If you’re reading this, I probably don’t have to tell you that the stock market beats most (all?) other ways of building wealth.It’s not even close!Over time, the S&P 500 has generated around a 10% annualized return. But of course, that line does not go straight up and to the right. There have been long periods when stocks have moved sideways, and occasional years (I’m looking at you, 2022), when they’ve taken a header.At those times, in particular, we’re all keenly aware of the S&P 500’s lame dividend yiel ...