Bridgepoint has taken a majority stake in UK car finance fintech Zuto through its small cap Growth fund, according to a company press release. The fund focuses on scaling profitable European businesses, and the transaction also marks the exit of long-term investor Scottish Equity Partners (SEP). Founded in 2006 and certified as a B Corporation, Zuto reported revenues of £75m and EBITDA of £12.5m in the last financial year to June 2025. The company stated that Q1 revenues in the current year grew by more t ...

The UK’s used car market is no longer a London-centric story, it’s a national one, and it’s being rewritten by electric vehicles, regional demand, and a new wave of lenders. First, the EV surge is undeniable. Transactions rose sharply in 2024, and applications continued to climb in 2025. Yet affordability is the looming question. With road tax and luxury levies kicking in from April 2025, the market risks cooling among first-time and budget-conscious buyers. For B2B players, this means recalibrating finan ...

Core Insights - Finclusion has entered the UK's motor finance market through a partnership with fintech company Sikoia to enhance car finance decision-making processes [1][3] - The integration of Sikoia's API will enable AI-driven document analysis and Open Banking data usage for income and affordability verification, leading to faster and more accurate lending decisions [1][4] Company Strategy - Finclusion adopts a dealer-first strategy to create a more efficient car finance experience, allowing dealers to receive expedited verifications via Sikoia's platform [2] - The partnership aims to serve customers who are often overlooked by traditional finance, thereby increasing access to car finance for underserved populations [4] Technology and Automation - Sikoia's technology automates essential parts of the customer verification process, providing a centralized solution for accessing customer data and delivering automated insights [4] - The integration of Open Banking with intelligent document automation is expected to enhance customer experience while maintaining full automation behind the scenes [4]