Question-and-Answer SessionBrian BrownCFO & Treasurer Yes, great question. Thanks, Doug, and thanks for having me. I appreciate being here with everyone. Yes, a lot has happened in 11 years at Rocket. We've obviously experienced a lot of growth. And for those of you that have followed the mortgage and fintech space for a while, there's been a lot of change in the space. We went through the COVID period, of course. Two years ago, Rocket's got a brand-new CEO, first CEO outside, what we would say our family o ...