Core Insights - Freedom Holding Corp. has published its annual Sustainability Report for the 2025 financial year, highlighting significant contributions to social, educational, sports, and environmental projects, with total ESG-oriented investments amounting to 27.87 billion tenge (USD 57.6 million) [1][4]. Investment Areas - The company allocated 1.32 billion tenge (USD 2.73 million) for the construction of a new artificial intelligence facility at SDU University, focusing on fintech, AI, and digital technologies [5]. - An additional 62.77 million tenge (USD 0.13 million) was invested in the Freedom Fintech Bootcamp program, aimed at training specialists in Data Science and Machine Learning [6]. - A total of 1.86 billion tenge (USD 3.84 million) was dedicated to hosting the ICPC World Finals 2024 in Kazakhstan, enhancing the country's technological profile [6]. Sports and Healthy Lifestyles - Freedom Holding Corp. invested 1.28 billion tenge (USD 2.64 million) in the construction of the Freedom Yelimay football complex in Semey, and 795 million tenge (USD 1.64 million) for a sports complex for people with disabilities in Oral [8]. Social and Infrastructure Projects - The company allocated 2.9 billion tenge (USD 5.99 million) to assist flood victims in western Kazakhstan, including restoration of vital facilities and construction of protective dams [9]. - In the cultural sector, 336 million tenge (USD 0.69 million) was allocated for the reconstruction of the Abai State Opera and Ballet Theatre [9]. Environmental Projects - Freedom Holding Corp. allocated 149.91 million tenge (USD 0.31 million) for the construction of the Kazakhstan Pavilion at COP29 and signed agreements for biodiversity conservation [10][13]. - Long-term environmental initiatives include 200 million tenge (USD 0.41 million) dedicated to promoting sustainable technologies and supporting the restoration of the Aral Sea ecosystem [11]. Team Development - The company reports that 95% of its employees are based in Kazakhstan, with a 56% increase in specialists under the age of 30 and an almost perfect gender balance [12]. Strategic Achievements - Major strategic achievements include the opening of the UN Regional Office for the Sustainable Development Goals in Central Asia and participation in COP29, resulting in significant ESG agreements [13][14].

Core Insights - Freedom Holding Corp. reported a 23% increase in revenue for the fiscal year ending March 31, 2025, reaching $2.05 billion, up from $1.67 billion the previous year, indicating strong operational performance and customer growth across all sectors [2][8] - The company is transitioning towards a unified digital ecosystem that integrates various financial services, enhancing customer experience and operational efficiency [3][9] Financial Performance - Total assets increased to $9.9 billion, reflecting robust growth in the company's financial operations [2] - The insurance segment saw a significant increase in underwriting income, up 134% to $617.6 million, driven by high demand for pension and accident insurance products [4] - The brokerage division generated $717.3 million in revenue, while the banking segment posted $506.1 million [4] - Fee and commission income rose by 15% to $505.0 million, with brokerage services income increasing by 29% to $430.1 million [8] - Interest income increased to $864.5 million, a 4% rise, supported by margin lending and an expanded loan portfolio [8] Customer Growth - The number of brokerage accounts reached 683,000, a 29% year-on-year increase, while active accounts surged by 57% to over 151,000 [8] - The number of bank clients more than doubled to 2.5 million, and insurance customers reached 1.17 million, reflecting rising demand for integrated financial services [8] Strategic Initiatives - The company is investing significantly in developing its digital ecosystem, including the launch of Freedom Telecom and new media projects [5][6] - The focus remains on scaling technology, expanding geographically, and enhancing customer experience through artificial intelligence and product personalization [9] Market Position - Freedom Holding Corp. has a market capitalization exceeding $8 billion as of March 31, 2025, and operates in 22 countries [12]