分组1 - American Express reported quarterly earnings of $3.53 per share, slightly missing the Zacks Consensus Estimate of $3.54 per share, but showing an increase from $3.04 per share a year ago, resulting in an earnings surprise of -0.28% [1] - The company posted revenues of $18.98 billion for the quarter ended December 2025, surpassing the Zacks Consensus Estimate by 0.84% and increasing from $17.18 billion year-over-year [2] - Over the last four quarters, American Express has exceeded consensus EPS estimates three times and has also topped consensus revenue estimates three times [2] 分组2 - The stock has underperformed the market, losing about 3.1% since the beginning of the year, while the S&P 500 has gained 1.8% [3] - The current consensus EPS estimate for the upcoming quarter is $3.95 on revenues of $18.44 billion, and for the current fiscal year, it is $17.50 on revenues of $78.16 billion [7] - The Zacks Industry Rank for Financial - Miscellaneous Services is currently in the top 39% of over 250 Zacks industries, indicating a favorable outlook for the industry [8]

Core Viewpoint - American Express is set to report its earnings on October 17, 2025, with expectations of a significant increase in both EPS and revenue compared to the previous year [2][3]. Financial Performance - The stock of American Express closed at $323.09, reflecting a +2.16% increase from the previous day, outperforming the S&P 500's daily gain of 1.56% [1] - Over the past month, American Express's stock has decreased by 2.78%, which is worse than the Finance sector's loss of 2.31% and the S&P 500's gain of 0.41% [1]. Earnings Estimates - The anticipated EPS for the upcoming earnings report is $3.96, representing a 13.47% increase year-over-year [2]. - Revenue is expected to reach $17.99 billion, indicating an 8.15% increase compared to the same quarter last year [2]. - For the entire year, the Zacks Consensus Estimates predict earnings of $15.26 per share and revenue of $71.41 billion, reflecting changes of +14.31% and +8.28% respectively compared to the previous year [3]. Analyst Sentiment - Recent changes to analyst estimates for American Express are seen as indicators of short-term business trends, with positive revisions suggesting optimism about the company's outlook [3]. - The Zacks Rank for American Express is currently 3 (Hold), with a slight increase of 0.02% in the EPS estimate over the past month [5]. Valuation Metrics - American Express has a Forward P/E ratio of 20.73, which is a premium compared to the industry average of 11.98 [6]. - The company also has a PEG ratio of 1.66, compared to the Financial - Miscellaneous Services industry's average PEG ratio of 0.96 [7]. Industry Context - The Financial - Miscellaneous Services industry ranks in the top 37% of all industries, with a Zacks Industry Rank of 91 [8].