Core Insights - Homeowners insurance is essential for financial protection, especially for those with a mortgage, as lenders require coverage [1] - Post-divorce insurance issues can arise due to administrative oversights or incomplete removal of a former spouse from the policy [4][5] Group 1: Case Study - A homeowner named Debbie faced unexpected policy cancellation due to her ex-husband mistakenly canceling the insurance after not being removed from the policy [2][3] - Debbie's situation highlights the importance of ensuring that all records are updated following a divorce to avoid living in an uninsured home [3] Group 2: Common Issues - Insurers may fail to process the removal of a former spouse correctly, leading to potential risks for the remaining insured party [4] - Proper documentation, such as a revised deed or divorce judgment, is necessary to formally complete the removal of a former spouse from the policy [5] Group 3: Recommendations - To prevent insurance issues, homeowners should notify their insurer immediately after being awarded the home and submit required documentation in writing [6] - Keeping copies of all communications and following up until receiving an updated declarations page is crucial for ensuring proper coverage [6]