Core Viewpoint - American Express Company (NYSE:AXP) has seen a 12% increase in share price over the past year, but a decline of 3.8% year-to-date, indicating mixed performance in the current market environment [2]. Group 1: Stock Performance and Analyst Ratings - American Express shares are up by 12% over the past year but down by 3.8% year-to-date [2]. - BTIG raised the price target for American Express from $307 to $328 while maintaining a Sell rating, based on spending data and deposit rates [2]. - JPMorgan increased the price target for American Express from $360 to $385, keeping a Neutral rating, influenced by President Trump's suggestion to cap credit card interest rates at 10% [2]. Group 2: Market Conditions and Future Outlook - BTIG noted stable credit conditions with no anticipated volatility in the near term [2]. - JPMorgan highlighted that the potential implementation of a cap on credit card interest rates could reshape the entire card industry, leading to lower profitability and reduced access to credit [2]. Group 3: Company Leadership and Consumer Appeal - The CEO of American Express, Steve Squeri, is recognized for his ability to attract younger consumers, particularly Gen Z [3]. - The popularity of American Express products, such as the black card, is noted among younger demographics [3].

Group 1: American Express - American Express has faced recent challenges due to President Trump's announcement of a potential 10% cap on credit card interest rates, which could impact the company significantly [3][4] - Despite the uncertainty, this situation presents a buy-on-weakness opportunity for investors, as American Express is a unique issuer and processor of credit, earning interest on cardholder balances and transaction fees [5] - In its latest quarter, American Express reported a revenue growth of 11% year over year, reaching $18.4 billion, while net income increased by 16% to $2.9 billion, indicating strong financial performance [6] Group 2: Coca-Cola - Coca-Cola is a major player in the beverage industry, known for its flagship drink and a diverse portfolio that includes Minute Maid, Costa coffee, and Dasani water [7] - The company's extensive distribution network ensures that Coca-Cola products are available in nearly every grocery store, supermarket, and restaurant globally, providing it with significant market reach [9] - Coca-Cola's business model relies on established products that require minimal innovation, making it a consistent cash-generating entity, although its growth may not be as rapid given its size [9]