Core Insights - SAPI has secured $75 million in debt funding and an additional $5 million in equity funding to support its global expansion efforts [1][4] - The company focuses on providing financial support to small enterprises, particularly those owned by immigrants and women [2][3] - SAPI aims to enhance its payment-linked financing solutions and expand its operations in London and Hanoi [2][3] Funding Details - The recent funding round included participation from existing investors Passion Capital and Triple A Capital [3] - The total funding raised amounts to $80 million, combining both debt and equity [4] Company Background - SAPI was established in 2020 and co-founded by Mai Le, a former Goldman Sachs employee, and Alexis van Lennep [1] - The company has offices in the UK and Vietnam, with a newly created financial technology operation in Vietnam to strengthen its presence in the Asia-Pacific region [3] Business Model - SAPI utilizes an embedded finance approach to address the challenges faced by small UK businesses in accessing external finance [2] - The company emphasizes the importance of providing credit to start-ups and small businesses, particularly those founded by women or immigrants, who are often overlooked by traditional lenders [4]