It can be challenging to buy a house with a low income, because depending on the circumstances, a lender may not approve you for a mortgage. A low salary also makes it difficult to save enough for a down payment and closing costs. Fortunately, there are loan programs and other forms of assistance that can help make your homeownership dreams a reality. Read about the best mortgage lenders for low and no down payments. How to buy a house with a low income 1. Improve your credit score Lenders assess your ...