Core Viewpoint - Luzhou Bank is actively exploring new paths for financial support of technological innovation by launching "Intellectual Property Pledge Financing Special Services" to implement the national strategy for strengthening intellectual property and promote a virtuous cycle of "technology-industry-finance" in Luzhou City [1] Group 1: Financial Innovations - Luzhou Bank has introduced the "Jiu Cheng Chan Rong Loan," allowing patents and trademarks to be used as collateral, providing low-cost and efficient financing support to technology enterprises facing financing difficulties due to their asset-light and R&D-heavy nature [2] - The bank has issued intellectual property pledge loans totaling 56 million yuan to 11 enterprises and has reached loan cooperation intentions of 53 million yuan with 5 other enterprises, covering strategic innovation fields such as new materials, electronic information, and equipment manufacturing [2] - In the Nanxi District, Luzhou Bank approved and disbursed a 3 million yuan patent pledge loan on the same day, setting a record for financing service efficiency in the region [2] Group 2: Government and Financial Collaboration - Luzhou Bank has established deep cooperation with government departments, industrial parks, and guarantee institutions to create a virtuous cycle of "policy guidance, financial empowerment, and enterprise benefits" [4] - The government provides interest subsidies of 30% of the loan market quotation rate (LPR) for enterprises using intellectual property pledge financing for the first time, further reducing financing costs [4] - The bank has set up a one-stop service at the Luzhou City Enterprise Comprehensive Service Center, collaborating with various departments to provide services from intellectual property assessment to loan issuance, which has received positive feedback from enterprises [4] Group 3: Impact on Local Economy - Luzhou Bank's innovative financial services are transforming patents and trademarks into accelerators for technology enterprises, facilitating their growth and development [5] - The approach of using intellectual property pledge loans is creating a quick pathway for local technology SMEs to realize the value of their intellectual property, serving as a replicable model for financial services supporting the real economy and high-quality development [5] - Luzhou City is fostering an environment where "innovation has value and intellectual property appreciates," leading to more successful transformations of technological achievements [6]