Core Points - Schubert Jonckheer & Kolbe LLP is investigating a data breach involving EarnIn, a California-based financial services company that provides earned wage access [1][2] - The breach has affected 21,178 Texas residents, with potentially compromised information including names, addresses, dates of birth, and Social Security numbers [1][2] - EarnIn has not disclosed the date or scope of the breach and began notifying affected individuals around November 12, 2025, which may be in violation of state and federal laws [2] Company Information - EarnIn operates in the financial services sector, specifically focusing on earned wage access, allowing users to access their earned wages before payday [1] - The company has faced scrutiny due to the data breach, which raises concerns about its cybersecurity practices and compliance with legal obligations [2][3] Legal Implications - Individuals affected by the breach may be at risk of identity theft and could be entitled to damages and changes in EarnIn's cybersecurity practices [3] - Schubert Jonckheer & Kolbe LLP represents shareholders and consumers in class actions, indicating potential legal actions against EarnIn [4]