PennyMac Financial Services (NYSE:PFSI) Q4 2025 Earnings call January 29, 2026 05:00 PM ET Company ParticipantsDan Perotti - CFODavid Spector - Chairman and CEOShanna Chee - Equity Research AssociateConference Call ParticipantsEric Hagen - Managing Director and Mortgage & Specialty Finance AnalystRyan Shelley - Equity Research AnalystEric HagenGood afternoon, and welcome to PennyMac Financial Services Inc.'s Fourth Quarter and Full Year 2025 Earnings Call. Additional earnings materials, including presentati ...