难度较大，目前以糖皮质激素为主的药物治疗与手术干预相结合，是该病的核心治疗手段。但 随着生物制剂的使用，该病的管理模式正在改变，为更多患者提供精准、高效的治疗选择，改善长期预 后和生活质量。 鼻窦炎伴鼻息肉易复发，需做好长期疾病管理 "鼻息肉会占据鼻腔正常的呼吸空间以及鼻窦的引流通道，进而引发鼻腔鼻窦的引流障碍并出现一系列 临床症状，严重影响患者的生活质量。"张媛表示，鼻息肉是因黏膜不断水肿脱垂引起的息肉，这个多 出来的"疙瘩"堵塞正常的引流通道，随着鼻腔分泌物不断增多，会引起胀痛、脓涕、嗅觉和味觉障碍 等，形成一个恶性循环。一旦出现嗅觉障碍必须进行积极干预，防止传导性的嗅觉障碍变迁到真正的嗅 觉功能障碍。此外，鼻窦炎伴鼻 ...

Core Viewpoint - The relationship between OpenAI and Microsoft is deteriorating over the definition of Artificial General Intelligence (AGI) and related contract terms, leading to significant disputes that could impact OpenAI's upcoming IPO [1][4]. Group 1: Contract Disputes - OpenAI and Microsoft signed a $10 billion cooperation agreement in 2023, which has triggered major disagreements over the AGI clause [1]. - Microsoft is demanding the removal of a key clause that allows OpenAI to terminate technology access upon achieving AGI, but negotiations remain stalled as of May 2025 [1][2]. - The original 2019 agreement allows OpenAI to cut off Microsoft's access to technology if AGI is reached, a concept that some Microsoft executives view as unrealistic [1][2]. Group 2: AGI Development and Perspectives - OpenAI's CEO Altman claims that AGI is "within reach" and has defined it as a system capable of solving complex human-level problems across multiple domains [2]. - In contrast, Microsoft CEO Nadella argues that a 10% annual growth in the global economy is a more realistic benchmark, suggesting that AGI will not be achieved before the contract expires in 2030 [2]. Group 3: Financial Implications and Negotiation Dynamics - OpenAI is projected to burn through $46 billion in R&D over the next four years, making IPO financing a critical necessity [4]. - If the restructuring fails, the unique equity structure of OpenAI could jeopardize its IPO prospects [4]. - Microsoft has rejected several concessions from OpenAI, including giving up a 20% revenue share and allowing customers to access OpenAI models through competing cloud providers [3]. Group 4: Alliance Fractures - The partnership has seen a shift in power dynamics since the unexpected success of ChatGPT in late 2022, leading to visible fractures in their collaboration [7]. - OpenAI has turned to Google Cloud for computing resources due to insufficient support from Microsoft and has also partnered with Oracle [7]. - Microsoft is accelerating the development of its own AI models and recruiting teams to create alternative solutions [7].

南沙蕉门河畔，小马智行的自动驾驶汽车流畅汇入车流；白云机场停机坪，搭载带电货物的运输包机呼 啸升空；天河路商场内，"丝滑"的离境退税服务让参加完广交会的海外客商直呼"amazing"…… 自2022年12月入选全国服务业扩大开放综合试点城市以来，广州紧扣"服务+"主线，在制度破冰、要素 流动、产业跃迁等领域持续突破，推动服务业扩大开放深度融入经济发展肌理，释放出强劲发展动能。 截至目前，130项试点任务已推进实施128项，实施率达98.5%。涉外法律服务、绿色金融、境外专业人 才服务等13项举措入选全国试点案例，商事登记"跨境通"服务平台试点经验向全国复制推广。服务业增 加值连续两年超2.2万亿元，占GDP比重超70%。试点期间，全市累计新设服务业外商投资企业近1.5万 家，服务贸易突破750亿美元，连续两年呈两位数增长。 产业赋能：服务链与产业链深度共振 探索"服务+制造"，广州展现自动驾驶领域的"湾区速度"。全国首创将"自动驾驶平均脱离间隔里程"纳 入测试标准，开放一般测试道路1340条（单向里程2601公里）、高快速测试公路10条（263公里），构 建起多区联通、跨区测试网络。推动开展自动驾驶出租车或网 ...

注：如提及个股仅供参考，不代表投资建议。指数/基金短期涨跌幅及历史表现仅供分析参考，不 预示未来表现。市场观点随市场环境变化而变动，不构成任何投资建议或承诺。文中提及指数仅供参 考，不构成任何投资建议，也不构成对基金业绩的预测和保证。如需购买相关基金产品，请选择与风险 等级相匹配的产品。基金有风险，投资需谨慎。 每日经济新闻 （责任编辑：张晓波 ） 【免责声明】本文仅代表作者本人观点，与和讯网无关。和讯网站对文中陈述、观点判断保持中立，不对所包含内容 的准确性、可靠性或完整性提供任何明示或暗示的保证。请读者仅作参考，并请自行承担全部责任。邮箱： news_center@staff.hexun.com 招商证券指出，生成式AI正在改变计算机和软件开发行业的商业模式，从传统的"基于授权的软件 模式"转变为"按结果收费的服务模式"，AI应用成为劳动替代品，针对服务市场，规模远超传统软件市 场。我国B端软件企业在AIGC领域与海外企业相比仍有差距，主要由于国内企业更倾向"硬件+免费软 件"模式，付费意愿较低。 海外软件巨头在AI应用研发阶段具有先发优势，直接与头部大模型厂商合作，而我国通用大模型 仍处于追赶阶段。制造 ...

Core Insights - The company is experiencing a new wave of growth opportunities in the competitive home appliance market, driven by precise user demand insights and innovative vitality [1] - The capital market has highly recognized the company's strategic transformation, with multiple institutions providing positive ratings and target prices [1][2] Product Innovation - The company launched the ultra-thin 1mm Light Pro Warm Palace Belt in June, addressing user pain points with features like 5-level precise temperature control and antibacterial materials [1] - The split electric stew pot meets the upgraded needs of family kitchens, and promotional strategies have effectively stimulated sales [1] - The company conducts over 20,000 user surveys annually through its "User Direct Plan," leading to rapid growth in its maternal and infant product category, with projected revenue of 250 million yuan in 2024 [1] Strategic Transformation - The company is focusing on high-end flagship products by shrinking low-profit categories and ensuring quality and capacity through smart manufacturing bases and a 2000㎡ testing center [2] - AI technology is applied in the digital field to optimize the supply chain and enhance market response speed through an integrated development system [2] - The company employs a dual-track strategy of "own brand + OEM" for global expansion, increasing R&D investment in Southeast Asia, Japan, South Korea, and Europe while leveraging established channels through OEM/ODM business [2] Financial Performance - The company has seen a decrease in sales expense ratio by 2.55 percentage points year-on-year and an increase in net profit margin by 3.18 percentage points quarter-on-quarter in Q1 2025, indicating improved operational quality [1] - The company is building resilience against challenges like raw material cost pressures through product innovation, efficiency improvements, and strategic focus [2] Market Outlook - The differentiated layout in the health small appliance sector, continuous optimization of the profit model, and steady progress in globalization collectively depict a new landscape for high-quality development [2] - The combination of "User Direct" innovation and refined operational capabilities positions the company for promising growth potential in the market [2]

Core Viewpoint - The Jinan Municipal Government has launched a nine-month special enforcement action under the "Guarding Consumption" initiative to combat illegal activities in the consumer sector [1][3]. Group 1: Enforcement Actions - The enforcement action focuses on key issues such as food adulteration, campus food safety, price violations in the funeral sector, false advertising in elderly care services, and trademark infringement among 18 highlighted problems [3][4]. - A total of 8,856 cases have been investigated, recovering economic losses of approximately 10.2 million yuan for consumers, effectively deterring illegal activities [3]. Group 2: Consumer Complaint Channels - The enforcement team has established multiple complaint channels, including 12345, 12315, and the "Law Enforcement Guardian Card," to encourage public participation in reporting illegal activities [3][4]. - The team has publicly solicited leads on consumer violations, aiming to enhance consumer rights protection through efficient reporting mechanisms [3]. Group 3: Public Awareness and Education - The enforcement team is conducting legal education campaigns in collaboration with industry associations, enterprises, and large supermarkets, utilizing various formats such as consultations, exhibitions, and seminars [4]. - The team has organized 10 "case-based legal education" events, engaging over 4,000 market entities, and regularly publishes typical cases in media to promote lawful and honest business practices [4]. - The strategy includes a combination of strict enforcement, regulation, and education to enhance the effectiveness of law enforcement in the consumer sector [4].

Core Points - A customer at CAVA received a bill for $0 for a falafel pita sandwich priced at $11.05, with the word "love" written on it [1][3] - The cashier informed the customer that they could leave without paying, leading to humorous speculation about the reason behind the gesture [4][5] - CAVA's manager, David Garcia, explained that the restaurant has a "love" button on their cash registers, which allows staff to offer complimentary meals to customers who appear to be in a bad mood, forget their wallets, or are regular patrons [7] - Each CAVA location reportedly uses this "love" button about twice a day [7] - CAVA advises customers not to abuse this feature and emphasizes that it is at the discretion of the staff [8] - Similar acts of kindness are noted in other fast-food chains, such as Chick-fil-A, which sometimes includes handwritten notes in customers' bags during special promotions [8]