Core Viewpoint - Figure Technology Solutions, Inc. has announced a proposed secondary public offering of up to 4,230,000 shares of its Series A Blockchain Common Stock, aiming to enhance its capital structure and market presence [1] Group 1: Offering Details - The proposed offering includes a share repurchase plan where Figure intends to buy back up to $30 million of its Class A common stock from underwriters at the same price per share as the offering [2] - Goldman Sachs & Co. LLC, Morgan Stanley, and Cantor Fitzgerald will serve as lead joint book-running managers and sales agents for the offering [3] Group 2: Company Overview - Figure Technology Solutions operates as a blockchain-native capital marketplace, facilitating origination, funding, and trading of tokenized assets, with over 200 partners and more than $22 billion in home equity originated [6] - The company’s ecosystem includes Figure Connect, a consumer credit marketplace, and Democratized Prime, an on-chain lend-borrow marketplace, along with DART for asset custody and $YLDS, a yield-bearing stablecoin [6]

Core Insights - Figure Technology Solutions reported strong preliminary financial results for Q4 and full year 2025, highlighting significant growth in its Consumer Loan Marketplace and blockchain ecosystem [1][2][3]. Financial Performance - For Q4 2025, the Consumer Loan Marketplace volume reached $2.7 billion, marking a 131% increase year-over-year [7]. - Full year 2025 results show a Consumer Loan Marketplace volume of $8.4 billion, reflecting a 63% year-over-year growth [7]. - Preliminary net revenue for Q4 2025 is estimated between $158.0 million and $162.0 million, while for the full year, it is projected between $505.0 million and $509.0 million [7][17]. - Adjusted Net Revenue for Q4 2025 is expected to be between $155.5 million and $160.5 million, and for the full year, between $512.5 million and $517.5 million [7][17]. - GAAP Net Income for Q4 2025 is projected to be between $12.5 million and $13.5 million, with full year estimates between $131.5 million and $132.5 million [7][17]. - Adjusted EBITDA for Q4 2025 is expected to be between $80.0 million and $83.0 million, while for the full year, it is projected between $249.0 million and $252.0 million [7][17]. Strategic Focus - The company aims to expand its partner network, enhance marketplace liquidity, and advance its blockchain-native infrastructure, indicating a commitment to modernizing capital markets [3][21]. - Figure's ecosystem includes various innovative components such as Figure Connect and DART, positioning it as a leader in the tokenization of real-world assets [21][22].

Core Insights - Figure Technology Solutions reported a decrease in Consumer Loan Marketplace Volume by 6% month-over-month (M/M) to $816 million in January 2026, but a significant increase of 115% year-over-year (Y/Y) compared to January 2025, which had a volume of $380 million [2] - The company has seen a 15% increase in $YLDS in Circulation, rising to $376 million from $328 million in December 2025 [2] - Matched Offers Balance increased by 23% M/M to $253 million, while Borrower Demand and Available Lender Supply also rose by 17% and 23% respectively, indicating a growing marketplace [2] Financial Performance Metrics - Consumer Loan Marketplace Volume is defined as the total U.S. dollar equivalent value of originations of HELOCs, DSCR, and personal loans, as well as third-party loans traded on Figure Connect, reflecting the company's scale and revenue potential [4] - $YLDS in Circulation represents the total U.S. dollar equivalent value of unsecured face-amount certificates backed by Figure Certificate Company, reported as an end-of-period outstanding balance [5] - Matched Offers and Borrower Demand are defined as the U.S. dollar equivalent value of offers matched between borrowers and lenders, and the value borrowers seek to borrow, respectively, both reported as end-of-period outstanding balances [6][7] Company Overview - Figure Technology Solutions is a blockchain-native capital marketplace that connects origination, funding, and secondary market activities, with over 200 partners and a total of more than $22 billion in home equity originated to date [11] - The company is recognized as a market leader in real-world asset tokenization, with its recent securitization receiving AAA ratings from S&P and Moody's, marking a significant achievement in blockchain finance [12]

Core Insights - Figure Technology Solutions plans to report its Fourth Quarter and Full Year 2025 results on February 26, 2026, after market close, followed by a conference call at 4:30 p.m. Eastern Time [1] Company Overview - Figure Technology Solutions, Inc. is a blockchain-native capital marketplace that connects origination, funding, and secondary market activity, with over 200 partners utilizing its loan origination system [3] - The company has originated over $21 billion in home equity financing, making it the largest non-bank provider in this sector [3] - Key components of Figure's ecosystem include Figure Connect, a consumer credit marketplace, and Democratized Prime, an on-chain lend-borrow marketplace [3] - Figure also utilizes DART (Digital Asset Registry Technology) for asset custody and lien perfection, and offers $YLDS, an SEC-registered yield-bearing stablecoin [3] Market Position - Figure is recognized as the market leader in real-world asset (RWA) tokenization, with its recent securitization receiving a AAA rating from S&P and Moody's, marking a significant achievement in blockchain finance [4]

Core Viewpoint - Figure Technology Solutions has taken on the responsibility of executing community directives for the Provenance Blockchain Foundation, a decision supported by the community vote on January 14, 2026, to enhance the governance and sustainability of the Provenance Blockchain ecosystem [1][3]. Group 1: Company Overview - Figure Technology Solutions is a blockchain-native capital marketplace that connects origination, funding, and secondary market activities, with over $21 billion in home equity originated to date, making it the largest non-bank provider of home equity financing [8]. - The company utilizes the Provenance Blockchain for its digital asset ecosystem, which is the largest public blockchain in the real-world asset (RWA) space [2][10]. - Figure holds approximately 25% of the outstanding HASH tokens, which are integral to the Provenance Blockchain's utility [4]. Group 2: Governance and Community Engagement - The new structure aims to strengthen the governance clarity and long-term sustainability of the Provenance Blockchain while maintaining decentralized control through on-chain governance by HASH token holders [3][6]. - Figure will provide operational, technical, and administrative resources to support the Foundation's activities, including protocol development and ecosystem initiatives [6]. - The Foundation will continue to operate independently, with governance decisions subject to on-chain approval by HASH token holders, ensuring that Figure and the Foundation abstain from voting on governance matters related to HASH [6]. Group 3: Future Initiatives - Figure plans to strengthen the tokenomics of the HASH utility token to ensure adequate compensation for protocol validators and delegators, thereby enhancing the overall ecosystem [2][4]. - The company aims to drive third-party adoption of the Provenance ecosystem and expand RWA offerings, leveraging its resources to enhance market presence [3][4].

Core Viewpoint - Figure Technology Solutions reported strong preliminary operating data for December 2025 and Q4 2025, indicating significant growth in its consumer loan marketplace and other key metrics [1][2]. Group 1: Consumer Loan Marketplace Performance - In December 2025, the Consumer Loan Marketplace volume reached $869 million, a 2% increase from November 2025 and a 134% increase year-over-year from December 2024 [2]. - For Q4 2025, the Consumer Loan Marketplace volume totaled $2.705 billion, reflecting a 10% increase from Q3 2025 and a 131% increase year-over-year from Q4 2024 [2]. Group 2: Key Metrics Growth - The $YLDS in circulation rose to $328 million in December 2025, a 198% increase from November 2025 and a significant increase of 1,462% from Q3 2025 [2]. - Matched Offers balance in the Democratized Prime platform reached $206 million in December 2025, up 442% from November 2025 [2]. - Borrower Demand surged to $246 million in December 2025, a 435% increase from November 2025 [2]. - Available Lender Supply also increased to $213 million in December 2025, a 353% rise from November 2025 [2]. Group 3: Company Overview - Figure Technology Solutions is a blockchain-native capital marketplace that connects origination, funding, and secondary market activities, with over 200 partners and more than $21 billion in home equity originated to date [10][11]. - The company is recognized as a market leader in real-world asset tokenization, with its recent securitization receiving AAA ratings from S&P and Moody's, marking a significant milestone in blockchain finance [11].

Core Insights - Figure Technology Solutions, Inc. is a leading blockchain-native capital marketplace focused on on-chain loan products and tokenized assets [1][4] - The company will participate in two investor conferences on December 10, 2025, featuring key executives [2][3] Company Overview - Figure has originated over $19 billion in home equity loans, making it the largest non-bank provider of home equity financing [4] - The company operates a comprehensive ecosystem that includes Figure Connect, DART (Digital Asset Registry Technology), and $YLDS, a yield-bearing stablecoin [4] - Figure is recognized as a market leader in real-world asset (RWA) tokenization, with its recent securitization receiving an AAA rating from S&P, marking a significant achievement in blockchain finance [5]

Core Insights - Figure Technology Solutions is a leading blockchain-native capital marketplace focused on on-chain loan products and tokenized assets [1][3] - The company has originated over $18 billion in home equity financing, making it the largest non-bank provider in this sector [3] - Figure's ecosystem includes innovative components such as Figure Connect and Democratized Prime, along with DART for asset custody and $YLDS, a yield-bearing stablecoin [3][4] Company Participation - Michael Tannenbaum, CEO, and Macrina Kgil, CFO, will participate in a virtual fireside chat hosted by Goldman Sachs on October 23, 2025 [1] - The event will be accessible via a live webcast on Figure's Investor Relations page [2] Market Position - Figure is recognized as the market leader in real-world asset (RWA) tokenization, with its recent securitization receiving AAA ratings from S&P and Moody's [4]

Core Insights - Figure Technology Solutions, Inc. plans to report its Third Quarter 2025 results on November 13, 2025, at 4:30 p.m. Eastern Time [1] - A conference call to discuss the results and outlook will take place on November 14, 2025, at 8:30 a.m. Eastern Time, accessible via a live audio webcast [2] Company Overview - Figure Technology Solutions, Inc. is a blockchain-native capital marketplace that connects origination, funding, and secondary market activities, with over 200 partners utilizing its loan origination system [3] - The company has originated over $18 billion in home equity financing, making it the largest non-bank provider in this sector [3] - Key growth areas include Figure Connect, a consumer credit marketplace, and Democratized Prime, an on-chain lend-borrow marketplace [3] - Figure's ecosystem features DART for asset custody and lien perfection, and $YLDS, an SEC-registered yield-bearing stablecoin [3] Market Position - Figure is recognized as the market leader in real-world asset (RWA) tokenization, with its latest securitization receiving a AAA rating from S&P, marking a significant achievement in blockchain finance [4]