Core Insights - EverQuote reported revenue of $195.32 million for the quarter ended December 2025, reflecting a year-over-year increase of 32.5% and exceeding the Zacks Consensus Estimate by 10.33% [1] - The company's EPS for the quarter was $1.54, a significant increase from $0.33 in the same quarter last year, resulting in an EPS surprise of 337.87% compared to the consensus estimate of $0.35 [1] Financial Performance Metrics - Variable Marketing Dollars amounted to $49.34 million, surpassing the average estimate of $47.33 million from six analysts [4] - Revenue from the Automotive segment reached $179.89 million, exceeding the estimated $164.08 million by four analysts, marking a 32.3% increase year-over-year [4] - Revenue from Home and Renters was reported at $15.42 million, above the average estimate of $12.95 million, representing a 36.5% year-over-year growth [4] - Revenue from Other segments was $0.01 million, consistent with the average estimate, but showed a drastic decline of 96.9% compared to the year-ago quarter [4] Stock Performance - Over the past month, EverQuote's shares have declined by 34.5%, contrasting with a 1.8% increase in the Zacks S&P 500 composite [3] - The stock currently holds a Zacks Rank 2 (Buy), suggesting potential for outperformance in the near term [3]

Core Insights - Investors should consider adding stocks with strong liquidity to their portfolios for potential solid gains, as liquidity indicates a company's ability to meet short-term obligations and supports business growth [1][3] Group 1: Stock Recommendations - Four top-ranked stocks recommended for portfolio inclusion are Ciena Corporation (CIEN), EverQuote, Inc. (EVER), Pan American Silver Corp. (PAAS), and GigaCloud Technology Inc. (GCT) [2][10] - Each of these stocks has been screened for strong liquidity and asset efficiency, meeting strict criteria for growth potential [10][11] Group 2: Financial Metrics - Current Ratio: A ratio below 1 indicates more liabilities than assets, while a range of 1-3 is considered ideal for assessing financial health [5] - Quick Ratio: A desirable quick ratio is more than 1, indicating a company's ability to pay short-term obligations without relying on inventory [6] - Cash Ratio: A cash ratio greater than 1 is favorable, but excessively high ratios may suggest inefficiency in cash utilization [7] Group 3: Company-Specific Insights EverQuote, Inc. (EVER) - EverQuote reported total revenues of $173.9 million, exceeding estimates by 4.6% and growing 20% year-over-year, with automotive insurance revenues increasing by 21% [13][14] - The company has a Growth Score of A and a trailing four-quarter earnings surprise of 37.16% on average [14] Ciena Corporation (CIEN) - Ciena's fiscal fourth-quarter 2025 results showed a 20% year-over-year revenue increase and 69.5% EPS growth, driven by AI-led demand [15][16] - The company raised its fiscal 2026 revenue outlook to $5.7-$6.1 billion, indicating nearly 24% growth at the midpoint [17][18] Pan American Silver Corp. (PAAS) - The acquisition of MAG Silver Corp. is expected to enhance operations and increase silver production guidance to 22-25 million ounces for 2025 [19][20] - The company has a Growth Score of B and a trailing four-quarter earnings surprise of 31.63% on average [20] GigaCloud Technology Inc. (GCT) - GigaCloud anticipates fourth-quarter 2025 revenues between $328 million and $344 million, with third-quarter revenues of $333 million reflecting a 10% year-over-year increase [22][23] - The company has a Growth Score of B and a trailing four-quarter earnings surprise of 45.6% on average [23]

Core Insights - High liquidity stocks are in demand due to their potential for maximum returns, making them attractive for investors seeking solid gains [1][3] - Four top-ranked stocks identified for potential portfolio addition are Ciena Corporation (CIEN), EverQuote, Inc. (EVER), PJT Partners Inc. (PJT), and Commercial Metals Company (CMC) [2][10] Liquidity Measures - Current Ratio: Measures current assets against current liabilities; a ratio below 1 indicates more liabilities than assets, while a range of 1-3 is ideal [5] - Quick Ratio: Indicates ability to pay short-term obligations, with a desirable ratio of more than 1 [6] - Cash Ratio: The most conservative measure, focusing on cash and equivalents relative to current liabilities; a ratio greater than 1 is desirable but may indicate inefficiency [7] Screening Parameters - Asset Utilization: A measure of efficiency, calculated as total sales over the last 12 months divided by the average total assets; a higher ratio than the industry average indicates efficiency [8] - Growth Score: A proprietary measure ensuring that liquid and efficient stocks have solid growth potential; stocks with a Growth Score of A or B tend to outperform [9][11] Company-Specific Insights - **Commercial Metals Company (CMC)**: Engaged in M&A to enhance financial profile; recent acquisitions include Concrete Pipe & Precast for $675 million and Foley for $1.84 billion, expected to generate annual synergies of $25-$30 million by the third year [12][13] - **EverQuote, Inc. (EVER)**: An online insurance marketplace benefiting from exclusive data assets and technology; reported revenues of $173.9 million, a 20% year-over-year increase, with strong growth in automotive insurance [15][16] - **PJT Partners Inc. (PJT)**: An advisory-focused investment bank reporting third-quarter revenues of $447 million, up 37% year-over-year, driven by strategic advisory revenues [18][19] - **Ciena Corporation (CIEN)**: A provider of optical networking equipment, reporting a 20% year-over-year revenue increase; expects further gains in 2026 with a revenue outlook of $5.7-$6.1 billion, driven by strong demand from cloud and AI infrastructure [20][21][22]

Core Insights - Liquidity is crucial for a company's ability to meet debt obligations and can drive business growth, making it a key factor for investors [1] - Four top-ranked stocks identified for potential investment are EverQuote, Inc. (EVER), Innodata Inc. (INOD), PJT Partners Inc. (PJT), and GigaCloud Technology Inc. (GCT) [1][9] Liquidity Measures - Current Ratio: Measures current assets against current liabilities; a ratio below 1 indicates more liabilities than assets, while a range of 1-3 is ideal [3] - Quick Ratio: Indicates ability to pay short-term obligations, with a desirable ratio of more than 1 [4] - Cash Ratio: The most conservative measure, focusing on cash and equivalents relative to current liabilities; a ratio greater than 1 is desirable but may indicate inefficiency [5] Screening Parameters - Asset Utilization: A measure of efficiency, calculated as total sales over the last 12 months divided by the average total assets; a higher ratio than the industry average indicates efficiency [6] - Growth Score: A proprietary metric ensuring that selected stocks have solid growth potential; stocks with a Growth Score of A or B tend to outperform others [10] Company-Specific Insights - **EverQuote, Inc. (EVER)**: Online insurance marketplace with Q3 revenues of $173.9 million, a 20% year-over-year increase; projected Q4 revenues between $174-$180 million [12][13] - **Innodata Inc. (INOD)**: Data engineering company with Q3 revenues of $62.6 million, up 20% year-over-year; expects significant revenue growth from new contracts [15][16] - **PJT Partners Inc. (PJT)**: Advisory-focused investment bank with Q3 revenues of $447 million, a 37% year-over-year increase; management anticipates strong M&A activity due to favorable market conditions [16][17] - **GigaCloud Technology Inc. (GCT)**: Provides B2B e-commerce solutions with Q3 revenues of $333 million, a 10% year-over-year increase; expects Q4 revenues between $328 million and $344 million [19][20]

Core Insights - Investors should consider adding stocks with strong liquidity to their portfolios, as liquidity indicates a company's ability to meet short-term obligations and supports business expansion [1][2] - Four top-ranked stocks recommended for investment include EverQuote, Inc. (EVER), Amicus Therapeutics, Inc. (FOLD), Lam Research Corporation (LRCX), and Cboe Global Markets, Inc. (CBOE) [2][9] Liquidity Measures - Current Ratio: Measures current assets against current liabilities; a ratio below 1 indicates more liabilities than assets, while a range of 1-3 is ideal [4] - Quick Ratio: Indicates a company's ability to pay short-term obligations, with a desirable ratio of more than 1 [5] - Cash Ratio: The most conservative measure, focusing on cash and equivalents relative to current liabilities; a ratio greater than 1 is desirable but may indicate inefficiency [6] Screening Parameters - Asset Utilization: A measure of efficiency, calculated as total sales over the last 12 months divided by the average total assets; companies with a ratio higher than their industry average are considered efficient [7][8] - Growth Score: A proprietary score added to ensure that liquid and efficient stocks also have solid growth potential [8] Company-Specific Insights - **EverQuote, Inc. (EVER)**: Reported revenues of $173.9 million, a 20% year-over-year increase; projected fourth-quarter revenues between $174-$180 million [12][13] - **Amicus Therapeutics, Inc. (FOLD)**: Revenues of $169.1 million, a 19% year-over-year increase; expects total revenues to grow by 15-22% in 2025 [14][15] - **Lam Research Corporation (LRCX)**: Reported revenues of $5.32 billion, a 28% increase year-over-year; projects second-quarter revenues of $5.2 billion [16][17] - **Cboe Global Markets, Inc. (CBOE)**: Achieved record revenues of $605.5 million, a 14% year-over-year increase; raised 2025 organic revenue growth target to low double-digit to mid-teens [18][19]

Core Insights - EverQuote, Inc. reported record financial performance in Q3 2025, achieving a 20% year-over-year revenue growth and a 63% increase in net income, driven by technological innovations and AI integration [2][6][19]. Financial Performance - Total revenue for Q3 2025 reached $173.9 million, a 20% increase from $144.5 million in Q3 2024 [6][19]. - Net income rose to $18.9 million, up 63% from $11.6 million in the same quarter last year [6][19]. - Adjusted EBITDA increased by 33% to $25.1 million, with an adjusted EBITDA margin of 14.4% [6][19]. - The automotive insurance vertical generated $157.6 million, reflecting a 21% increase, while home and renters insurance revenue grew by 15% to $16.3 million [6][19]. Shareholder Actions - The company executed a share buyback program, repurchasing $21 million worth of shares, which demonstrates confidence in its long-term growth potential [2][6]. Cash Position - As of September 30, 2025, EverQuote had $145.8 million in cash and cash equivalents, indicating a strong liquidity position [6][14]. Future Outlook - The company anticipates Q4 2025 revenue to be between $174.0 million and $180.0 million, maintaining a 20% year-over-year growth rate at the midpoint [6].

Core Viewpoint - EverQuote, Inc. has announced a share repurchase of 900,000 shares for a total of $21 million, part of a $50 million buyback program, reflecting confidence in long-term growth and cash flow generation [1][2][4]. Group 1: Share Repurchase Details - The repurchase price per share is $23.33, which is a 1.75% discount to the closing price and a 3.96% discount to the 10-day volume-weighted average price [1]. - Following the repurchase, EverQuote will have approximately 35.7 million shares outstanding, down from 36.6 million [4]. - The transaction is expected to close by August 12, 2025 [4]. Group 2: Shareholder Impact - After the repurchase, Link Ventures and affiliated entities will own 18.8% of EverQuote's total common shares and 56.8% of its voting power, a decrease from 20.8% and 57.4% respectively [4]. - David Blundin, Chairman and Co-Founder of EverQuote, remains the largest shareholder and has expressed commitment to the company's AI strategy [2][4]. Group 3: Governance and Approval - The repurchase was approved by the Audit Committee of EverQuote's Board of Directors, which consists solely of independent directors [5]. - A 180-day lock-up agreement has been established for Mr. Blundin and Link Ventures, restricting the sale or transfer of shares [3].

Market Overview - The U.S. stock market remains strong despite concerns over credit downgrade and fiscal outlook, with major indexes finishing higher due to optimism from U.S.-China trade talks [1] - A temporary 90-day pause in tariffs and an agreement to lower mutual tariffs to 10% have positively influenced market sentiment [1] - The S&P 500 has closed higher in 16 of the past 19 trading days, indicating a strong performance [1] Inflation and Economic Indicators - Easing inflation indicators, with both CPI and PPI showing signs of cooling, have contributed to market buoyancy [2] - Despite Moody's downgrade raising long-term concerns about debt, the focus remains on near-term growth momentum and improving global trade relations [2] Investment Strategy - A relative price strength strategy is recommended, focusing on stocks that outperform the broader market [2][4] - Stocks that are underperforming on fundamental factors should be avoided, while those outperforming their sectors in price should be selected for better returns [5] Stock Recommendations - Recommended stocks based on relative price strength include Great Lakes Dredge & Dock Corporation (GLDD), Sprouts Farmers Market, Inc. (SFM), EverQuote, Inc. (EVER), and Encompass Health Corp. (EHC) [3] Screening Parameters - Stocks should be screened based on relative price change over 12 weeks, 4 weeks, and 1 week, as well as positive current-quarter estimate revisions [8] - Only Zacks Rank 1 (Strong Buy) stocks that have historically outperformed the S&P 500 are considered [9] Company Highlights - **Great Lakes Dredge & Dock Corporation (GLDD)**: Market cap of $760.8 million, with a 34.8% upward revision in 2025 earnings estimates and a 15.6% increase in shares over the past year [11][10] - **Sprouts Farmers Market, Inc. (SFM)**: Unique grocery model with a market cap of $1.5 billion, showing a 35.5% growth in 2025 earnings estimates and a 115.4% increase in shares over the past year [12][13] - **EverQuote, Inc. (EVER)**: Market cap of $867 million, with a 33% growth in 2025 earnings estimates, but shares have decreased by 3.5% in the past year [13][14] - **Encompass Health Corp. (EHC)**: Market cap not specified, with a 13.1% growth in 2025 earnings estimates and a 41.2% increase in shares over the past year [15]

Core Points - EverQuote, Inc. is a leading online insurance marketplace that connects consumers with insurance providers [3] - The company aims to become the largest online source of insurance policies by leveraging data, technology, and knowledgeable advisors [3] Upcoming Investor Conferences - EverQuote will present and host one-on-one investor meetings at the following conferences: - 20th Annual Needham Technology, Media, & Consumer 1x1 Conference on May 9th, 2025, virtually [1] - B. Riley Securities 25th Annual Investor Conference on May 21st, 2025, in Marina del Rey, CA [1] - William Blair 45th Annual Growth Stock Conference on June 4th, 2025, in Chicago, IL [2] - Wolfe Research Small and Mid-Cap Conference on June 5th, 2025, virtually [3] - 2025 BMO Insurance Summit on June 12th, 2025, in New York, NY [3] Presentation Details - The presentation at the William Blair conference will be available via live audio webcast and archived replay on EverQuote's investor relations website [2]