Instead of “House Emergency Fund,” commenters shared their creative alternatives: “Banana Stand,” “Forbidden Donut,” “Buy the Farm,” and even “OH SH*T!” One parent said their savings bucket for kids is called “TTB” for “Tuition, Therapy, or Bail.”Of course, most people admitted it's coincidence. Appliances age. Roofs wear out. Pets need emergency vet visits. Utilities true up underestimated bills. Homeownership means things will break. When you finally have money set aside, it often gets absorbed by deferre ...