The Consumer Discretionary Select Sector SPDR® Fund ETF (NYSEARCA: XLY ) underperformed so far in 2025, amid the economic headwinds, higher rates and other external issues. However, trends are likely to improve in the second half of 2025, supported by a decliningKomal is passionate about finance and the stock market. She enjoys forecasting future market trends using a fundamental and technical approach with a focus on both short- and long-term horizons. She intends to provide unbiased analysis to assist inv ...