Andrii Yalanskyi / iStock via Getty Images Key Points JEPI offers a 7.1% yield through call options on 125 holdings including Magnificent Seven stocks. SPHD caps sectors at 10 stocks each to prevent overweighting and focuses on stable dividend payers. JEPI returned 72% since 2020 versus SPHD’s 129% since 2015 with lower volatility. If you’re thinking about retiring or know someone who is, there are three quick questions causing many Americans to realize they can retire earlier than expected. take ...