Group 1 - The Ministry of Finance announced the issuance of the third and fourth phases of savings bonds (electronic) for 2025 [1] - The third phase of bonds has a term of 3 years with a fixed annual interest rate of 1.63% and a maximum issuance amount of 25 billion [1] - The fourth phase of bonds has a term of 5 years with a fixed annual interest rate of 1.7% and a maximum issuance amount of 25 billion [1]