Core Viewpoint - Ezcorp (EZPW) reported quarterly earnings of $0.55 per share, exceeding the Zacks Consensus Estimate of $0.40 per share, and showing an increase from $0.42 per share a year ago, representing an earnings surprise of +37.50% [1] Financial Performance - The company achieved revenues of $382.02 million for the quarter ended December 2025, surpassing the Zacks Consensus Estimate by 10.73%, compared to $320.17 million in the same quarter last year [2] - Over the last four quarters, Ezcorp has consistently surpassed consensus EPS estimates four times and topped revenue estimates three times [2] Stock Performance - Ezcorp shares have increased approximately 13.8% since the beginning of the year, significantly outperforming the S&P 500's gain of 1.1% [3] Future Outlook - The company's earnings outlook will be crucial for determining the stock's future performance, with current consensus EPS estimates at $0.32 for the coming quarter and $1.45 for the current fiscal year [7] - The Zacks Rank for Ezcorp is currently 3 (Hold), indicating expected performance in line with the market in the near future [6] Industry Context - The Financial - Consumer Loans industry, to which Ezcorp belongs, is currently in the top 40% of over 250 Zacks industries, suggesting a favorable environment for performance [8]

Core Insights - loanDepot reported a quarterly loss of $0.01 per share, outperforming the Zacks Consensus Estimate of a loss of $0.04, and compared to earnings of $0.03 per share a year ago, resulting in an earnings surprise of +75.00% [1] - The company posted revenues of $323.32 million for the quarter ended September 2025, exceeding the Zacks Consensus Estimate by 13.61% and showing an increase from $314.6 million year-over-year [2] - loanDepot shares have increased approximately 36.8% since the beginning of the year, outperforming the S&P 500's gain of 15.6% [3] Earnings Outlook - The current consensus EPS estimate for the upcoming quarter is -$0.03 on revenues of $277.8 million, and for the current fiscal year, it is -$0.19 on revenues of $1.12 billion [7] - The estimate revisions trend for loanDepot was mixed ahead of the earnings release, resulting in a Zacks Rank 3 (Hold) for the stock, indicating expected performance in line with the market [6] Industry Context - The Financial - Mortgage & Related Services industry, to which loanDepot belongs, is currently ranked in the top 41% of over 250 Zacks industries, suggesting a favorable outlook compared to the bottom 50% [8]