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费用透明化改善融资环境
Jin Rong Shi Bao· 2025-07-08 03:22
近期,中国人民银行广西壮族自治区分行在广西柳州市启动明示企业贷款综合融资成本试点工作,由银 行与客户一同填写融资过程中涉及的各类费用,形成"贷款明白纸"。同时,银行客户经理运用专业知 识,引导企业规避不合理收费,并为符合条件的企业争取无还本续贷、政府性融资担保、财政贴息等支 持政策,促进企业综合融资成本下降。 目前,相关试点银行通过"试点先行、逐步推广"的方式,不断扩大开展试点工作的网点范围,为当地企 业营造了良好的融资环境。截至2025年5月末,试点银行合计向154家经营主体明示"贷款明白纸",服务 贷款金额19.66亿元。这些数据背后,是一个个鲜活的企业融资案例,生动展现了"贷款明白纸"如何为 企业带来实实在在的融资便利和成本降低。 柳州市柳城县马山镇是当地木材加工产业园的所在地,凭借其产业优势与政策支持,持续吸引着来自山 东、湖南等地的成熟木材加工企业入驻。广西某木业有限公司作为该产业园内的头部企业,因扩大生产 规模,面临着流动资金紧张的困境。柳城农商银行在获知这一情况后,迅速响应,第一时间上门进行对 接与调查,并依据企业的实际需求,为其提供了800万元的机械设备抵押流动资金贷款。同时,该行协 助企业填 ...
果然!注销牌照
Zhong Guo Ji Jin Bao· 2025-07-08 03:15
Core Points - Minshang Fund Sales Company has officially withdrawn from the public fund distribution market as its sales license has been revoked by the China Securities Regulatory Commission (CSRC) [2][5] - The company had previously shown signs of exiting the fund distribution business, with multiple fund companies terminating their distribution agreements with Minshang Fund since May [5][8] - The fund distribution market is undergoing a rapid transformation, with at least nine institutions, including Minshang Fund and Dahua Bank, exiting the business since last year [8][10] Company Summary - Minshang Fund was established on January 29, 2016, and obtained its fund sales license in October 2017 [5] - As of July 7, Minshang Fund had distributed 828 funds from 23 fund companies, ranking 73rd among 125 independent fund sales institutions [6] - The company previously distributed 2,753 public products and worked with 72 fund companies before the recent wave of terminations [6] Industry Summary - The fund sales market is experiencing accelerated consolidation, with over 60% of fund distribution institutions having fewer than 1,000 funds in their portfolio [10] - The ongoing reforms in fund fee structures and stringent regulatory trends are expected to continue impacting the market, leading to further exits of smaller fund distribution institutions [10] - New participants are emerging in the market, such as the establishment of E Fund Wealth Management Fund Sales (Guangzhou) Co., which increases the number of public fund sales subsidiaries to nine [10][11]
果然!注销牌照
中国基金报· 2025-07-08 03:08
【导读】民商基金销售公司公募销售牌照正式注销 中国基金报记者 张燕北 孙晓辉 此前因基金公司密集解约,民商基金销售(上海)有限公司(以下简称民商基金)一度引发 关注。如今,随着证监会一纸公告 " 落地 " ,这家第三方基金销售机构的基金销售牌照正式 注销。 民商基金正式注销基金销售牌照 民商基金正式退出公募代销市场。 中国证监会上海监管局日前披露的信息显示,近期民商基金销售(上海)有限公司向中国证 监会提交了注销公开募集证券投资基金销售业务许可证的申请。根据有关规定,上海证监局 决定注销民商基金的相关业务资格。 公开资料显示,民商基金成立于 2016 年 1 月 29 日, 2017 年 10 月获得证监会基金销售 牌照,是一家由银行业专业人士发起成立的基金销售公司。 事实上,民商基金决定退出基金代销江湖,已早有迹象。今年 5 月以来,基金公司接连密集 发布终止与民商基金的代销业务合作的公告。当时即有业内知情人士透露,民商基金系主动 退出基金代销业务,欲向私募基金业务转型。 Wind 数据显示,截至 7 月 7 日,民商基金代销基金数量为 828 只,代销基金公司数量为 23 家,代销产品数量在 125 家独 ...
鹏扬基金管理有限公司关于旗下鹏扬合利债券型 证券投资基金在代销渠道开展费率优惠活动的公告
Sou Hu Cai Jing· 2025-07-07 23:52
Group 1 - The company, Pengyang Fund Management Co., Ltd., has announced a fee rate discount for investors who subscribe to the Pengyang Heli Bond Fund through specified sales institutions starting from July 8, 2025 [1][11] - The fee rate discount applies to subscription, conversion, and regular investment purchases, with specific processes and times determined by the respective sales institutions [1][4] - The conversion fee discount only applies to the subscription differential fee, while the redemption fee remains unchanged [2][4] Group 2 - Upon conversion, the holding period for the transferred fund shares will reset, starting from the date the transfer is confirmed by the registration agency [2][3] - Fund conversions are treated as a redemption of the outgoing fund and a subscription to the incoming fund, requiring investors to ensure both funds are in a redeemable and subscribable state, respectively [2][4] - The company emphasizes that the fee rate discount activity is only applicable to the specified business service fees at the mentioned sales institutions [5][6]
75169套!深圳二手房在售量创新高
7月7日,深圳市房地产中介协会最新公布的数据显示,截至7月7日深圳共有75169套有效二手房源在 售,较上周增加1311套,在售量创新高。与此同时,上周深圳全市二手房(含自助)录得1436套,环比 增长4.2%。二手房录得量两连涨,整体维持在一个相对高位水平运行。 作为楼市晴雨表,二手房市场一直是市场关注的重点。 在一些业内人士看来,二手房在售房源增加后,刚需群体可以有更多的选择。经过一定时间的去化,改 善性群体卖掉现有住房并新购买改善型住房,从而带动新房市场销售改善。不过,也有观点认为,由于 新房市场政策的调整、开发商让利以及更多"高得房率"的新房出现,更多的购房者转向新房市场,导致 二手房市场的竞争加剧。如果二手房在售量继续增加,可能会倒逼二手房价格继续回落。 另据乐有家研究中心的数据显示,今年上半年深圳共售出超5.1万套住宅,同比上涨39%,其中二手房 网签29231套,同比上涨37%,市场"以价换量"的现象延续,二手房成交均价下滑至每平方米5.46万元。 与此同时,深圳6月新二手房成交周期为244天,环比减少13天,但同比仍然处于较高水平。 今年上半年,深圳楼市在政策侧表现主要集中在金融方面。房贷"两 ...
香港置业:发展商低价推售新盘抢占市场 香港二手房交投下滑
智通财经网· 2025-07-07 12:29
港岛区4个指标屋苑上周录9宗成交,较前周的12宗减少25%;当中太古城录6宗成交,较前周的11宗减 少约45.5%;相反,嘉亨湾"破蛋",按周增加2宗成交。 智通财经APP获悉,香港置业研究部董事王品弟表示,发展商低价推售新盘,销情不俗,抢占部分市场 购买力,上周二手交交投下跌;据该行前线分行所录得的数字显示,综合过去一星期(6月30日至7月6 日)香港20大主要屋苑二手买卖录37宗成交,较前周的49宗减少约24.5%。 港岛、九龙及新界三区20大屋苑成交按周均下挫,其中新界区6个指标屋苑上周录13宗成交,较前周的 18宗减少约27.8%;沙田第一城录9宗成交,较前周的10宗减少10%;新港城及维景湾畔各录得1宗成 交,同样较前周的2宗减少50%;将军澳中心由前周录1宗成交减少至上周"零成交";东港城更由前周录 2宗成交减少至上周"零成交";相反,新都城录2宗成交,较前周的1宗增加1倍。 上周"零成交"屋苑数目共有7个,按周增加2个,占20大屋苑比率增加至35%,当中包括海怡半岛、翔龙 湾、海逸豪园、碧海蓝天、宇晴轩、东港城及将军澳中心。 九龙区10个指标屋苑上周录15宗成交,较前周的19宗减少约21.1%; ...
河北省张家口市蔚县市场监督管理局发布2025年5月成品油质量监督抽查信息
| | | 05-24 乙醇 | | | 测科技有限 | 格 | | --- | --- | --- | --- | --- | --- | --- | | | | | | | 公司 | | | 37 蔚县恒源加油站 | | 2025- | 汽油 车用 | | 山东华伯检 | 合 | | | 县抽 | 05-24 | 柴油 | 0# | 测科技有限 公司 | 格 | | 38 蔚县弘实加油站 | | 2025- | 车用 | | 山东华伯检 测科技有限 | 合 格 | | | 县抽 | 05-22 | 乙醇 汽油 | E95# | 公司 | | | 39 蔚县弘实加油站 | 县抽 | 2025- 05-22 | 车用 柴油 | 0# | 山东华伯检 测科技有限 公司 | 合 格 | | 40 蔚县红旗加油站 | 县抽 | 2025- 05-24 | 车用 乙醇 | E92# | 山东华伯检 测科技有限 | 合 | | | | | 汽油 | | 公司 | 格 | | 41 蔚县红旗加油站 | 县抽 | 2025- 05-24 | 车用 乙醇 汽油 | E95# | 山东华伯检 测科技有限 公司 | 合 格 | ...
哈尔滨香坊区启动“票根+”活动激发消费新活力
Zhong Guo Jing Ji Wang· 2025-07-07 06:34
Group 1 - The event "Ticket Root + Stimulating New Consumption Vitality" was launched in Xiangfang District, Harbin, allowing consumers to enjoy discounts at 66 participating businesses using their consumption receipts [1][2] - Consumers can redeem various offers without the need for apps or complex verification, enhancing convenience and engagement in local businesses [1] - The initiative aims to integrate various sectors such as cinema, tourism, hospitality, and dining, promoting a seamless consumer experience [2] Group 2 - The event is organized by multiple local government departments, focusing on leveraging consumption receipts to foster economic growth and cultural tourism integration [2] - There are plans to expand participation from more businesses, further developing the "Ticket Root +" economy to enhance consumer experiences and business benefits [2]
年轻人爆买金包银,要面子也要务实
3 6 Ke· 2025-07-07 04:50
Core Insights - The rise of "gold-plated silver" (金包银) is becoming a popular alternative among young consumers due to soaring gold prices, with many opting for these items as a cost-effective substitute for traditional gold jewelry [1][2][4] - The market for gold-plated silver is experiencing significant growth, with businesses adapting to consumer preferences and the changing economic landscape [6][7][9] Industry Overview - The gold consumption in China is projected to decline, with a reported decrease of 5.96% year-on-year in Q1 2025, particularly in gold jewelry, which saw a drop of 26.85% [6] - The gold-plated silver market is gaining recognition, with official reports acknowledging its popularity, indicating a shift in consumer perception [6][7] Consumer Behavior - Young consumers are increasingly purchasing gold-plated silver items for their aesthetic appeal and lower price point, with some opting for these as wedding gifts instead of traditional gold [2][4] - The average cost for a set of gold-plated silver jewelry is around 5,000 to 10,000 yuan, significantly lower than the 60,000 yuan for pure gold items [4][9] Business Dynamics - Companies like "邵老师打金" are expanding their offerings to include gold-plated silver, which currently accounts for about 10% of their revenue, but they see potential for growth in this segment [7][9] - The production costs for gold-plated silver are relatively low, with processing fees around 20-30 yuan per gram, allowing for competitive pricing in the market [9][10] Market Challenges - The gold-plated silver industry faces challenges such as price competition among retailers and issues with product authenticity, as many consumers struggle to differentiate between genuine and fake items [10][13] - There are concerns regarding the quality of gold-plated silver products, with reports of mislabeling and potential loss of value upon resale [13][14] Future Outlook - Both industry leaders express optimism about the future of gold-plated silver, citing ongoing demand driven by economic conditions and consumer preferences for affordable luxury [14]
泓德基金管理有限公司关于泓德上证科创板综合指数增强型证券投资基金新增部分销售机构的公告
根据泓德基金管理有限公司(以下简称"本公司")于2025年6月30日发布的《泓德上证科创板综合指数 增强型证券投资基金招募说明书》和《泓德上证科创板综合指数增强型证券投资基金基金份额发售公 告》,泓德上证科创板综合指数增强型证券投资基金(以下简称"本基金",基金代码:A类024509;C 类024510)自2025年7月18日至2025年7月31日通过基金销售机构公开发售。 根据本公司与西南证券股份有限公司、中信证券股份有限公司、中信证券(山东)有限责任公司、中信 期货有限公司、中信证券华南股份有限公司、中信建投证券股份有限公司、华泰证券股份有限公司、东 海证券股份有限公司、第一创业证券股份有限公司、国投证券股份有限公司、上海天天基金销售有限公 司、阳光人寿保险股份有限公司、上海好买基金销售有限公司、蚂蚁(杭州)基金销售有限公司、诺亚 正行基金销售有限公司、珠海盈米基金销售有限公司、京东肯特瑞基金销售有限公司、深圳众禄基金销 售股份有限公司、上海万得基金销售有限公司、北京雪球基金销售有限公司、上海基煜基金销售有限公 司、嘉实财富管理有限公司、济安财富(北京)基金销售有限公司、上海大智慧基金销售有限公司(以 下 ...