Core Insights - EverQuote, Inc. (EVER) is anticipated to show improvements in both revenue and earnings for the fourth quarter of 2025, with revenue estimates at $177.04 million, reflecting a 20% year-over-year growth, and earnings estimated at 35 cents per share, indicating a 6% increase year-over-year [1]. Revenue Expectations - The revenue for EverQuote is projected to be between $174 million and $180 million, suggesting a 20% year-over-year growth at the midpoint [4]. - The automotive vertical is expected to contribute significantly, with a Zacks Consensus Estimate of $164 million, driven by increased carrier spending for referrals from major customers [5]. - The Home and Renters vertical is also expected to benefit from higher carrier spending, with a consensus estimate of $12.95 million [5]. Marketing and Expenses - Variable marketing dollars are expected to be between $46 million and $48 million, indicating a 7% year-over-year growth at the midpoint, with a consensus estimate of $47.33 million [6]. - The variable marketing margin is projected to decrease due to competitive pricing pressures, with a consensus estimate of 26.7% [6]. - Total costs and operating expenses are likely to rise due to increased sales and marketing, research and development, and general and administrative expenses [7]. Share Buybacks - Continued share buybacks are expected to positively impact the bottom line in the upcoming quarter [7].