Core Viewpoint - CNO Financial's recent earnings report shows strong performance in Q3 2025, with adjusted EPS beating estimates and revenues exceeding expectations, despite a slight decline in share price over the past month [1][2][16]. Financial Performance - CNO Financial reported Q3 2025 adjusted EPS of 96 cents, surpassing the Zacks Consensus Estimate by 1.1%, and an increase from 92 cents a year ago [2]. - Operating revenues reached $1.2 billion, reflecting a year-over-year growth of 5.3% and exceeding the consensus mark by 26.3% [2]. - Total insurance policy income rose 2.1% year over year to $658.4 million, beating the Zacks Consensus Estimate of $653 million [4]. Premiums and Revenues - Collected premiums from annuity, life, and health products contributed to the revenue growth, with total collected premiums increasing 2.1% year over year to $1.1 billion [6]. - Annuity collected premiums improved 1.6% to $472.5 million, health collected premiums rose 2.4% to $412.6 million, and life product premiums increased 2.5% to $247 million [6]. Expenses and Losses - Total benefits and expenses escalated 3% year over year to $1.2 billion, influenced by higher operating costs [7]. - Net investment losses were reported at $8.8 million, a slight improvement from the previous year's loss of $11.1 million [5]. Financial Position - As of September 30, 2025, CNO Financial had unrestricted cash and cash equivalents of $1.2 billion, down 26.5% from the end of 2024 [8]. - Total assets increased by 1.2% to $38.3 billion, while total shareholders' equity grew 3.8% to $2.6 billion [8]. Shareholder Returns - The company returned $60 million to shareholders through share buybacks and $16.4 million in dividends during Q3 [11]. - CNO Financial has a remaining repurchase capacity of $480.4 million as of September 30, 2025 [11]. Guidance and Estimates - CNO Financial revised its operating EPS guidance for 2025 to a range of $3.75-$3.85, up from the previous range of $3.70-$3.90 [12]. - The company now anticipates excess cash flow of $365-$385 million, an increase from the earlier estimate of $200-$250 million [12]. Industry Context - CNO Financial is part of the Zacks Insurance - Multi line industry, where competitor Prudential reported a revenue decline of 16.6% year over year [17]. - Prudential's EPS for the same period was $4.26, compared to $3.48 a year ago, indicating a different performance trajectory within the industry [17].

Core Viewpoint - Momentum investing focuses on following a stock's recent price trends, aiming to buy high and sell higher, with the expectation that established trends will continue [1][2]. Company Overview: EverQuote (EVER) - EverQuote currently holds a Momentum Style Score of A and a Zacks Rank of 1 (Strong Buy), indicating strong potential for outperformance in the market [3][4]. - The stock has shown significant price increases, with shares up 18.06% over the past week and 25.86% over the past month, compared to the Zacks Insurance - Multi line industry's 0.7% and 0.05% respectively [6]. - Over the last three months, EverQuote shares have risen 12.08%, and over the past year, they are up 32.41%, while the S&P 500 has only increased by 6.64% and 15.78% in the same periods [7]. Trading Volume - EverQuote's average 20-day trading volume is 610,672 shares, which serves as a bullish indicator when combined with rising stock prices [8]. Earnings Outlook - In the past two months, six earnings estimates for EverQuote have been revised upwards, increasing the consensus estimate from $1.31 to $1.43 for the full year, with no downward revisions [10]. - For the next fiscal year, six estimates have also moved upwards, indicating positive sentiment regarding future earnings [10]. Conclusion - Given the strong performance metrics and positive earnings outlook, EverQuote is positioned as a solid momentum pick, making it a noteworthy consideration for investors seeking growth opportunities [12].