Group 1 - The article discusses the financial journey of former Goldman Sachs analyst Sam Dogen, who sold a significant portion of his investments to purchase a home, resulting in a loss of approximately $150,000 annually in passive income [1][2] - Dogen's decision to invest in real estate was driven by a fear of missing out (FOMO), which he later regretted as it led to being "house-rich and cash-poor" [2][3] - After realizing the impact of his investment choices, Dogen returned to work briefly but ultimately decided against seeking another job, managing to save around $40,000 in the process [3] Group 2 - The article highlights alternative ways to earn passive income through real estate without direct ownership, such as investing in shares of vacation homes or rental properties via platforms like Arrived [4] - Arrived allows investors to participate in real estate markets with minimal initial investment, starting from as little as $100, and offers the potential for quarterly dividends [5] - The platform is backed by notable investors, including Jeff Bezos, and focuses on properties selected for their appreciation and income generation potential [5]