Financial - Mortgage & Related Services

Search documents
LendingTree, Inc. (TREE) Soars to 52-Week High, Time to Cash Out?
ZACKS· 2025-08-18 14:15
Core Viewpoint - Tree.com (TREE) has experienced significant stock price appreciation, with a 67.5% increase over the past month and a 63.9% gain since the beginning of the year, outperforming both the Zacks Finance sector and the Zacks Financial - Mortgage & Related Services industry [1][2]. Financial Performance - Tree.com has consistently exceeded earnings expectations, reporting an EPS of $1.13 against a consensus estimate of $0.97 in its last earnings report on July 31, 2025 [2]. - For the current fiscal year, Tree.com is projected to achieve earnings of $4.37 per share on revenues of $1.03 billion, reflecting a 36.99% increase in EPS and a 14.93% increase in revenues [3]. - The following fiscal year is expected to see earnings of $4.7 per share on revenues of $1.1 billion, indicating year-over-year changes of 7.49% and 6.75%, respectively [3]. Valuation Metrics - Tree.com currently trades at 14.5 times the current fiscal year EPS estimates, which is below the peer industry average of 15.3 times [7]. - On a trailing cash flow basis, the stock trades at 19.7 times, compared to the peer group's average of 7.2 times, suggesting it is not positioned among the top value stocks [7]. Zacks Rank and Style Scores - Tree.com holds a Zacks Rank of 1 (Strong Buy), supported by favorable earnings estimate revisions from analysts [8]. - The stock has a Value Score of C, a Growth Score of B, and a Momentum Score of C, resulting in a combined VGM Score of B [6][9]. - Given the Zacks Rank and Style Scores, Tree.com appears to have potential for further price appreciation in the near term [9].
loanDepot (LDI) Reports Q2 Loss, Misses Revenue Estimates
ZACKS· 2025-08-07 23:46
分组1 - loanDepot reported a quarterly loss of $0.09 per share, which was worse than the Zacks Consensus Estimate of a loss of $0.02, and compared to a loss of $0.05 per share a year ago, indicating a significant earnings surprise of -350.00% [1] - The company posted revenues of $282.54 million for the quarter ended June 2025, missing the Zacks Consensus Estimate by 11.46%, while year-ago revenues were $265.39 million [2] - loanDepot shares have declined approximately 7.8% since the beginning of the year, contrasting with the S&P 500's gain of 7.9% [3] 分组2 - The earnings outlook for loanDepot is uncertain, with current consensus EPS estimates at $0.02 on $333.25 million in revenues for the coming quarter and -$0.07 on $1.27 billion in revenues for the current fiscal year [7] - The Zacks Industry Rank for Financial - Mortgage & Related Services is currently in the bottom 9% of over 250 Zacks industries, suggesting that the industry outlook may negatively impact loanDepot's stock performance [8] - The estimate revisions trend for loanDepot was unfavorable ahead of the earnings release, resulting in a Zacks Rank 4 (Sell) for the stock, indicating expected underperformance in the near future [6]
Federal Agricultural Mortgage (AGM) Q2 Earnings and Revenues Top Estimates
ZACKS· 2025-08-07 22:46
Group 1: Earnings Performance - Federal Agricultural Mortgage (Farmer Mac) reported quarterly earnings of $4.32 per share, exceeding the Zacks Consensus Estimate of $4.29 per share, and up from $3.63 per share a year ago, representing an earnings surprise of +0.70% [1] - The company posted revenues of $100.51 million for the quarter ended June 2025, surpassing the Zacks Consensus Estimate by 4.11%, compared to year-ago revenues of $89.87 million [2] - Over the last four quarters, Farmer Mac has surpassed consensus EPS estimates two times and topped consensus revenue estimates three times [2] Group 2: Stock Performance and Outlook - Farmer Mac shares have declined approximately 12.3% since the beginning of the year, while the S&P 500 has gained 7.9% [3] - The company's earnings outlook is crucial for investors, as it includes current consensus earnings expectations for upcoming quarters and any recent changes to these expectations [4] - The current consensus EPS estimate for the coming quarter is $4.40 on revenues of $98.12 million, and for the current fiscal year, it is $17.30 on revenues of $391.66 million [7] Group 3: Industry Context - The Zacks Industry Rank indicates that the Financial - Mortgage & Related Services sector is currently in the bottom 9% of over 250 Zacks industries, suggesting potential challenges for stocks in this category [8] - Empirical research shows a strong correlation between near-term stock movements and trends in earnings estimate revisions, which can be tracked by investors or through tools like the Zacks Rank [5][6]
Zillow Group (ZG) Q2 Earnings Miss Estimates
ZACKS· 2025-08-06 22:51
Company Performance - Zillow Group reported quarterly earnings of $0.4 per share, missing the Zacks Consensus Estimate of $0.44 per share, representing an earnings surprise of -9.09% [1] - The company posted revenues of $655 million for the quarter ended June 2025, surpassing the Zacks Consensus Estimate by 1.31%, compared to year-ago revenues of $572 million [2] - Over the last four quarters, Zillow has surpassed consensus revenue estimates four times, but has only exceeded consensus EPS estimates once [2] Stock Movement and Outlook - Zillow shares have increased approximately 11.9% since the beginning of the year, outperforming the S&P 500's gain of 7.1% [3] - The company's earnings outlook is crucial for investors, as it includes current consensus earnings expectations for upcoming quarters and any recent changes to these expectations [4] - The current consensus EPS estimate for the coming quarter is $0.48 on revenues of $671.26 million, and for the current fiscal year, it is $1.76 on revenues of $2.57 billion [7] Industry Context - The Financial - Mortgage & Related Services industry, to which Zillow belongs, is currently in the bottom 9% of the Zacks industry rankings, indicating potential challenges ahead [8] - Empirical research shows a strong correlation between near-term stock movements and trends in earnings estimate revisions, which can impact Zillow's stock performance [5] - The Zacks Rank for Zillow is currently 3 (Hold), suggesting that the shares are expected to perform in line with the market in the near future [6]
Onity Group (ONIT) Misses Q2 Earnings and Revenue Estimates
ZACKS· 2025-08-05 12:56
Group 1 - Onity Group reported quarterly earnings of $1.87 per share, missing the Zacks Consensus Estimate of $2.08 per share, and down from $4.07 per share a year ago, representing an earnings surprise of -10.10% [1] - The company posted revenues of $246.6 million for the quarter ended June 2025, missing the Zacks Consensus Estimate by 6.5%, and showing a slight increase from year-ago revenues of $246.4 million [2] - Over the last four quarters, Onity has surpassed consensus EPS estimates two times and topped consensus revenue estimates just once [2] Group 2 - The stock has gained approximately 22.2% since the beginning of the year, outperforming the S&P 500's gain of 7.6% [3] - The current consensus EPS estimate for the coming quarter is $2.41 on revenues of $271.3 million, and for the current fiscal year, it is $10.47 on revenues of $1.07 billion [7] - The Zacks Industry Rank for Financial - Mortgage & Related Services is currently in the bottom 9% of over 250 Zacks industries, indicating potential challenges for the sector [8]
Tree.com (TREE) Beats Q2 Earnings Estimates
ZACKS· 2025-07-31 23:16
Company Performance - Tree.com reported quarterly earnings of $1.13 per share, exceeding the Zacks Consensus Estimate of $0.97 per share, and up from $0.54 per share a year ago, representing an earnings surprise of +16.49% [1] - The company posted revenues of $250.1 million for the quarter ended June 2025, slightly missing the Zacks Consensus Estimate by 0.02%, but up from $210.1 million year-over-year [2] - Over the last four quarters, Tree.com has surpassed consensus EPS estimates four times and topped consensus revenue estimates two times [2] Stock Performance - Tree.com shares have increased approximately 20.1% since the beginning of the year, outperforming the S&P 500's gain of 8.2% [3] - The current consensus EPS estimate for the upcoming quarter is $1.10 on revenues of $275.26 million, and for the current fiscal year, it is $4.13 on revenues of $1.02 billion [7] Industry Outlook - The Financial - Mortgage & Related Services industry, to which Tree.com belongs, is currently ranked in the bottom 7% of over 250 Zacks industries, indicating potential challenges ahead [8] - The performance of Tree.com may be influenced by the overall outlook for the industry, as research shows that the top 50% of Zacks-ranked industries outperform the bottom 50% by a factor of more than 2 to 1 [8]
Earnings Preview: Onity Group (ONIT) Q2 Earnings Expected to Decline
ZACKS· 2025-07-29 15:10
Onity Group (ONIT) is expected to deliver a year-over-year decline in earnings on higher revenues when it reports results for the quarter ended June 2025. This widely-known consensus outlook gives a good sense of the company's earnings picture, but how the actual results compare to these estimates is a powerful factor that could impact its near-term stock price.The earnings report, which is expected to be released on August 5, might help the stock move higher if these key numbers are better than expectation ...
Tree.com (TREE) Surges 22.6%: Is This an Indication of Further Gains?
ZACKS· 2025-07-25 12:51
Company Overview - Tree.com (TREE) shares increased by 22.6% to $50.34 in the last trading session, with a notable trading volume, compared to a 14.7% gain over the past four weeks [1] - LendingTree reported stronger-than-expected preliminary second-quarter 2025 results, with anticipated revenue of $250 million, surpassing the previous guidance of $241–$248 million [2] - Adjusted EBITDA for the second quarter is expected to be $31.8 million, exceeding the earlier range of $29–$31 million [2] Financial Guidance - TREE raised its full-year 2025 revenue guidance to between $1.00 and $1.05 billion, up from $955–$995 million [3] - Variable Marketing Margin (VMM) is now projected at $329–$336 million, compared to the previous estimate of $319–$332 million [3] - Adjusted EBITDA guidance for the full year is increased to $119–$126 million, up from $116–$124 million [3] Earnings Expectations - The company is expected to report quarterly earnings of $1.09 per share, reflecting a year-over-year increase of 101.9% [4] - Revenue expectations for the quarter are $243.36 million, representing a 15.8% increase from the same quarter last year [4] - The consensus EPS estimate for TREE has remained unchanged over the last 30 days, indicating a potential stability in stock price movements [5] Industry Context - Tree.com operates within the Zacks Financial - Mortgage & Related Services industry, where UWM Holdings Corporation (UWMC) recently closed 4.6% lower at $4.38, with a 10.9% return over the past month [5] - UWM's consensus EPS estimate has increased by 1.5% over the past month to $0.06, showing a year-over-year change of 50% [6]
PennyMac Financial (PFSI) Lags Q2 Earnings and Revenue Estimates
ZACKS· 2025-07-22 23:06
Company Performance - PennyMac Financial (PFSI) reported quarterly earnings of $1.02 per share, missing the Zacks Consensus Estimate of $3.01 per share, and down from $2.67 per share a year ago, indicating a significant decline in profitability [1][2] - The company posted revenues of $444.73 million for the quarter, which was 14.75% below the Zacks Consensus Estimate and an increase from $406.13 million year-over-year, but it has not surpassed consensus revenue estimates in the last four quarters [3] Earnings Surprises and Trends - The earnings surprise for the recent quarter was -66.11%, following a previous quarter where the earnings surprise was -52.51% [2] - Over the last four quarters, PennyMac has only surpassed consensus EPS estimates once, indicating a trend of underperformance [2] Market Performance - PennyMac shares have decreased by approximately 0.2% since the beginning of the year, contrasting with the S&P 500's gain of 7.2%, highlighting the company's underperformance relative to the broader market [4] Future Outlook - The current consensus EPS estimate for the upcoming quarter is $3.27 on revenues of $579.18 million, and for the current fiscal year, the estimate is $12.35 on revenues of $2.12 billion [8] - The Zacks Rank for PennyMac is currently 4 (Sell), suggesting that the stock is expected to underperform the market in the near future [7] Industry Context - The Financial - Mortgage & Related Services industry, to which PennyMac belongs, is currently ranked in the bottom 12% of over 250 Zacks industries, indicating a challenging environment for companies in this sector [9]
Federal Agricultural Mortgage (AGM) Q1 Earnings and Revenues Surpass Estimates
ZACKS· 2025-05-09 13:30
Federal Agricultural Mortgage (AGM) came out with quarterly earnings of $4.19 per share, beating the Zacks Consensus Estimate of $4 per share. This compares to earnings of $3.96 per share a year ago. These figures are adjusted for non-recurring items.This quarterly report represents an earnings surprise of 4.75%. A quarter ago, it was expected that this rural real estate lender would post earnings of $4.16 per share when it actually produced earnings of $3.97, delivering a surprise of -4.57%.Over the last f ...