Core Insights - Employers are increasingly prioritizing comprehensive wellbeing strategies to address macro uncertainty and rising costs, focusing on physical, emotional, career, and financial health [1][2][10] Benefits Trends - 31% of employers enhanced medical benefits to support recruitment and retention, while only 12% focused on improving pharmacy benefits [4] - Adjustments to medical (31%) and prescription drug (26%) plan designs are being made to manage expenses effectively, with 29% switching plan carriers and 32% carving out pharmacy benefits to a pharmacy benefit manager [5] - Employers are customizing benefit packages with specialized coverages, including hearing aids (59%) and autism treatments (44%) [6] Reproductive Health Benefits - 48% of employers cover infertility services, with increases in coverage for fertility medications (84%), in vitro fertilization (71%), and other related services [7] Voluntary Benefits - 67% of employers view voluntary offerings as essential for a comprehensive financial wellbeing strategy, providing support in areas where traditional benefits may fall short [8] - Financial-focused programs like identity theft protection (39%) and legal plans (38%) help employees manage financial risks, contributing to reduced stress and increased productivity [9] Report Overview - The 2025 U.S. Benefits Benchmarks Report is based on responses from over 4,000 organizations and aims to guide employers in optimizing employee wellbeing through holistic initiatives [3][12]