Core Insights - Black Friday is an optimal time to utilize HSA/FSA funds due to significant discounts on health and wellness products that qualify for these accounts [1][25] Group 1: HSA/FSA Spending Opportunities - HSA/FSA funds can be used for a variety of medically necessary items, including first-aid supplies, menstrual care products, and fitness wearables [2][6] - Major discounts are available on health products, such as 30% off the Oura Ring 4 and $100 off the Therabody TheraFace Mask [2][12] - Retailers like HSA Store and FSA Store facilitate hassle-free shopping for HSA/FSA-eligible products [3] Group 2: Personal Care and Medical Necessities - Items classified as "personal care" can be reimbursed with a Letter of Medical Necessity (LMN) from a doctor, including electric toothbrushes and air purifiers [4][6] - Health tools such as OTC medications, first-aid kits, and blood pressure monitors are eligible for purchase with HSA/FSA funds [7] Group 3: Skincare and Vision Deals - Skincare products that treat conditions like acne and eczema are eligible for HSA/FSA spending, with discounts available at retailers like Dermstore and Sephora [8][10] - Prescription eyewear, including designer frames and contacts, is fully covered under HSA/FSA, with discounts of 30-40% available at various retailers [14][23] Group 4: Health Services and Recovery Products - Services like comprehensive blood panel insights from platforms such as InsideTracker are HSA/FSA-eligible and currently discounted by 50% [17][18] - Recovery products from brands like Therabody and Hyperice, including massage guns and therapy masks, are eligible for HSA/FSA payment and are on sale [20] Group 5: Fitness Wearables - Many fitness trackers and health wearables are eligible for HSA/FSA reimbursement, with notable discounts on products like the Oura Ring 4 and Whoop MG Life membership [21][22]