Core Viewpoint - Oportun is urging stockholders to support its management team and board nominees, emphasizing the company's strong financial performance and strategic direction ahead of the 2025 Annual Meeting [1][3][5]. Group 1: Financial Performance - Oportun's Q1 2025 performance showed aggregate originations grew by nearly 40% year-over-year [5]. - The adjusted operating expense ratio reached 13.3%, marking the second lowest in the company's history as a public entity [5][17]. - The company expects adjusted EPS for 2025 to be between $1.10 and $1.30, reflecting a year-over-year growth of 53% to 81% [5][18]. Group 2: Strategic Initiatives - Oportun has streamlined its product portfolio, reduced costs, and focused on improving credit outcomes and business economics [4][15]. - The company has taken decisive actions to enhance credit quality, resulting in a fifth consecutive year-over-year decline in the 30+ day delinquency rate [5][17]. - Oportun's strategic priorities include improving credit outcomes, strengthening business economics, and identifying high-quality originations [16][18]. Group 3: Governance and Board Nominees - Oportun is nominating Raul Vazquez and Carlos Minetti for election to the Board, highlighting their qualifications and alignment with stockholder interests [20][21]. - The Board emphasizes that removing CEO Raul Vazquez would disrupt the company's progress and leadership continuity [25][28]. - Stockholders are encouraged to vote using the GREEN proxy card to support the company's nominees [3][29]. Group 4: Company Background and Mission - Oportun has provided over $20 billion in credit, helping more than 1.3 million members build credit histories [7]. - The company aims to offer responsible credit at lower costs than traditional financial institutions, focusing on underserved communities [6][8]. - Oportun's mission is to provide inclusive, affordable financial services that empower individuals to build better futures [6].