Core Insights - Many Maryland business owners are experiencing revenue growth but facing cash constraints, prompting the development of a financial resilience framework by Sustain CFO to assist growth-stage companies in scaling without compromising liquidity [1][4][10] Financial Challenges - Recent data from the Fed Small Business' 2025 Report highlights that 74% of businesses report increased operating costs, 61% face weak or uneven sales, and 51% struggle with inconsistent cash flow, making growth-related cash crunches more likely if not proactively managed [5] - Growth-related cash strain is often caused by multiple operational factors, including accelerated expenses and lagging cash inflows as businesses scale [6][13] Financial Resilience Framework - Sustain CFO's framework helps businesses understand the financial mechanics behind cash flow challenges, guiding leadership teams through cash readiness, growth capacity, and downside risk exposure before making expansion decisions [4][11] - The framework emphasizes adopting a cash flow operating system approach, encouraging businesses to implement forward-looking financial processes that make cash impacts visible in advance [7][8] Cash Flow Management - Regularly updated rolling cash forecasts enable businesses to anticipate obligations and understand how growth decisions affect liquidity over time, allowing for informed decision-making regarding initiatives and capital needs [8][11] - The framework aims to reduce panic-driven decisions and align growth investments with actual cash availability rather than just revenue expectations [9][10] Fractional CFO Services - Sustain CFO offers fractional CFO-level support to provide financial insight without the cost of a full-time hire, helping businesses understand the cash implications of expansion decisions [10][12] - The services focus on establishing reliable forecasts and financial operating rhythms within a 90-day visibility horizon to support informed decision-making [11][12]