12月19日，第二十二届中国国际金融论坛在上海举行，《中国离岸金融指数报告（2024-2025）》（下称"《报告》"）于会上发布。 在挑战层面，景建国指出三大亟待突破的瓶颈。一是传统外币业务持续萎缩，存贷款占比降至0.60%，业务结构优化迫在眉睫；二是宏观环境阶段性受 限，宏观经济基本面面临短期压力，对离岸金融业务的市场需求与拓展空间形成一定制约；三是风控体系有待完善，现有风险管控机制仍存在薄弱环节，对 复杂市场环境下的风险识别、预警与处置能力需进一步提升。 记者了解到，这份凝聚行业智慧的报告，由上海国际经济研究院、上海金融业联合会与中国首席经济学家论坛联合发起，上海首席经济学家金融发展中 心离岸金融研究所课题组精心编制。作为观察中国金融双向开放的核心窗口，此次发布不仅为市场注入强心剂，更搭建起政策制定与市场实践的沟通桥梁。 机遇层面，景建国指出，一是要紧握"突破中的动能"，找准发展方向。创新业务借势崛起，人民币国际化进程持续推进，带动离岸金融领域创新业务快 速发展，成为驱动业务增长的"新引擎"，为市场注入强劲活力。二是要制度生态持续优化，以海南封关政策为代表的制度红利逐步释放，政策环境不断完 善，为离岸金融 ...

（原标题：中国离岸金融指数企稳回升 业内专家建议构建现代化离岸金融生态体系） 近日，《中国离岸金融指数报告（2024-2025）》（以下简称"报告"）在上海发布。该报告由上海国际 经济研究院、上海金融业联合会与中国首席经济学家论坛联合发起，上海首席经济学家金融发展中心离 岸金融研究所课题组编制，深度解码中国离岸金融高质量发展的新路径与新机遇。 报告显示，2024年，中国离岸金融指数较2023年的106.16点微升0.31%。上海首席经济学家金融发展中 心离岸金融研究所所长景建国说，看似0.31%的细微增幅，却印证了我国离岸金融市场的韧性，为金融 强国建设筑牢了坚实的市场根基。展望"十五五"，人民币离岸金融正站在战略风口之上，他建议，我国 应全力破解离岸金融的结构性短板，构建起与我国经济地位相称的现代化离岸金融生态体系。 "四升一降"彰显转型质变 在中国首席经济学家论坛理事长连平看来，金融国际化离不开离岸金融，而离岸金融不是简单的在岸金 融的延伸，而是一个具有独特功能，在一个更开放环境里进行制度创新和压力测试，可以把离岸金融看 成是试验田和连接器。 这组数据如同精准的"市场心电图"，清晰折射出中国离岸金融已从" ...

上海经济学会副秘书长邓志超解读指数报告时指出，中国离岸金融发展正经历从规模扩张向质量提升的关键转型。他认为，未来一个时期，离岸人民币交易 的发展是推动人民币国际化的重要驱动力。近年来，境内与境外的离岸人民币交易已经形成相当的规模，促进了人民币的离岸使用，从而有力地提升了人民 币国际化水平。 报告发布现场，不少与会嘉宾指出，中国企业加快"走出去"，在全球进行产业链和供应链的布局，这就带来了离岸贸易需求的增加，因此需要建设服务离岸 贸易的离岸金融市场。 转自：新华财经 新华财经上海12月20日电（记者 王淑娟）最新发布的《中国离岸金融指数报告（2024-2025）》显示，2024年中国离岸金融指数较2023年的106.16点微升 0.31%。历经"双V型"波动考验后，指数迈入"企稳回升"新阶段。该指数报告由上海国际经济研究院、上海金融业联合会与中国首席经济学家论坛联合发 起，上海首席经济学家金融发展中心离岸金融研究所课题组编制。 "建设强大的货币很重要的一个方面是在离岸市场上人民币要得到快速的发展，要在这个市场上发挥重要的作用。"中国首席经济学家论坛理事长连平指出， 金融国际化离不开离岸金融发展，离岸金融的三个核 ...

Core Viewpoint - The development of offshore finance in China should be explored with a higher perspective and broader vision, focusing on domestic economic needs while deeply integrating into the international financial system to form a new pattern of coordinated development between domestic and foreign markets [1] Group 1: Role of Offshore Finance - Offshore finance enhances the international influence of financial markets, attracting global financial resources and increasing the trading activity and liquidity of financial markets [2] - The introduction of various offshore financial products enriches the financial market functions in international financial centers like Shanghai, meeting diverse investor needs and strengthening resource allocation capabilities [3] - Engaging in offshore finance requires familiarity with international rules and laws, prompting financial institutions to innovate products and improve risk management, thereby enhancing their international competitiveness [4] Group 2: Promotion of Offshore Trade and Economic Growth - Offshore finance promotes the development of offshore trade by providing essential services such as cross-border payments and trade financing, which helps businesses expand their market competitiveness [5] - Offshore finance supports the growth of offshore economies by offering services to domestic enterprises expanding into international markets, creating a mutually beneficial relationship that drives sustainable economic development [6] Group 3: Challenges in Offshore Finance Development - There is insufficient coordination between domestic and foreign offshore finance, leading to inconsistencies in standards and operations, which can result in regulatory and interest rate arbitrage [8] - Domestic offshore financial accounts still have functional deficiencies compared to international standards, hindering the support for RMB internationalization [9] - The range of offshore financial products in domestic free trade zones needs to be further diversified, as current explorations remain theoretical without substantial pilot testing [10] - The legislative progress for offshore finance needs to accelerate, particularly in areas like offshore banking and trade dispute resolution [11] Group 4: Pathways for Strengthening Offshore Finance - It is recommended to establish offshore banks in free trade zones, which would operate under international standards and primarily serve domestic enterprises' cross-border transactions [12] - Accelerating the pilot and innovation of offshore financial products is essential, with a focus on adapting international best practices to local conditions [13] - Coordinating the development of domestic and foreign offshore finance markets is crucial, including enhancing market connectivity and regulatory collaboration [14] - Tax optimization measures should be implemented to reduce operational costs for financial institutions and attract more international business [15] - Strengthening legal frameworks and international regulatory cooperation is necessary to ensure compliance and stability in offshore finance [16] - Legislative efforts should be made to support various offshore financial activities, promoting legal and compliant operations within the domestic market [17]