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浙商银行单位结构性存款(EEH25031UT)
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无锡阿科力科技股份有限公司关于使用闲置自有资金委托理财的进展公告
Core Viewpoint - The company is utilizing idle self-owned funds for entrusted wealth management to enhance the efficiency of fund usage and maximize shareholder value while ensuring daily operational needs are met [3][9]. Group 1: Wealth Management Overview - The entrusted wealth management parties are Zheshang Bank Wuxi Branch and China Minsheng Bank Nanjing Branch [2]. - The total amount for entrusted wealth management is RMB 46 million, consisting of RMB 10 million and RMB 36 million [2]. - The wealth management products include structured deposits linked to gold and other financial instruments with investment periods of 181 days and 63 days [2]. Group 2: Purpose and Source of Funds - The purpose of the entrusted wealth management is to improve the efficiency of idle funds while controlling investment risks [3]. - The source of funds for this wealth management is the company's idle self-owned funds [4]. Group 3: Risk Control Measures - The company implements strict evaluation and selection of wealth management products, focusing on low-risk, high-security, and liquid options with investment periods not exceeding 12 months [5][7]. - The finance department prepares a fund usage plan, ensuring sufficient reserves for normal business operations while cautiously selecting wealth management products [5]. - Independent directors and the audit committee have the authority to supervise and audit the fund usage [5]. Group 4: Financial Impact - As of March 31, 2025, the company's cash funds amounted to RMB 310,024,137.26, with the investment in wealth management products representing 14.84% of the total cash [9]. - The company asserts that utilizing idle funds for wealth management will not adversely affect its financial status, operating results, or cash flow [9]. Group 5: Decision-Making Process - The decision to use idle self-owned funds for entrusted wealth management was approved by the company's board of directors, supervisory board, and shareholders' meeting [11]. - The maximum amount for entrusted wealth management is capped at RMB 200 million, with a rolling usage period of 12 months from the date of approval [11].