You can invest in real estate without taking on debt thanks to crowdfunding platforms like First National Realty Partners (FNRP), which let you pool your money with other investors and reap the rewards together.Ramsey, however, tries to avoid debt altogether. On “The Iced Coffee Hour,” he said using good debt is “a more effective way to grow fast if that’s your goal, but what people leave out of the discussion is that you’ve increased your risk exponentially. More debt is more risk, period.”In 2022, Stephan ...