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惠州楼市新政:普通家庭首套公积金贷款最高额度90万元
Nan Fang Du Shi Bao· 2026-02-17 06:33
Core Viewpoint - The Huizhou Housing and Urban-Rural Development Bureau, in collaboration with six other departments, has issued measures to promote the stable and healthy development of the real estate market, focusing on increasing housing provident fund loan limits and optimizing housing purchase standards [2][3]. Group 1: Housing Provident Fund Loan Support - The measures significantly increase the housing provident fund loan limits for individuals and families, with the maximum loan for first-time homebuyers raised to 500,000 yuan for individuals and 900,000 yuan for families, and for second-hand housing, the limits are set at 400,000 yuan for individuals and 700,000 yuan for families [2]. - For recognized talents, the maximum loan for first-time homebuyers is set at 1.5 million yuan for individuals and 2 million yuan for families, while for second-time homebuyers, the limits are 800,000 yuan for individuals and 1.2 million yuan for families for Category II talents [2]. Group 2: Financial Support and Housing Demand - Financial institutions are encouraged to innovate personal housing credit models, targeting young individuals without housing and offering tailored housing financial products [3]. - The measures support families with multiple children or those caring for elderly parents by allowing a reduction in the housing count recognition, thus better addressing reasonable housing needs [3]. Group 3: Quality Housing Projects and Market Regulation - Huizhou will enhance support for high-quality residential projects and optimize land use standards to guide companies in improving housing product design and public facilities [3]. - The measures also emphasize market regulation, prohibiting developers from misusing pre-sale funds and requiring real estate agencies to remove false listings promptly [3].